very bad credit can I get approve

try you major dealers have fantastic deals rebates and special financing

Have a big down payment and be ready to pay a ridiculous amount in interest

Those guys are right, as long as you have a job. Without income, forget it

Generally, the lower your credit score, the higher your interest rate will be. Like tomfarley stated, most of the major dealer have "Special Financing" depts. I would probably recommend that over the "Buy Here, Pay Here" auto places. where you're are more likely to get screwed over with a super high interest rate and $50 or more payments per WEEK. Best of luck to you! Also, I'd recommend getting your free credit report for ALL 3 credit bureaus allowed to you by the Fed. Government once a year to check for any discrepancies in your credit report (Yes, the credit reporting bureaus can make mistakes!) Here's the website: https://www.annualcreditreport.com/index.action

Yes they do make mistakes, and the system is flawed. I am a member of a site (which will remain unnamed) that you can get your score, as often as you wish, for a substantial fee of course, but I like keeping close tabs on my credit, have been a victim of ID theft twice. My credit score dropped 60 points overnight for a lousy $44 bill I forgot to pay. No typo, $44. I immediately paid it but it stays on your record as having been sent to 'collections', and I only got 20 points put back on.