Should I allow my my insurance to talk me into leaving dings and dents on my collision repair?

20

Asked by Jun 05, 2015 at 11:39 AM about the 1998 Honda Accord EX V6

Question type: Maintenance & Repair

I recently left my 1998 Honda Accord at the body shop where a Geico adjuster asked me
if I would like the option to possibly ignore "small cosmetic issues" on my car since it's an
"older car". He told me that most of the black paint on my (white) car was from the tire of
the other car I was in a collision with. So a polish will be done and dents and dings may be
left behind and he'll try his best to minimize the cost so I don't have to pay a deductible.
I'm afraid that they will provide me soem band-aid solutions to fix my car. Should I
consider the offer?

8 Answers

1,475

No. Tell them you want it fixed right. If you agree to it and there are imperfections leftover that bother you, there's nothing you can do about it. Request the vehicle be repaired properly and that it should be treated like it was their own car.

3 of 3 people found this helpful.
92,695

Is this the other persons insurance or yours? If it is yours then pay the deductible and get it fixed right, make sure they use OEM parts too, remember if it isn't fixed to your satisfaction you have the right not to accept the repair. Everytime a person goes with an insurance recommendation it lets them think they can start to do it to everyone when it comes to car repairs.

3 of 3 people found this helpful.
20

My insurance made the recommendation. The collision was considered my fault and I'm assuming my insurance wants to minimize the repair costs on their part. Initially, they made it sound like a good deal (not paying a deductible fee), but after some consideration it sounded to me like they wanted to talk me into accepting a low-quality repair job.

2 of 2 people found this helpful.

Both of those guys are right. The adjuster is looking out for Geico not you. Anything he says is for THEIR benefit. I assume from you saying something about deductible, you live in a 'fault' State and the collision was your fault. Not passing judgement, just if it was the fault of the other party there would be no discussion of deductibles at all. it would be up to their insurance to fix it and fix it RIGHT. Regardless, insist on getting it fixed to YOUR satisfaction

3 of 3 people found this helpful.
92,695

They may also be trying to avoid a totaled vehicle claim, did you get some estimates before hand?

2 of 2 people found this helpful.

We were typing at the same time bwc. But you are correct in your thinking

2 of 2 people found this helpful.

You carry comprehensive on a 1998? Good deal, not many people do

1 of 1 people found this helpful.
1,475

You've paid all that money to your insurance to cover repairs right. So they in turn should cover the repair, a quality repair. This is what you paid for, "guaranteed coverage if something happens", not "can we just fix some of it coverage". Put your foot down, tell them that you expect the repairs to be performed professionally and tell them you will accept nothing less than perfection. And stick with it. They most likely will do what is right if you are persistent. If they don't, call me. I'll get them to listen to reason. Lol. Seriously though, tell them what you expect from them and don't back down. Good luck.

2 of 2 people found this helpful.

Your Answer

Add photo

Related Questions

Accord

Looking for a Used Accord in your area?

CarGurus has 84,287 nationwide Accord listings starting at $1,050.

ZIP:

Search Honda Accord Questions

Honda Accord Experts

#1 Tom Demyan
Tom Demyan
Reputation 2,030
#2 JP1956
JP1956
Reputation 1,520
#3 Jonathan Ford
Jonathan Ford
Reputation 1,480
View All

Related Models For Sale

Used Honda Civic
654 Great Deals out of 88,603 listings starting at $995
Used Toyota Camry
998 Great Deals out of 90,917 listings starting at $650
Used Honda Accord Coupe
181 Great Deals out of 10,520 listings starting at $1,995
Used Nissan Altima
1,027 Great Deals out of 81,564 listings starting at $1,200
Used Toyota Corolla
786 Great Deals out of 73,830 listings starting at $1,995
Used Nissan Maxima
306 Great Deals out of 25,213 listings starting at $999
Used Honda CR-V
896 Great Deals out of 61,171 listings starting at $988
Used Acura TL
233 Great Deals out of 6,297 listings starting at $999
Used Hyundai Sonata
776 Great Deals out of 51,051 listings starting at $1,400
Used BMW 3 Series
971 Great Deals out of 31,729 listings starting at $1,000
Used Chevrolet Malibu
946 Great Deals out of 79,655 listings starting at $1,500
Used Ford Mustang
474 Great Deals out of 45,735 listings starting at $1,999

Used Cars For Sale

2017 Honda Accord For Sale
11 Great Deals out of 54,366 listings starting at $18,973
2016 Honda Accord For Sale
65 Great Deals out of 2,998 listings starting at $14,999
2015 Honda Accord For Sale
102 Great Deals out of 3,438 listings starting at $12,400
2014 Honda Accord For Sale
235 Great Deals out of 7,627 listings starting at $8,900
2013 Honda Accord For Sale
63 Great Deals out of 2,048 listings starting at $8,520

Content submitted by Users is not endorsed by CarGurus, does not express the opinions of CarGurus, and should not be considered reviewed, screened, or approved by CarGurus. Please refer to CarGurus Terms of Use.