2020 Toyota 4Runner vs 2021 Volvo XC90
Overview | |
MSRP$36,120 | MSRP$49,000 |
Listings886 | Listings323 |
Ratings & Reviews | |
User Reviews | User Reviews |
Expert reviews6.8 out of 10 | Expert reviews7.7 out of 10 |
Pros
Cons
| Pros
Cons
|
2020 Toyota 4Runner Reviews SummaryEven in its expensive Limited trim, the Toyota 4Runner remains clearly purpose-built for tackling terrain. Whether on a dusty cow path or snowy mountain road, the 4Runner looks most in its element when its outside the typical car’s comfort zone. For 2020, Toyota keeps enough chrome and leather available to market the 4Runner as a rough-and-tumble luxury alternative, but shoppers considering one had better have a real need for 4-wheel drive. | |
2021 Volvo XC90 Reviews SummaryVolvo may be known for sensible station wagons, but the XC90 SUV is the Swedish automaker’s de facto flagship. The current generation debuted design features, technology, and powertrains that have since found their way into most other Volvo models. Several years into the current-generation model’s lifecycle, the XC90 is no longer a trendsetter, but remains Volvo’s contender in the competitive midsize luxury SUV segment, with the automaker’s typical emphasis on safety features. The current-generation XC90 launched for the 2016 model year, so most competitors—including the Audi Q7, Acura MDX, BMW X5, and Mercedes-Benz GLE-Class—have been updated or redesigned since then. The Cadillac XT6 and Lincoln Aviator didn’t even exist when this generation of XC90 launched. A redesigned version is expected to arrive soon, so changes to the 2021 XC90 are minimal. All 2021 Volvo models are now limited to 112 mph for safety reasons and get Care Key, which lets owners limit the top speed before loaning the car out to a friend or family member. The XC90 also gets a handful of newly standard tech features, and some small cosmetic changes. Volvo offers the XC90 in three trim levels—Momentum, R-Design, and Inscription—with three powertrain options: T5 and T6 gasoline engines, and the T8 plug-in hybrid. Our test car was a range-topping T8 Recharge Inscription, combining the top Inscription trim level with the plug-in hybrid powertrain, which has the highest output of the three. | |
No video found | No video found |
Popular Features & Specs | |
Engine4.0L 270 hp V6 | Engine2.0L 250 hp I4 |
Drive Train4X2 | Drive TrainFWD |
Seating Capacity7 | Seating Capacity7 |
Horsepower270 hp @ 5600 rpm | Horsepower250 hp @ 5500 rpm |
MPG City16 | MPG City21 |
MPG Highway19 | MPG Highway30 |
Engine | |
Engine Name4.0L 270 hp V6 | Engine Name2.0L 250 hp I4 |
Torque278 lb-ft @ 4400 rpm | Torque258 lb-ft @ 1500 rpm |
Horsepower270 hp @ 5600 rpm | Horsepower250 hp @ 5500 rpm |
Drivetrain4X2 | DrivetrainFWD |
Fuel Economy | |
MPG City16 | MPG City21 |
MPG Highway19 | MPG Highway30 |
Interior | |
Seating Capacity7 | Seating Capacity7 |
Key Features | |
Sunroof/Moonroof | Sunroof/MoonroofStandard |
Safety | |
Front Crash Overall4 | Front Crash Overall5 |
Side Crash Overall5 | Side Crash Overall5 |
Dimensions & Capacity | |
Cargo Space47.2 cu ft | Cargo Space10.7 cu ft |
Curb Weight4400 lbs | Curb Weight4374 lbs |
Height71.5 in | Height69.9 in |
Length190.2 in | Length195.0 in |
Width75.8 in | Width84.3 in |
Wheelbase109.8 in | Wheelbase117.5 in |
Maximum Payload1700 lbs | Maximum Payload1631 lbs |
Number of doors4 | Number of doors4 |
Maximum Towing Capacity5000 lbs | Maximum Towing Capacity4000 lbs |
Standard Towing Capacity5000 lbs | Standard Towing Capacity |
Overview | ||
MSRP | $36,120 | $49,000 |
Listings | ||
Ratings & Reviews | ||
User reviews | ||
Expert reviews | 6.8 out of 10Read full review | 7.7 out of 10Read full review |
Pros & cons | Pros
Cons
| Pros
Cons
|
Summary | Even in its expensive Limited trim, the Toyota 4Runner remains clearly purpose-built for tackling terrain. Whether on a dusty cow path or snowy mountain road, the 4Runner looks most in its element when its outside the typical car’s comfort zone. For 2020, Toyota keeps enough chrome and leather available to market the 4Runner as a rough-and-tumble luxury alternative, but shoppers considering one had better have a real need for 4-wheel drive. | Volvo may be known for sensible station wagons, but the XC90 SUV is the Swedish automaker’s de facto flagship. The current generation debuted design features, technology, and powertrains that have since found their way into most other Volvo models. Several years into the current-generation model’s lifecycle, the XC90 is no longer a trendsetter, but remains Volvo’s contender in the competitive midsize luxury SUV segment, with the automaker’s typical emphasis on safety features. The current-generation XC90 launched for the 2016 model year, so most competitors—including the Audi Q7, Acura MDX, BMW X5, and Mercedes-Benz GLE-Class—have been updated or redesigned since then. The Cadillac XT6 and Lincoln Aviator didn’t even exist when this generation of XC90 launched. A redesigned version is expected to arrive soon, so changes to the 2021 XC90 are minimal. All 2021 Volvo models are now limited to 112 mph for safety reasons and get Care Key, which lets owners limit the top speed before loaning the car out to a friend or family member. The XC90 also gets a handful of newly standard tech features, and some small cosmetic changes. Volvo offers the XC90 in three trim levels—Momentum, R-Design, and Inscription—with three powertrain options: T5 and T6 gasoline engines, and the T8 plug-in hybrid. Our test car was a range-topping T8 Recharge Inscription, combining the top Inscription trim level with the plug-in hybrid powertrain, which has the highest output of the three. |
Video | No video found | No video found |
Popular Features & Specs | ||
Engine | 4.0L 270 hp V6 | 2.0L 250 hp I4 |
Drive Train | 4X2 | FWD |
Seating Capacity | 7 | 7 |
Horsepower | 270 hp @ 5600 rpm | 250 hp @ 5500 rpm |
MPG City | 16 | 21 |
MPG Highway | 19 | 30 |
Engine | ||
Engine Name | 4.0L 270 hp V6 | 2.0L 250 hp I4 |
Torque | 278 lb-ft @ 4400 rpm | 258 lb-ft @ 1500 rpm |
Horsepower | 270 hp @ 5600 rpm | 250 hp @ 5500 rpm |
Drivetrain | 4X2 | FWD |
Fuel Economy | ||
MPG City | 16 | 21 |
MPG Highway | 19 | 30 |
Interior | ||
Seating Capacity | 7 | 7 |
Key Features | ||
Sunroof/Moonroof | Standard | |
Safety | ||
Front Crash Overall | 4 | 5 |
Side Crash Overall | 5 | 5 |
Dimensions & Capacity | ||
Cargo Space | 47.2 cu ft | 10.7 cu ft |
Curb Weight | 4400 lbs | 4374 lbs |
Height | 71.5 in | 69.9 in |
Length | 190.2 in | 195.0 in |
Width | 75.8 in | 84.3 in |
Wheelbase | 109.8 in | 117.5 in |
Maximum Payload | 1700 lbs | 1631 lbs |
Number of doors | 4 | 4 |
Maximum Towing Capacity | 5000 lbs | 4000 lbs |
Standard Towing Capacity | 5000 lbs | |
The 2020 Toyota 4Runner had a timeless design characterized by tall slab sides, a high beltline, short overhangs, and a near-vertical front fascia. Its utilitarian attitude was enhanced by flared wheel wells designed to accommodate bulky off-road tires and short overhangs that allowed it to tackle steep pitches and sharp declines. The hood scoop, a visual cue for the off-road-focused TRD trim, was one of the few non-functional elements. The front end featured small, angular headlights, and the grille varied by trim, with body-color bars on most trims and blacked-out accents on the TRD Pro. The Limited trim, aimed at comfort, featured chrome accents and leather upholstery, though the overall feel remained utilitarian with plenty of plastic and a seating position designed for off-roading.
In contrast, the 2021 Volvo XC90 successfully reshaped Volvo's image with a design that added character while retaining traditional styling features like a boxy profile and a blunt front end with a rectangular grille. The details made the difference, with softer lines, more chrome, and distinctive LED headlights with "Thor’s Hammer" daytime running lights. The Inscription trim, our test model, was the flashiest with extra chrome trim and optional 21-inch alloy wheels. The R-Design trim had a sportier look, while the base Momentum trim was more understated. The XC90 shared Volvo's Scalable Product Architecture (SPA) platform with other models, contributing to its car-based crossover design.
















The 2020 Toyota 4Runner featured a 4-liter V6 engine paired with a 5-speed automatic transmission, producing 270 horsepower and 278 pound-feet of torque. This engine was designed for durability and off-road capability rather than smoothness or fuel efficiency, with an EPA estimate of 16 mpg city, 19 highway, and 17 combined. The 4Runner excelled off-road, thanks to its body-on-frame construction and advanced traction systems like Toyota’s CRAWL control and Multi-Terrain Select. The Limited trim had a full-time 4WD system, while the TRD models featured a part-time system better suited for crawling up boulders. The 4Runner had a towing capacity of up to 5,000 pounds but suffered from significant body roll and vague steering on the road.
The 2021 Volvo XC90 offered three powertrains based on a 2.0-liter four-cylinder engine and an eight-speed automatic transmission. The base T5 engine was turbocharged, producing 250 horsepower and 258 pound-feet of torque. The T6 engine was both turbocharged and supercharged, delivering 316 hp and 295 lb-ft of torque. The T8 Twin Engine plug-in hybrid combined the T6 engine with electric assist, producing 400 hp and 472 lb-ft of torque. The T5 came standard with front-wheel drive, while all-wheel drive was optional on the T5 and standard on the T6 and T8. The XC90 excelled in ride quality and old-school luxury, with an optional air-suspension system and a quiet cabin. However, the T8 struggled with acceleration on electric power alone, and the gasoline engine often had to assist even at low speeds. The XC90 had a towing capacity of up to 5,000 pounds, except for the base FWD T5, which was rated at 4,000 pounds.
The 2020 Toyota 4Runner offered excellent outward visibility and a relatively tight turning radius of 18 feet, 7 inches. The interior featured large, chunky knobs for HVAC and stereo controls, and an 8-inch touchscreen with physical buttons. The tall seating position provided a commanding view of the road, though climbing in and out could be tiring without power-retractable running boards. The 4Runner offered an optional third row of seats, but these were best suited for short and occasional use due to their lack of legroom and comfort. The third-row seats folded toward the floor and slid backward, making them narrow and thin.
The 2021 Volvo XC90 was available in six-seat or seven-seat configurations, with headroom and legroom in all three rows being about average for the segment. The third row was tight for adults, and the seats in both the second and third rows felt hard and lacked support. An optional power moonroof and standard four-zone climate control enhanced the interior's spacious feel. The Inscription trim featured 10-way power-adjustable heated and ventilated front seats with backrest massage, but a power-adjustable steering wheel was not available. Cargo space was limited, with 11.2 cubic feet with all seats in place, 34.1 cubic feet with the rear seats folded, and 64.1 cubic feet with the second and third rows folded. A hands-free power tailgate was available.
The 2020 Toyota 4Runner was updated with an 8-inch touchscreen infotainment system compatible with Apple CarPlay and Android Auto. The system included Amazon Alexa, Bluetooth connectivity, a single USB media port, and various subscription services like Sirius XM Radio, Safety Connect, and WiFi Connect. Higher trims offered features like a JBL stereo and navigation system. However, the 4Runner lagged behind competitors in total features and usability, with the most advanced features hidden in the powertrain rather than the dashboard.
The 2021 Volvo XC90 featured the Sensus infotainment system with a 9-inch touchscreen, 12.3-inch digital instrument cluster, Apple CarPlay/Android Auto compatibility, Bluetooth, and a built-in WiFi hotspot. Standard USB ports included two front USB-A ports and two rear USB-C ports. A 19-speaker Bowers & Wilkins premium audio system and head-up display were available. The portrait-oriented touchscreen was easy to use, though the amount of text and typeface made reading some menus difficult while driving. The wireless charging pad added for 2021 was too small for most phones, and the lack of front USB-C ports was a drawback.
The 2020 Toyota 4Runner came equipped with Toyota Safety Sense P (TSS-P), which included adaptive cruise control, lane-departure alert, a pre-collision system with pedestrian detection, and automatic high beams. The 4Runner also had eight standard airbags. The National Highway Traffic Safety Administration (NHTSA) awarded it four out of five stars overall, with three stars in the rollover test. The Insurance Institute for Highway Safety (IIHS) gave it a Good rating in most crash tests but a Marginal rating in the small overlap front: driver-side test. The adaptive cruise control worked well, but the high center of gravity and imprecise steering made a more active lane-keeping assist system desirable.
The 2021 Volvo XC90 received the highest "Top Safety Pick+" rating from the IIHS for non-hybrid models, with top "Good" scores in all crash tests and a "Superior" rating for front-crash prevention tech in vehicle-to-vehicle testing. The NHTSA gave all XC90 models a five-star overall safety rating. The XC90 offered more standard safety features than most competitors, including lane-keep assist, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, rear cross-traffic alert, automatic emergency braking, and Volvo’s Pilot Assist driver aid. Pilot Assist combined adaptive cruise control with automated lane centering, though it struggled with highway curves and was not meant to replace an attentive driver.
CarGurus highlights

According to CarGurus experts, the overall rating for the 2020 Toyota 4Runner is 6.8 out of 10, while the 2021 Volvo XC90 scores 7.7 out of 10. Based on these ratings, the 2021 Volvo XC90 is the better choice, offering a more luxurious interior, advanced safety features, and a higher overall rating.
Choose the 2020 Toyota 4Runner if:
- You prioritize off-road capability and ruggedness.
- You need a vehicle with a high towing capacity.
- You prefer a straightforward, utilitarian design.
Choose the 2021 Volvo XC90 if:
- You value a luxurious and minimalist interior.
- You want advanced safety features and top safety ratings.
- You prefer a more efficient and comfortable ride.
CarGurus highlights

According to CarGurus experts, the overall rating for the 2020 Toyota 4Runner is 6.8 out of 10, while the 2021 Volvo XC90 scores 7.7 out of 10. Based on these ratings, the 2021 Volvo XC90 is the better choice, offering a more luxurious interior, advanced safety features, and a higher overall rating.
Choose the 2020 Toyota 4Runner if:
Shop Now- You prioritize off-road capability and ruggedness.
- You need a vehicle with a high towing capacity.
- You prefer a straightforward, utilitarian design.
Choose the 2021 Volvo XC90 if:
Shop Now- You value a luxurious and minimalist interior.
- You want advanced safety features and top safety ratings.
- You prefer a more efficient and comfortable ride.

By: CarGurus + AI
At CarGurus, our team of experienced automotive writers remain at the heart of our content operation, conducting hands-on car tests and writing insightful guides that are backed by years of industry experience. To complement this, we are harnessing AI to make our content offering more diverse and more helpful to shoppers than ever. To achieve this, our AI systems are based exclusively on CarGurus content, ratings and data, so that what we produce is both unique to CarGurus, and uniquely helpful to car shoppers.








































