Used 2021 BMW X5 for Sale nearChicago, IL

How much does the 2021 BMW X5 cost?

Prices have softened 13.02% compared to this time last year, making it a favorable time to shop this model year.

There are 2,265 listings available, which suggests you have a healthy amount of inventory to compare.

Is the 2021 BMW X5 a good car?

Yes — the 2021 BMW X5 earns a 4.67/5 user rating and an 8.00/10 expert rating. The model scores 9/10 across Look and feel and Technology.

Owners consistently praise the smooth ride, high-quality interior, advanced technology, and strong value retention. The X5 also fits well if you want a premium family SUV with a polished feel and useful cargo space.

The main trade-offs are that pricing can climb quickly once you add options, and advanced safety features are not standard.

With 37.0% of listings marked as good or great deals, you still have room to shop carefully for the right configuration.

Is the 2021 BMW X5 reliable?

Owners rate it 4.67/5, a strong signal of long-term satisfaction.

The owner feedback points to a dependable, trouble-free ownership experience, with praise for the X5’s ability to hold its value well over time. The expert evaluation also notes a smooth ride and a cabin that feels high-quality and well put together, which supports confidence in day-to-day use.

BMW’s maintenance and ownership costs can still add up, so a clean service history matters if you want to reduce long-term risk as a used buyer.

What should I look for when buying a used 2021 BMW X5?

Accident-free inventory is solid at 82.6% — always verify the vehicle history report.

You should still check the history report carefully, because a clean listing percentage does not replace a full ownership record. Prioritize a pre-purchase inspection that focuses on wear items, electronics, and any signs that optional equipment has been heavily used or poorly maintained. It also helps to compare trim and option content closely, since the X5 can become expensive quickly as features are added.

Key things to evaluate:

• Trim level: Standard xLine models emphasize an upscale appearance with matte aluminum grilles, satin aluminum exterior accents, and full adaptive LED headlights, while M Sport models add a more aggressive look with body-color trim, matte aluminum kidney grille bars, and unique interior styling. If you want the most distinctive appearance and cabin treatment, the M Sport setup is the one to compare carefully against the standard look.
• Powertrain: The lineup includes a 3.0-liter inline six-cylinder with 335 horsepower and 330 pound-feet of torque, a twin-turbocharged 4.4-liter V8 with 523 horsepower and 553 pound-feet of torque, a 600-horsepower twin-turbo V8 in the X5 M, and a plug-in hybrid with 389 horsepower, 443 pound-feet of torque, and up to 30 miles of all-electric range. The base model is the only rear-wheel-drive version; the others use all-wheel drive.
• Safety package: Every X5 includes blind-spot monitoring, forward collision warning, automatic emergency braking, pedestrian detection, adaptive cruise control, front and rear parking sensors, rain-sensing windshield wipers, fatigue and focus alert, lane departure warning, automatic high-beam headlights, and a rearview camera. The Driving Assistance Professional Package adds adaptive cruise control with stop-and-go functionality, but the system’s lane-keeping behavior can be inconsistent in bright sun and light rain.
• Infotainment: The standard setup centers on a 12.3-inch infotainment touchscreen, wireless Apple CarPlay, wireless Android Auto, a 12.3-inch digital gauge cluster, navigation, HD Radio, satellite radio, Bluetooth, five USB ports, voice recognition, automatic climate control, proximity key, and a panoramic moonroof. Available upgrades include a head-up display, wireless smartphone charger, Wi-Fi hot spot, premium audio systems, rear sunshades, and a dual-panel panoramic roof.
• Fuel efficiency: The X5 xDrive45e gets 20 mpg combined when running on gasoline and is rated at 50 MPGe when using electricity and gas, while the X5 M achieves an EPA-estimated 15 mpg combined and the X5 M50i gets 18 mpg combined. The more powerful versions cost more to fuel, so efficiency should be part of your trim decision.

Which 2021 BMW X5 trim should I buy?

The 2021 BMW X5 is offered in 4 trim levels: sDrive40i, xDrive40i, xDrive45e, and M50i.

Here's the short version:

• sDrive40i: This is the only rear-wheel-drive version, and it gives you the core X5 experience with the 3.0-liter inline six-cylinder engine, strong standard technology, and the full standard safety suite. It makes the most sense if you want the lowest entry point into the lineup and do not need all-wheel drive.
• xDrive40i: This is the best-value trim for most shoppers because it keeps the same six-cylinder power and adds all-wheel drive. If you want the most balanced mix of price, traction, and everyday usability, this is the trim to focus on first.
• xDrive45e: This plug-in hybrid adds electric driving capability, up to 30 miles of all-electric range, and a seamless transition between electric and gasoline power. It suits you best if you can charge regularly and want the most efficiency-focused version of the X5 lineup.
• M50i: This is the performance-oriented choice, with a twin-turbo V8 and much more power than the six-cylinder models. It is the right pick if you care most about acceleration and are willing to accept higher fuel costs.

The safety package is standard across the lineup, but the more advanced driver-assistance setup is still something you should verify on any used example.

Is now a good time to buy a used 2021 BMW X5?

This is a moderate, selective buyer’s market, so you can shop with some leverage if you stay disciplined about condition and pricing.

• Deal availability: 37.0% of listings are priced as good or great deals.
• Inventory: There are 2,265 listings available.
• Price trend: Prices have softened 13.02% compared with last year.
• Clean inventory: 82.6% of listings are accident-free.

If you find a listing below $31,949, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 BMW X5's resale value?

The current average of $31,949 sits slightly below last year's $36,732.

That decline suggests the market has already adjusted downward, which can help you buy at a more favorable point in the cycle. For a future seller, that also means your resale outcome will depend heavily on condition, mileage, and how well the vehicle is equipped.

Because the X5 still has strong owner satisfaction and broad appeal as a premium family SUV, well-kept examples should continue to attract buyers. Higher-spec versions may hold interest too, but expensive options do not always return their full cost at resale.

Vehicles with strong owner satisfaction ratings, like this model year's 4.67/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 BMW X5 safe?

The 2021 BMW X5 has been given nearly all Good ratings by the Insurance Institute for Highway Safety (IIHS), and it earns a four-star overall safety rating from NHTSA.

It earns a 6/10 safety score from our experts.

BMW equips every X5 with blind-spot monitoring, forward collision warning, automatic emergency braking, pedestrian detection, adaptive cruise control, front and rear parking sensors, rain-sensing windshield wipers, fatigue and focus alert, lane departure warning, automatic high-beam headlights, and a rearview camera.

The main caveat is that the more advanced Driving Assistance Professional Package does not always perform cleanly in real-world testing. Its lane-keeping behavior can struggle in sunshine and light rain, and the adaptive cruise system did not always react smoothly to stopped traffic.

Should I buy a 2021 BMW X5 or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

• 37.0% of listings are priced as good or great deals.
• Accident-free inventory is solid at 82.6% — always verify the vehicle history report.
• Price trend: Prices have softened 13.02% compared with last year.
• Owners rate it 4.67/5 — a strong satisfaction signal.
• For 2021, the second-generation plug-in hybrid variant joins the family, adding another powertrain choice to the lineup.

The bottom line: The 2021 X5 is a strong choice if you want a premium midsize SUV with broad powertrain coverage, strong owner satisfaction, and a market that currently favors careful shoppers. If you are especially price-sensitive, you can use the softened pricing and decent deal availability to target a well-kept example rather than stretching for a newer year.

These recommendations are based on CarGurus' proprietary market data from September 22, 2026, CarGurus experts' opinions, and generative AI.