2021 Volvo XC90 vs 2020 Toyota RAV4
Overview | |
MSRP$25,950 | MSRP$49,000 |
Listings1257 | Listings323 |
Ratings & Reviews | |
User Reviews | User Reviews |
Expert reviews8.7 out of 10 | Expert reviews7.7 out of 10 |
Pros
Cons
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Cons
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2020 Toyota RAV4 Reviews SummaryAmericans love the Toyota RAV4. The compact crossover SUV is the most popular vehicle in the U.S. that isn’t a pickup truck, and when you live with one for a while, it’s easy to understand why so many people buy a RAV4. Available with a gasoline 4-cylinder or a gas-electric hybrid powertrain (covered as a separate model), and in a wide range of configurations including sporty XSE, luxurious Limited, and rugged Adventure, the 2020 RAV4 meets a variety of customer wants and needs. | |
2021 Volvo XC90 Reviews SummaryVolvo may be known for sensible station wagons, but the XC90 SUV is the Swedish automaker’s de facto flagship. The current generation debuted design features, technology, and powertrains that have since found their way into most other Volvo models. Several years into the current-generation model’s lifecycle, the XC90 is no longer a trendsetter, but remains Volvo’s contender in the competitive midsize luxury SUV segment, with the automaker’s typical emphasis on safety features. The current-generation XC90 launched for the 2016 model year, so most competitors—including the Audi Q7, Acura MDX, BMW X5, and Mercedes-Benz GLE-Class—have been updated or redesigned since then. The Cadillac XT6 and Lincoln Aviator didn’t even exist when this generation of XC90 launched. A redesigned version is expected to arrive soon, so changes to the 2021 XC90 are minimal. All 2021 Volvo models are now limited to 112 mph for safety reasons and get Care Key, which lets owners limit the top speed before loaning the car out to a friend or family member. The XC90 also gets a handful of newly standard tech features, and some small cosmetic changes. Volvo offers the XC90 in three trim levels—Momentum, R-Design, and Inscription—with three powertrain options: T5 and T6 gasoline engines, and the T8 plug-in hybrid. Our test car was a range-topping T8 Recharge Inscription, combining the top Inscription trim level with the plug-in hybrid powertrain, which has the highest output of the three. | |
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Popular Features & Specs | |
Engine2.5L 203 hp I4 | Engine2.0L 250 hp I4 |
Drive TrainFWD | Drive TrainFWD |
Seating Capacity5 | Seating Capacity7 |
Horsepower | Horsepower250 hp @ 5500 rpm |
MPG City27 | MPG City21 |
MPG Highway35 | MPG Highway30 |
Engine | |
Engine Name2.5L 203 hp I4 | Engine Name2.0L 250 hp I4 |
Torque | Torque258 lb-ft @ 1500 rpm |
Horsepower | Horsepower250 hp @ 5500 rpm |
DrivetrainFWD | DrivetrainFWD |
Fuel Economy | |
MPG City27 | MPG City21 |
MPG Highway35 | MPG Highway30 |
Interior | |
Seating Capacity5 | Seating Capacity7 |
Key Features | |
Sunroof/Moonroof | Sunroof/MoonroofStandard |
Safety | |
Front Crash Overall4 | Front Crash Overall5 |
Side Crash Overall5 | Side Crash Overall5 |
Dimensions & Capacity | |
Cargo Space37.6 cu ft | Cargo Space10.7 cu ft |
Curb Weight3370 lbs | Curb Weight4374 lbs |
Height67.0 in | Height69.9 in |
Length180.9 in | Length195.0 in |
Width73.0 in | Width84.3 in |
Wheelbase105.9 in | Wheelbase117.5 in |
Maximum Payload1240 lbs | Maximum Payload1631 lbs |
Number of doors4 | Number of doors4 |
Maximum Towing Capacity1500 lbs | Maximum Towing Capacity4000 lbs |
Overview | ||
MSRP | $25,950 | $49,000 |
Listings | ||
Ratings & Reviews | ||
User reviews | ||
Expert reviews | 8.7 out of 10Read full review | 7.7 out of 10Read full review |
Pros & cons | Pros
Cons
| Pros
Cons
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Summary | Americans love the Toyota RAV4. The compact crossover SUV is the most popular vehicle in the U.S. that isn’t a pickup truck, and when you live with one for a while, it’s easy to understand why so many people buy a RAV4. Available with a gasoline 4-cylinder or a gas-electric hybrid powertrain (covered as a separate model), and in a wide range of configurations including sporty XSE, luxurious Limited, and rugged Adventure, the 2020 RAV4 meets a variety of customer wants and needs. | Volvo may be known for sensible station wagons, but the XC90 SUV is the Swedish automaker’s de facto flagship. The current generation debuted design features, technology, and powertrains that have since found their way into most other Volvo models. Several years into the current-generation model’s lifecycle, the XC90 is no longer a trendsetter, but remains Volvo’s contender in the competitive midsize luxury SUV segment, with the automaker’s typical emphasis on safety features. The current-generation XC90 launched for the 2016 model year, so most competitors—including the Audi Q7, Acura MDX, BMW X5, and Mercedes-Benz GLE-Class—have been updated or redesigned since then. The Cadillac XT6 and Lincoln Aviator didn’t even exist when this generation of XC90 launched. A redesigned version is expected to arrive soon, so changes to the 2021 XC90 are minimal. All 2021 Volvo models are now limited to 112 mph for safety reasons and get Care Key, which lets owners limit the top speed before loaning the car out to a friend or family member. The XC90 also gets a handful of newly standard tech features, and some small cosmetic changes. Volvo offers the XC90 in three trim levels—Momentum, R-Design, and Inscription—with three powertrain options: T5 and T6 gasoline engines, and the T8 plug-in hybrid. Our test car was a range-topping T8 Recharge Inscription, combining the top Inscription trim level with the plug-in hybrid powertrain, which has the highest output of the three. |
Video | No video found | |
Popular Features & Specs | ||
Engine | 2.5L 203 hp I4 | 2.0L 250 hp I4 |
Drive Train | FWD | FWD |
Seating Capacity | 5 | 7 |
Horsepower | 250 hp @ 5500 rpm | |
MPG City | 27 | 21 |
MPG Highway | 35 | 30 |
Engine | ||
Engine Name | 2.5L 203 hp I4 | 2.0L 250 hp I4 |
Torque | 258 lb-ft @ 1500 rpm | |
Horsepower | 250 hp @ 5500 rpm | |
Drivetrain | FWD | FWD |
Fuel Economy | ||
MPG City | 27 | 21 |
MPG Highway | 35 | 30 |
Interior | ||
Seating Capacity | 5 | 7 |
Key Features | ||
Sunroof/Moonroof | Standard | |
Safety | ||
Front Crash Overall | 4 | 5 |
Side Crash Overall | 5 | 5 |
Dimensions & Capacity | ||
Cargo Space | 37.6 cu ft | 10.7 cu ft |
Curb Weight | 3370 lbs | 4374 lbs |
Height | 67.0 in | 69.9 in |
Length | 180.9 in | 195.0 in |
Width | 73.0 in | 84.3 in |
Wheelbase | 105.9 in | 117.5 in |
Maximum Payload | 1240 lbs | 1631 lbs |
Number of doors | 4 | 4 |
Maximum Towing Capacity | 1500 lbs | 4000 lbs |
The 2020 Toyota RAV4, following its 2019 redesign, presented a bolder and more angular appearance, distinguishing itself from its traditionally cute ‘ute rivals like the Mazda CX-5 and Honda CR-V. The Adventure trim from the previous year enhanced its off-roading capabilities with a torque-vectoring all-wheel-drive system, multiple driving modes, and downhill assist control, making it a more rugged option. The 2020 model introduced the TRD Off-Road trim, which further elevated its off-road prowess with smaller, lighter matte-black 18-inch alloy wheels, all-terrain tires, and a specialized TRD suspension setup. The TRD Off-Road trim was visually similar to the Adventure trim, with unique wheels, tires, and badges, and featured a Lunar Rock gray paint option with a white roof. Inside, the TRD Off-Road version included TRD logos, rubber floor mats, and a rubber cargo mat, contrasting with the quality construction and soft-touch materials.
The 2021 Volvo XC90, on the other hand, successfully reshaped Volvo's image with its design, maintaining traditional styling features like a boxy profile and rectangular grille while adding character with softer lines, more chrome, and distinctive LED headlights. The Inscription trim, with extra chrome trim and optional 21-inch alloy wheels, was the flashiest of the XC90 trims, while the R-Design offered a sportier look, and the Momentum served as the base model. The XC90 shared Volvo's Scalable Product Architecture with other models, and its interior embodied Swedish minimalism with thoughtfully arranged, high-quality materials. The matte-finish wood trim and optional wool upholstery added a natural touch, while the Orrefors crystal shifter provided a high-end feel, albeit slightly out of place in the otherwise restrained interior.
















The 2020 Toyota RAV4 was equipped with a 2.5-liter 4-cylinder engine producing 203 horsepower and 184 pound-feet of torque. The RAV4 Hybrid variant offered 219 horsepower and up to 40 mpg in combined driving, though it wasn't available with the TRD Off-Road trim. The non-turbo, non-hybrid powertrain of the test vehicle delivered satisfactory performance, especially in Sport mode, though a turbocharged engine would have been preferable for high-altitude driving. The 8-speed automatic transmission generally performed well, though it occasionally struggled with gear selection. The TRD Off-Road model featured a torque-vectoring AWD system, multi-terrain select settings, and 8.6 inches of ground clearance, making it capable of handling challenging trails. Despite its off-road focus, the RAV4 TRD Off-Road was well-suited for urban environments, with a 360-degree camera system and a JBL premium sound system enhancing the driving experience. The test vehicle averaged 23.4 mpg, slightly below the EPA estimate of 27 mpg.
The 2021 Volvo XC90 offered three powertrains, all based on a 2.0-liter four-cylinder engine with an eight-speed automatic transmission. The base T5 engine was turbocharged, producing 250 horsepower and 258 pound-feet of torque, while the T6 added supercharging for 316 hp and 295 lb-ft. The T8 Twin Engine plug-in hybrid combined the T6 engine with electric assist, delivering 400 hp and 472 lb-ft. The T5 came with FWD, with AWD optional, while AWD was standard on the T6 and T8. Despite the T8's impressive power, the small engine struggled with flexibility compared to competitors' six-cylinder or V8 engines. The XC90 offered three drive modes—Pure, Hybrid, and Power—but Pure mode was limited to low speeds. The XC90 excelled in ride quality, thanks to an optional air-suspension system, and maintained a quiet cabin. Most models had a 5,000-pound towing capacity, though the base T5 was rated at 4,000 pounds.
The 2020 Toyota RAV4 offered easy access with well-positioned seating hip points and a sporty driving position in the 8-way adjustable driver's seat. The front passenger seat lacked height adjustment but provided good support. The TRD Off-Road trim featured SofTex upholstery, which could trap sweat, but the optional Weather Package added heated and ventilated front seats and a heated steering wheel. The rear seat provided ample legroom for adults and children, with air conditioning vents and USB ports for convenience. Interior storage was generous, with a dashboard shelf and cargo space of 37.6 cubic feet behind the rear seat, expanding to 69.8 cubic feet with the seat folded. The test vehicle included a robust roof rack and an optional hands-free power liftgate.
The 2021 Volvo XC90 was available in six-seat or seven-seat configurations, with second-row captain’s chairs or a bench seat. Headroom and legroom were average for the segment, with the third row being tight for adults. The seats in the second and third rows lacked support. An optional power moonroof and upright roof profile enhanced the interior's spacious feel. The Inscription trim featured 10-way power-adjustable heated and ventilated front seats with backrest massage, though the steering wheel wasn't power-adjustable. Storage space was limited, with a shallow center console and few console storage options. Cargo space was 11.2 cubic feet with all seats in place, 34.1 cubic feet with the rear seats folded, and 64.1 cubic feet with the second and third rows folded, making it one of the smaller options in the segment. A hands-free power tailgate was available.
The 2020 Toyota RAV4's technology was user-friendly, with a 7- or 8-inch touchscreen display, though the latter suffered from glare. The TRD Off-Road trim included an 8-inch system with Bluetooth, Apple CarPlay, Android Auto, Amazon Alexa, SiriusXM, and connected services. A 4G LTE WiFi hotspot was free for three months or 2GB of data. The system featured menu shortcut buttons and separate climate controls. Upgrades included navigation and a JBL premium sound system. The voice-recognition technology was impressive, accurately responding to commands. The optional Technology Package added wireless smartphone charging, a 360-degree camera, and a digital rear-view mirror with adjustable camera settings.
The 2021 Volvo XC90 featured the Sensus infotainment system with a 9-inch touchscreen, 12.3-inch digital instrument cluster, Apple CarPlay/Android Auto, Bluetooth, and a WiFi hotspot. Standard USB ports included two front USB-A and two rear USB-C. A 19-speaker Bowers & Wilkins audio system and head-up display were optional. The portrait-oriented touchscreen was intuitive, with a tablet-like interface, though the text and typeface made reading menus difficult while driving. The wireless charging pad was too small for most phones, and the lack of front USB-C ports was a drawback for newer phones.
The 2020 Toyota RAV4 came with Toyota Safety Sense 2.0, including features like Pre-Collision System with Pedestrian Detection, radar adaptive cruise control, lane departure alert with steering assist, and blind spot assist with rear cross-traffic alert. The systems operated smoothly, encouraging drivers to keep them active. Toyota offered a free 1-year subscription to Safety Connect services, including collision notification and emergency assistance. The RAV4 received a Top Safety Pick rating from the IIHS, but only with full LED, curve adaptive headlights. It received top marks for crash protection and ADAS performance.
The 2021 Volvo XC90 received a Top Safety Pick+ rating from the IIHS for non-hybrid models, with top scores in crash tests and front-crash prevention tech. The NHTSA awarded it a five-star overall safety rating. The XC90 offered extensive standard safety features, including lane-keep assist, driver-attention monitor, traffic-sign recognition, blind-spot monitoring, rear cross-traffic alert, automatic emergency braking, and Pilot Assist, which combined adaptive cruise control with lane centering. Pilot Assist was smooth and responsive, though it struggled with highway curves.
CarGurus highlights

According to CarGurus experts, the overall rating for the 2020 Toyota RAV4 is 8.7 out of 10, while the 2021 Volvo XC90 scores 7.7 out of 10. Based on these ratings, the 2020 Toyota RAV4 is the recommended choice, offering a better blend of performance, technology, and safety features at a more competitive price point.
Choose the 2021 Volvo XC90 if:
- You desire a luxury SUV with a minimalist interior and high-quality materials.
- You need a vehicle with a strong focus on safety and advanced driver-assist technology.
- You appreciate a smooth ride with an optional air-suspension system for comfort.
Choose the 2020 Toyota RAV4 if:
- You prioritize off-road capability with a rugged design and advanced AWD system.
- You seek a user-friendly infotainment system with excellent voice recognition.
- You value a high safety rating with comprehensive driver-assist features.
CarGurus highlights

According to CarGurus experts, the overall rating for the 2020 Toyota RAV4 is 8.7 out of 10, while the 2021 Volvo XC90 scores 7.7 out of 10. Based on these ratings, the 2020 Toyota RAV4 is the recommended choice, offering a better blend of performance, technology, and safety features at a more competitive price point.
Choose the 2021 Volvo XC90 if:
Shop Now- You desire a luxury SUV with a minimalist interior and high-quality materials.
- You need a vehicle with a strong focus on safety and advanced driver-assist technology.
- You appreciate a smooth ride with an optional air-suspension system for comfort.
Choose the 2020 Toyota RAV4 if:
Shop Now- You prioritize off-road capability with a rugged design and advanced AWD system.
- You seek a user-friendly infotainment system with excellent voice recognition.
- You value a high safety rating with comprehensive driver-assist features.

By: CarGurus + AI
At CarGurus, our team of experienced automotive writers remain at the heart of our content operation, conducting hands-on car tests and writing insightful guides that are backed by years of industry experience. To complement this, we are harnessing AI to make our content offering more diverse and more helpful to shoppers than ever. To achieve this, our AI systems are based exclusively on CarGurus content, ratings and data, so that what we produce is both unique to CarGurus, and uniquely helpful to car shoppers.








































