What does this mean? Loan/Lien record(s)


Asked by Guru8JBSD Jan 12, 2020 at 11:24 AM

Question type: General

Loan/Lien record(s)
"Information Reported: One or more non-major state title brand(s) and/or
additional significant event(s) has been reported to AutoCheck. It is
recommended to have pre-owned vehicles inspected by a third party prior to

4 Answers


That simply means the seller financed the vehicle when they bought it and the vehicle may not be paid off. But remember, when a vehicle is paid off the finance company does not report that to the State Department of Motor Vehicles. Unless the owner goes to a Motor Vehicle Agency with the title and reports that it's paid off the vehicle history report will still show there's a lien on the vehicle. For example, I bought my 2008 Grand Marquis in 2012 and financed it. I paid off the vehicle in 2016 but never reported it to my State's Department of Motor Vehicles. I don't believe that's my job! I have the clear title and on it the title it is signed by a representative of the finance company and dated releasing the lien. So when I sell the vehicle Motor Vehicles will update the title status and remove the lien information from the VIN. Hope that helps! Jim

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You're welcome. Glad to help! Thank you for the best answer click! Jim

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شكرا لك اخي المحترم على هذى المعلومة وفقك الله

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