What to do about rust issue on 2007 Ford Escape? (still paying it off)

Have shop wire brush the rust and treat it with a rust neutrailzer and then a ruse preventing paint. It was your job to have the car inspected by an independent shop before purchasing. They would have found this in a pre-purchase inspection

My dad has a escape and the entire swingarm rusted and fell down they are death traps if ta ask me don't mean to be blunt about it but they all have rust problems

I doubt the rust warranty lasts for 13 years. This is why you inspect the car Before you buy it. Have the car inspected by a body shop but I think it is time to scrap it.

An auto body shop can give you a good assessment of the repair. Also check the passenger side wheel well, that is a main area to be concerned with rust. Don't take it to the dealer unless you purchased an extended warranty for rust. A year after buying they are not liable.