bad credit upside down where can i go near me oaklawn illinois

Asked by Dec 29, 2015 at 05:08 PM about the 2013 Chevrolet Camaro LT2

Question type: General

me and my ex girlfriend i need to get rid of this car who deals with being
upside down and challenged credit near oaklawn 60453

1 Answer

67,445

By "being upside down" I'm assuming that you owe more on the vehicle than it's worth? That's no problem. Any remaining balance on your old car will simply be added to the financing for the new one. As far as a not so good credit rating, as long as you're not in bankruptcy, you can get a car loan at most new car dealerships or even a buy here/pay here place. I'd go after a new (2015 model) vehicle though. The things to look out for is the interest rate of the new loan. Since you're a higher risk you'll have to pay a higher interest rate. Plus you'll be paying for the old car still because the remaining balance was added to the financing for the new car. You may consider leasing a new car. This is a good option for people in your situation. Lastly, I mentioned a '15 model because at this point the '16s are out and the dealers will want to get rid of the '15s so you'll get a better deal. I did that in October of 1993 when I bought my new Chevy Caprice. The '94s had been out for several months and they were very eager to sell me the '93. They used to call them "leftovers". Research any '15s that are being offered with incentives such as factory rebates, lower interest, or special lease deals. HTH. - Jim

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