Used 2020 Subaru Legacy for Sale nearRockford, IL

How much does the 2020 Subaru Legacy cost?

Prices have softened 7.50% compared to this time last year, making it a favorable time to shop this model year.

There are 506 listings available, which suggests a decent amount of inventory to compare before you buy.

If you find a listing below $17,896.49, that's toward the low end of the year-round range and worth acting on quickly.

Is the 2020 Subaru Legacy a good car?

Yes — the 2020 Subaru Legacy earns a 5/5 user rating and a 7.83/10 expert rating. The standout strength is Safety at 10/10.

It fits you well if you want a practical midsize sedan with standard all-wheel drive, strong mileage, and an easy-to-use interior. The trade-offs are the unintuitive technology and the underwhelming base engine, which can make the car feel less polished than its core strengths suggest.

The model’s 28.3% good or great deal rate also points to a market where you can still find value if you shop carefully.

Is the 2020 Subaru Legacy reliable?

Owners rate it 5/5, a strong signal of long-term satisfaction.

The Legacy’s reliability story is built around practicality, efficiency, and standard all-wheel drive, which are the kinds of traits that usually matter most when you plan to keep a car for years. Its expert assessment also emphasizes a refined ride and precise cornering, which supports the sense that the car is engineered to handle daily use well.

The performance notes also point to a responsive CVT and strong fuel economy from the base engine, which can help reduce day-to-day ownership stress. If you buy used, the biggest long-term risk is living with the car’s complicated tech and making sure prior maintenance and condition are solid.

What should I look for when buying a used 2020 Subaru Legacy?

At 74.7% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.

You should start with a vehicle history report and then prioritize a pre-purchase inspection, especially if the listing price looks unusually attractive. Focus on overall condition, signs of prior bodywork, and whether the tech and driver-assistance systems work as intended. Because the Legacy’s cabin technology is a major part of the ownership experience, you should also test the controls yourself before you commit.

Key things to evaluate:

• Trim level: The base trim comes with remote keyless entry, Bluetooth connectivity, dual 7-inch touchscreens with Apple CarPlay and Android Auto, 17-inch steel wheels with plastic covers, automatic climate control, voice recognition, and Subaru EyeSight. The Premium adds 17-inch alloy wheels, power side mirrors, four USB ports, a leather-wrapped steering wheel and shift knob, dual-zone automatic climate control, a standard power moonroof, 10-way power front seats, and the All-Weather Package with heated seats, heated mirrors, and a windshield wiper de-icer. The Sport adds 18-inch alloys, a trunk spoiler, a more aggressive front fascia, LED fog lights, red contrast stitching, leather dash-panel cladding, and aluminum alloy pedal covers. The Limited adds adaptive LED headlights, auto power up/down for all four windows, an 8-way power front passenger seat, driver memory settings, perforated leather upholstery, and heated rear seats. The Limited XT adds the turbocharged engine, dual tailpipes, a distracted-driving monitor, and a heated steering wheel. The Touring XT adds power-folding exterior mirrors with integrated turn signals, full Nappa leather upholstery, and heated and ventilated front seats.
• Powertrain: The base, Premium, Sport, and Limited trims use a 2.5-liter boxer 4-cylinder with 182 horsepower and 176 pound-feet of torque, paired with standard AWD and a CVT with manual mode and paddle shifters. The Limited XT and Touring XT use a 2.4-liter turbocharged boxer 4-cylinder with 260 horsepower and 270 pound-feet of torque, also paired with a CVT and paddle shifters. The base engine is efficient, but highway passing requires more effort and brings noticeable noise.
• Safety package: Subaru EyeSight is standard and includes forward-collision warning, lane-departure warning, and adaptive cruise control. Other standard safety features include front- and side-impact airbags, traction control, a reversing camera, and a tire pressure monitoring system. The base trim still gets this suite, so you do not need to move up just to get core driver assistance.
• Infotainment: The Legacy uses a massive 11.6-inch touchscreen on higher trims, while the base trim uses dual 7-inch touchscreens. Apple CarPlay and Android Auto are included, and the system has over-the-air CarPlay update support. The screen layout and menu structure are complicated, so you should test the interface carefully.
• Fuel efficiency: The base engine returns 27 mpg city, 35 highway, and 30 combined, while the turbocharged engine returns 24 city, 32 highway, and 27 combined.

Which 2020 Subaru Legacy trim should I buy?

The 2020 Subaru Legacy is offered in 6 trim levels: base, Premium, Sport, Limited, Limited XT, and Touring XT.

Here's the short version:

• base: This is the value play if you want the lowest entry point while still getting standard AWD, EyeSight, Apple CarPlay, Android Auto, and the core safety and convenience features. It is the trim to choose if you care most about price and can live with the simpler dual-screen setup.
• Premium: This is the best-value trim because it adds the 11.6-inch touchscreen, 10-way power front seats, a power moonroof, dual-zone climate control, extra USB ports, and the All-Weather Package with heated seats, heated mirrors, and a windshield wiper de-icer. If you want the most useful upgrades without jumping too far in price, this is the one to target.
• Sport: Choose this if you want a more expressive look, with 18-inch wheels, a trunk spoiler, a more aggressive front fascia, LED fog lights, and sportier interior details. It is the trim for you if style matters more than pure value.
• Limited: This trim is for you if you want a more upscale feel, with adaptive LED headlights, leather upholstery, heated rear seats, driver memory settings, and more passenger comfort. It makes sense if you want a more premium daily driver.
• Limited XT: Pick this if you want the turbocharged engine plus extra comfort and safety touches like a heated steering wheel and distracted-driving monitor. It is the right step up if you want stronger acceleration without going all the way to the top trim.
• Touring XT: This is the most luxurious choice, with the turbo engine, Nappa leather, heated and ventilated front seats, and power-folding mirrors. Buy this only if you want the most upscale Legacy experience.

The base trim already includes Subaru EyeSight, so you do not need to move up for the core safety suite.

Is now a good time to buy a used 2020 Subaru Legacy?

This looks like a moderate, selective buyer’s market, so you have room to shop but still need to move quickly on the right listing.

• Deal availability: 28.3% of listings are priced as good or great deals.
• Inventory: There are 506 listings available.
• Price trend: Prices have softened 7.50% compared with last year.
• Clean inventory: 74.7% of listings are accident-free.

If you find a listing below $17,896.49, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2020 Subaru Legacy's resale value?

The current average of $18,033 sits slightly below last year's $19,496.

That price movement suggests the market has already adjusted downward, which can help you buy at a more favorable point in the cycle. If you plan to sell later, the current softness means your best resale outcome will depend on keeping the car in strong condition and buying at the right price now.

The Legacy’s practical reputation and standard all-wheel drive should help it stay relevant with used shoppers who want a sedan with all-weather capability. Strong value and safety credentials also support demand, which can help cushion depreciation over time.

Vehicles with strong owner satisfaction ratings, like this model year's 5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2020 Subaru Legacy safe?

It earns a Top Safety Pick+ rating from IIHS and a five-star overall rating from NHTSA.

It earns a 10/10 safety score from our experts.

Subaru EyeSight is standard and includes forward-collision warning, lane-departure warning, and adaptive cruise control. It also adds an alert that triggers when traffic ahead starts moving again, which can help in stop-and-go traffic. Other standard safety features include a full array of front- and side-impact airbags, traction control, a reversing camera, and a tire pressure monitoring system.

The main caveat is that the base trim still gets the core safety suite, so you do not need to move up for essential driver assistance. That said, the car’s complicated tech can make some everyday functions less intuitive than they should be.

Should I buy a 2020 Subaru Legacy or consider a different year?

If you're weighing the 2020 against nearby model years, here's how to think about it:

Choose the 2020 if:

• 28.3% of listings are priced as good or great deals.
• At 74.7% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
• Price trend: Prices have softened 7.50% compared with last year.
• Owners rate it 5/5 — a strong satisfaction signal.
• It combines standard AWD, strong mileage, and a more mainstream cabin update.

Consider the 2021 if:

• At $20,030, the 2021 costs more than the current year's $18,033 average.
• It adds a clearer emphasis on standard AWD, comfort, and safety.

The bottom line: If you want the better value, the 2020 is the smarter buy because it has a lower average price and a softer market. If you are willing to spend more for a newer model year, the 2021 is the cleaner alternative for buyers who want to stay closer to the latest version.

These recommendations are based on CarGurus' proprietary market data from August 28, 2026, CarGurus experts' opinions, and generative AI.