I see you wrote about bad credit

10

Asked by Sep 06, 2014 at 11:21 PM about the Honda Civic

Question type: General

What if you have no established credit? I have always been told that no credit is worse
than bad credit. Is that true? I need a reliable car, and have nobody to cosign with me. Is
there a way to get around needing a cosigner? I can definitely afford the monthly payment!

6 Answers

61,395

Destineyms,if you can afford a payment,find a finance on lot,buy here pay here,they don,t run your credit,and find the right car within your budget.They usually want a little down,but if you can do payment,s im sure there is one that will get you in a car.And as far as credit these day.s you have to have pretty good credit,to even make a loan these day,s.

2 out of 2 people think this is helpful.
10

T_S_T, I found the perfect car, affordable etc. I want to put 1500 down. It is just ridiculous, nobody will give me the chance to establish any credit! I really don't want another rink-a-dink car that I have throw ungodly amounts of cash into every month. I have a son now, I am in school, working full time, and volunteering at the hospital, I need reliability.

1 out of 1 people think this is helpful.
61,395

I can understand,your circumstances,credit is tuff,our economy has killed itself,and us a long with it,credit is only for the rich,and poverty for the mid and poor,i wish you luck on your endeavour,hope you find the right car.

2 out of 2 people think this is helpful.
223,065

Have you tried one of your local credit unions to secure a loan?

10

Tom, I have not tried a credit union. Would that be a better option than just financing the car from the dealership?

dont even bother they are all junk cars

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