Used 2021 Volvo XC60 for Sale nearChicago, IL

How much does the 2021 Volvo XC60 cost?

Prices have softened 13.14% compared to this time last year, making it a favorable time to shop this model year.

There are 770 listings available, which gives you a meaningful pool to compare prices and equipment.

Is the 2021 Volvo XC60 a good car?

Yes — the 2021 Volvo XC60 earns a 4.5/5 user rating and an 8/10 expert rating, which points to broad appeal for used buyers. The standout strength is Safety at 9/10.

Owners consistently praise its luxurious comfort, great safety features, and intuitive technology, and they also like the smooth driving experience and appealing design. The XC60’s premium feel and practical crossover size make it a strong fit if you want something easy to live with without giving up style.

The main trade-offs are the unimpressive electric range and the harsher ride on larger wheels. That means it suits you best if you value comfort, safety, and upscale presentation more than maximum efficiency or the softest ride.

With 35.1% of listings marked as good or great deals, the market still offers some room to shop selectively.

Is the 2021 Volvo XC60 reliable?

Owners rate it 4.5/5, a strong signal of long-term satisfaction. User feedback also points to a dependable, trouble-free ownership experience, with praise for the XC60’s comfort and technology over the long haul.

The expert drive notes that it feels solid and secure on the road, and the cabin is serenely quiet, which reinforces the impression of a well-built SUV you can count on. Volvo also includes maintenance reminders through its connected app, which can help you stay on top of routine ownership tasks.

For used buyers, the main long-term risk is less about outright reliability and more about making sure the specific vehicle has been maintained well and hasn’t picked up avoidable wear.

What should I look for when buying a used 2021 Volvo XC60?

Accident-free inventory is solid at 83.6% — always verify the vehicle history report.

You should still check the history report carefully, because a clean listing percentage does not replace documentation on the individual vehicle you’re considering. Prioritize a pre-purchase inspection, especially if the SUV has larger wheels or higher mileage, since ride quality and wear can vary by configuration. Focus on overall condition, service records, and whether the features you want are actually present on the trim you’re shopping.

Key things to evaluate:

• Trim level: The XC60’s cabin is defined by clean lines, authentic materials, and a serene aura, while the exterior features elegant styling and big alloy wheels on higher trims. Base-trim equipment gaps matter here because the model’s appeal is tied closely to its upscale presentation and feature content.
• Powertrain: The XC60 uses a 2.0-liter four-cylinder gasoline engine with an eight-speed automatic transmission. T5 models offer front-wheel drive or all-wheel drive, while T6 and T8 models use all-wheel drive only; the T8 adds an electric motor and can drive limited distances on electric power.
• Safety package: Volvo’s standard safety suite includes blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, low- and high-speed collision mitigation, vehicle/cyclist/large animal detection, driver alert control, run-off road protection, run-off road mitigation, lane-departure warning, lane-keeping aid, oncoming mitigation, rear park assist camera, and more. Pilot Assist is available, but not standard.
• Infotainment: The XC60 uses Volvo’s Sensus system with a 9-inch portrait-oriented touchscreen. Apple CarPlay, Android Auto, Bluetooth, and a WiFi hotspot are built in, and Volvo On Call adds remote and maintenance functions.
• Fuel efficiency: EPA fuel economy ranges from 22 mpg city/29 mpg highway/25 mpg combined for the T5 FWD to 27 mpg combined for the T8 PHEV and 57 MPGe combined in electric-only mode.

Which 2021 Volvo XC60 trim should I buy?

The 2021 Volvo XC60 is offered in 8 trim levels: T5 FWD Momentum, T5 R-Design, T5 Inscription, T6 AWD Momentum, T6 AWD R-Design, T6 AWD Inscription, T8 eAWD Inscription, T8 eAWD R-Design.

Here's the short version:

• T5 FWD Momentum: This is the entry point, and it makes the XC60’s core appeal accessible at the lowest price. It suits you if you want the style, safety, and comfort of the XC60 without paying for extra power or luxury upgrades.
• T5 R-Design: This trim adds a sportier presentation and is a good fit if you want a more expressive look while staying with the T5 powertrain.
• T5 Inscription: This is the better-value choice if you want the most upscale feel from the T5 lineup, with a stronger emphasis on luxury than the Momentum or R-Design.
• T6 AWD Momentum: This is the step up if you want more power and standard AWD without jumping all the way to the plug-in hybrid models.
• T6 AWD R-Design: This is the best fit if you want the stronger T6 powertrain and a sportier trim character together.
• T6 AWD Inscription: This is the luxury-leaning T6 choice and makes sense if you want the stronger engine with a more premium presentation.
• T8 eAWD Inscription: This is the plug-in hybrid option for buyers who want electric driving capability along with the XC60’s upscale feel.
• T8 eAWD R-Design: This is the plug-in hybrid pick if you want the T8 powertrain with a sportier trim identity.

Pilot Assist is available, and the standard safety equipment is extensive across the lineup.

Is now a good time to buy a used 2021 Volvo XC60?

This looks like a moderate, selective buyer’s market, so you can shop carefully and still find worthwhile listings.

• Deal availability: 35.1% of listings are priced as good or great deals.
• Inventory: There are 770 listings available.
• Price trend: Prices have softened 13.14% compared with last year.
• Clean inventory: 83.6% of listings are accident-free.

If you find a listing below $24,360, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Volvo XC60's resale value?

The current average of $24,360 sits slightly below last year's $28,044.

That price movement suggests the XC60 has already absorbed a meaningful amount of depreciation, which can help future sellers if they buy at the right price today. If you shop near the current average or below it, you may have less downside left than a buyer who paid closer to last year’s higher market. The model’s premium image and strong safety reputation can help support demand, but resale will still depend on condition, mileage, and trim.

Vehicles with strong owner satisfaction ratings, like this model year's 4.5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Volvo XC60 safe?

The 2021 Volvo XC60 was awarded a Top Safety Pick+ rating from the Insurance Institute for Highway Safety, and the XC60 T5/T5 AWD and XC60 T6 AWD received five-star ratings from the National Highway Traffic Safety Administration.

It earns a 9/10 safety score from our experts.

Volvo equips the XC60 with a long list of standard safety features, including LED headlights, blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, low- and high-speed collision mitigation, vehicle/cyclist/large animal detection, driver alert control, run-off road protection, run-off road mitigation, lane-departure warning, lane-keeping aid, oncoming mitigation, front, side, and curtain airbags with a driver-side knee airbag, whiplash protection in the front seats, rear park assist camera, power child locks, and care key.

Pilot Assist is available if you want a hands-on semi-autonomous driving system that combines adaptive cruise control with lane-keeping assist. The main caveat is that this safety tech is strong, but not every version gets the same NHTSA recognition, so it’s worth checking the exact trim and drivetrain you’re considering.

Should I buy a 2021 Volvo XC60 or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 35.1% of listings are priced as good or great deals.
• Accident-free inventory is solid at 83.6% — always verify the vehicle history report.
• Price trend: Prices have softened 13.14% compared with last year.
• Owners rate it 4.5/5 — a strong satisfaction signal.
• It combines luxury-level appointments, exceptional safety features, and a lusty powertrain.

Consider the 2022 if:

• At $27,240, the 2022 costs more than the current year's $24,360 average.
• It adds new mild-hybrid powertrains and Android-based infotainment.

The bottom line: If you want the better value, the 2021 is the smarter starting point because prices are softer and inventory is healthy. If you’re willing to pay more for newer tech and updated powertrains, the 2022 is the better upgrade path.

These recommendations are based on CarGurus' proprietary market data from September 15, 2026, CarGurus experts' opinions, and generative AI.