Lincoln Navigator vs BMW X3

BMW offers the 2026 X3 in two flavors: 30 xDrive and M50. The latter is tuned for performance, but the base X3 30 xDrive is so good that you might be happy trading the M50’s outright speed and sheer capability for significant savings. BMW redesigned this compact luxury crossover in 2025, and the only tweaks for 2026 make the base model look and feel a little more upscale inside.

Verdict: For this review, we evaluated the BMW X3 M50. It was terrific, but with a sticker price more than $15,000 higher than the rewarding X3 30 xDrive, it’s hard to justify the extra money.

With the new 2025 Navigator, Lincoln keeps the fundamentals in place, including its capable architecture and drivetrain. On this foundation, the company layers fresh styling, a new interior, and updated technology. The highlights include the Lincoln Digital Experience with a 48-inch panoramic display and the latest version of the BlueCruise hands-free driving system. However, one of our favorite things about the 2025 Navigator are its immersive wellness programs that transform the SUV into what Lincoln rightly calls a “spa on wheels.”

Verdict: At its heart, the 2025 Lincoln Navigator is a truck-based, full-size luxury SUV that shares plenty with the more affordable Ford Expedition. In exchange for the premium you’ll pay, the Navigator has exclusive design, materials, and features, and the luxurious Black Label trim is almost decadent inside. We think it might be worth its high price tag.