Used 2021 Volvo XC60 for SaleNationwide

How much does the 2021 Volvo XC60 cost?

Prices have softened 11.46% compared to this time last year, making it a favorable time to shop this model year.

There are 761 listings available, which gives you a solid pool of options to compare.

Is the 2021 Volvo XC60 a good car?

Yes — the 2021 Volvo XC60 earns a 4.5/5 user rating and an 8.00/10 expert rating. The standout strength is Safety at 9/10.

Owners consistently praise its luxurious comfort, great safety features, and intuitive technology. They also like the smooth driving experience and the visually appealing design.

On the downside, the expert review points to an unimpressive electric range and a harsher ride on larger wheels. That means it fits you best if you want a premium-feeling midsize crossover with strong everyday usability rather than maximum efficiency or the softest ride.

With 36.1% of listings marked as good or great deals, you have some room to shop selectively.

Is the 2021 Volvo XC60 reliable?

Owners rate it 4.5/5, a strong signal of long-term satisfaction.

The user feedback points to a vehicle that feels reliable, with owners highlighting its trouble-free character, long-term appeal, and the sense that they can count on it. The expert review also describes it as solid and secure on the road, with a cabin that stays serenely quiet and a suspension that smooths out bumps.

Volvo also recommends premium gasoline for all XC60 models, which is worth factoring into ownership costs. For used buyers, the main long-term risk is less about outright durability and more about making sure the specific vehicle has been maintained well and hasn’t picked up expensive wear items.

What should I look for when buying a used 2021 Volvo XC60?

Accident-free inventory is solid at 81.6% — always verify the vehicle history report.

You should still run a history report on any XC60 you’re considering, even if the listing looks clean. Prioritize a pre-purchase inspection so you can check for wear, electronics issues, and signs of rough use. Focus especially on condition details that matter in a luxury crossover, including the cabin, infotainment behavior, and ride quality.

Key things to evaluate:

• Trim level: The XC60 lineup spans Momentum, R-Design, Inscription, and Polestar Engineered versions, with the top trims adding more visual polish and larger wheels. Base trims are still well equipped, but the higher trims bring the more upscale look and feel that help define this model.
• Powertrain: You get a 2.0-liter four-cylinder gasoline engine with an eight-speed automatic, plus turbocharged, supercharged, and plug-in hybrid variants depending on trim. The lineup ranges from 250 horsepower in T5 models to 415 combined horsepower in the T8 Polestar Engineered.
• Safety package: Volvo’s standard safety suite includes blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, lane-departure warning, lane-keeping aid, run-off road protection, run-off road mitigation, and more. Pilot Assist is available, and it combines adaptive cruise control with lane-keeping assist.
• Infotainment: The XC60 uses Volvo’s Sensus system with a 9-inch portrait-oriented touchscreen. Apple CarPlay, Android Auto, Bluetooth, and a WiFi hotspot are built in, and Volvo’s On Call app adds remote features.
• Fuel efficiency: EPA fuel economy ranges from 22 mpg city/29 mpg highway/25 mpg combined for the T5 FWD to 27 mpg combined for the T8 PHEV and 57 MPGe combined in electric-only mode.

Which 2021 Volvo XC60 trim should I buy?

The 2021 Volvo XC60 is offered in 8 trim levels: T5 FWD Momentum, T5 R-Design, T5 Inscription, T5 AWD Momentum, T5 AWD R-Design, T5 AWD Inscription, T6 AWD Momentum, T6 AWD R-Design, T6 AWD Inscription, T8 eAWD Inscription, T8 eAWD R-Design, T8 eAWD Polestar Engineered.

Here's the short version:

• T5 FWD Momentum: This is the entry point, and it gives you the XC60’s core luxury, safety, and style at the lowest starting price. It makes the most sense if you want the XC60 experience without paying for extra power or appearance upgrades.
• T5 R-Design: This trim adds a sportier visual and equipment flavor while staying on the more affordable side of the lineup. It suits you if you want a little more personality without jumping to the pricier six-cylinder or plug-in models.
• T5 Inscription: This is the best-value choice if you want the more upscale XC60 feel, since it leans into the premium cabin and refined presentation. It’s the trim to target if comfort and luxury matter more than outright performance.
• T5 AWD Momentum: This version adds all-wheel drive for better traction while keeping the entry-level pricing structure relatively approachable. It’s a smart pick if you want the base trim’s value with added confidence in poor weather.
• T5 AWD R-Design: This trim combines AWD with the sportier R-Design look, giving you a more distinctive appearance and extra traction. It fits you if you want style and all-weather usability in one package.
• T5 AWD Inscription: This is the most upscale T5 choice, pairing AWD with the more premium Inscription treatment. It’s the right move if you want a refined daily driver and don’t need the extra power of the T6 or T8.
• T6 AWD Momentum: This trim steps up to the stronger turbo-and-supercharged engine, so you get more punch without moving all the way to plug-in hybrid territory. It’s the best fit if you want stronger acceleration and still want to stay below the top trims.
• T6 AWD R-Design: This version adds the sportier R-Design presentation to the more powerful T6 drivetrain. Choose it if you want the stronger engine and a more aggressive look.
• T6 AWD Inscription: This is the premium-feeling T6 choice, pairing the stronger powertrain with the more upscale cabin treatment. It’s a good match if you want performance and luxury together.
• T8 eAWD Inscription: This plug-in hybrid trim brings electric driving capability along with the upscale Inscription setup. It makes sense if you want the efficiency and flexibility of a PHEV with a luxury-first feel.
• T8 eAWD R-Design: This trim combines plug-in hybrid power with the sportier R-Design appearance. It’s for you if you want the most distinctive styling in the electrified lineup.
• T8 eAWD Polestar Engineered: This is the performance flagship, with the highest output in the lineup and the most exclusive presentation. Buy this only if you want the top-spec XC60 experience and are willing to pay for it.

The standard safety package is broad across the lineup, and Pilot Assist is available if you want a more advanced driver-assistance setup.

Is now a good time to buy a used 2021 Volvo XC60?

This is a moderate market for selective buyers, so you can shop with some leverage if you stay patient.

• Deal availability: 36.1% of listings are priced as good or great deals.
• Inventory: There are 761 listings available.
• Price trend: Prices have softened 11.46% compared with last year.
• Clean inventory: 81.6% of listings are accident-free.

If you find a listing below $23,713, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Volvo XC60's resale value?

The current average of $23,803 sits slightly below last year's $26,883.

That decline suggests the XC60 has become more accessible for used buyers, but it also means future sellers may face a softer pricing environment than they would have a year ago. If you buy well now and keep the vehicle in strong condition, you can help protect your position when it’s time to resell. The model’s premium image and strong owner satisfaction should help support demand over time.

Vehicles with strong owner satisfaction ratings, like this model year's 4.5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Volvo XC60 safe?

The 2021 Volvo XC60 was awarded a Top Safety Pick+ rating from IIHS, and the XC60 T5/T5 AWD and XC60 T6 AWD received five-star ratings from NHTSA.

It earns a 9/10 safety score from our experts.

Volvo equips the XC60 with a long list of standard safety features, including LED headlights, blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, low- and high-speed collision mitigation, vehicle/cyclist/large animal detection, driver alert control, run-off road protection, run-off road mitigation, lane-departure warning, lane-keeping aid, oncoming mitigation, front, side, and curtain airbags with a driver-side knee airbag, whiplash protection, slippery-road alert, rear park assist camera, power child locks, and care key.

Pilot Assist is available if you want a more advanced hands-on driving aid, and it combines adaptive cruise control with lane-keeping assist. The main caveat is that the five-star NHTSA result is specifically noted for the T5/T5 AWD and T6 AWD models, so you should confirm the exact trim you’re shopping.

Should I buy a 2021 Volvo XC60 or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 36.1% of listings are priced as good or great deals.
• Accident-free inventory is solid at 81.6% — always verify the vehicle history report.
• Price trend: Prices have softened 11.46% compared with last year.
• Owners rate it 4.5/5 — a strong satisfaction signal.
• The 2021 XC60 stands out for luxury-level appointments, cool Scandinavian style, exceptional safety features, and a lusty powertrain.

Consider the 2022 if:

• At $26,733, the 2022 costs more than the current year's $23,803 average.
• It adds new mild-hybrid powertrains and an Android-based infotainment system.

The bottom line: If you want the better value today, the 2021 is the stronger buy because prices have softened and inventory is healthy. If you’re willing to spend more for newer tech and updated powertrains, the 2022 is the better upgrade path.

How does the 2021 Volvo XC60 compare to the 2021 Audi Q5?

Expert Pros & Cons (per CarGurus review team)

2021 Volvo XC60:

• Pros: Stylish design, Fun to drive, Comfortable.
• Cons: Unimpressive electric range, Harsher ride on larger wheels.

2021 Audi Q5:

• Pros: Standard all-wheel drive, Comfortable, Impressive technology.
• Cons: Uninspired styling, Interior materials feel cheap, Advanced safety features are not standard.

Our experts score the 2021 Volvo XC60 8/10 and the 2021 Audi Q5 8/10. The XC60 leans harder into style and comfort, while the Q5 counters with standard all-wheel drive and strong tech. If you care most about design and a more distinctive personality, the Volvo has the edge; if you want standard AWD and a tech-forward feel, the Audi is compelling.

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from November 3, 2026, CarGurus experts' opinions, and generative AI.