CARFAX: Is there anything that can be done to remove a total loss carfax when in fact the car had a little damage but the Insurance company declared a total loss based on the cars book value.The car still has a clean Va. title...


Asked by Jul 03, 2014 at 11:44 PM

Question type: General

3 Answers


Once,the insurance wrote it off as total,it go,s in to the data bank,s serial number,and is federal law that they have to post it,the only way that you may clear it is have it repaired,and reinspected to clear it,but this would be worse to do on your behalf ,because when they inspect,the tittle will change to a salvage title. Good luck with it

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A vehicle is deemed a total loss when the cost to repair it exceeds it's current market value. That might mean on a 20 year old car that a headlight assembly was smashed out. But on a 2 year old vehicle it would need to be smashed to smithereens or maybe burned to the ground. As T S T said the vehicle identification number is reported and the insurance company issues a salvage title. If you fix it it must be inspected. You have to provide the receipts for the parts. If the parts are used you must provide the vehicle identification numbers of all doner vehicles to prove those vehicles were never reported stolen. Once all this is done you get a "rebuilt" title which follows the vehicle for the rest of it's "life", greatly reducing it's resale value. So, unless the vehicle is extremely rare or has serious sentimental value to you, my advice is let it go. You'll be much better off in the long run. HTH. -Jim

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