Used 2021 Lincoln Navigator for Sale nearMcKinney, TX

How much does the 2021 Lincoln Navigator cost?

Prices have softened 13.44% compared to this time last year, making it a favorable time to shop this model year.

There are 904 listings available, which gives you a meaningful amount of inventory to compare.

Is the 2021 Lincoln Navigator a good car?

Yes — the 4.75/5 user rating and 7.67/10 expert rating point to a strong overall showing. The Navigator’s appeal comes through in its quiet cabin, premium interior materials, and powerful engine, which fit its role as a full-size luxury SUV with a refined, upscale feel. The trade-offs are the poor fuel economy and sluggish touchscreen response, so you should expect luxury and strength more than cutting-edge efficiency or tech speed. For shoppers who want a spacious, distinctive American luxury SUV, that balance still makes sense. Good and great deals account for 33.5% of listings, so there are still some attractive opportunities in the market.

Is the 2021 Lincoln Navigator reliable?

Owners rate it 4.75/5, a strong signal of long-term satisfaction. The Navigator’s quiet cabin, premium materials, and strong powertrain support the impression of a well-built luxury SUV, while the expert evaluation also points to a refined, confident highway character. Its performance content emphasizes strong low-end thrust and a highly insulated cabin, which are the kinds of traits that usually make daily ownership feel reassuring. Lincoln also includes valet dropoff and pick-up at your home for four years of service, and Black Label trims add service visits plus unlimited car washes and other benefits. For used buyers, the main long-term risk is that depreciation is high and the SUV’s complexity can make upkeep more expensive than a mainstream model.

What should I look for when buying a used 2021 Lincoln Navigator?

Accident-free inventory is solid at 79.9% — always verify the vehicle history report.

You should still run a history report on any listing you’re considering, even if the vehicle looks clean on paper. Prioritize a pre-purchase inspection that checks the electronics, suspension behavior, and cabin condition, since this is a large luxury SUV with plenty of features to evaluate. Focus especially on how the touchscreen responds, how the drivetrain feels at low speeds, and whether the interior shows wear consistent with its mileage.

Key things to evaluate:

• Trim level: The Standard trim starts the lineup, while Reserve and Black Label add more luxury content and higher-end materials. Base-trim buyers should pay close attention to feature gaps if they want the richest cabin experience.
• Powertrain: A twin-turbo 3.5-liter V6 with 450 horsepower and 510 pound-feet of torque is the only engine, paired with a 10-speed automatic and either RWD or 4WD. It delivers strong thrust, but fuel economy is poor, with an EPA-estimated 17 mpg combined.
• Safety package: Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, and the Navigator will not self-steer and track highway lanes as competently as competitors.
• Infotainment: The Navigator uses a 10-inch touchscreen. It does not wirelessly connect to Apple CarPlay or Android Auto, and wireless software updates are not supported through the vehicle’s modem.
• Fuel efficiency: The EPA-estimated 17 mpg combined rating, along with 16 city and 20 highway, underscores the Navigator’s efficiency trade-off.

Which 2021 Lincoln Navigator trim should I buy?

The 2021 Lincoln Navigator is offered in 3 trim levels: Standard, Reserve, Black Label.

Here's the short version:

• Standard: This is the entry point, and it gives you the Navigator’s core luxury-SUV experience without stepping up to the pricier trims. It makes sense if you want the model’s size, power, and quiet cabin at the lowest starting price.
• Reserve: This is the best-value trim for most shoppers because it adds more luxury content while staying below the top-tier Black Label pricing. If you want the sweet spot between equipment and cost, this is the one to focus on.
• Black Label: This is the most upscale choice, with richer materials and more textures in the cabin. It suits you if you want the most luxurious Navigator experience and are willing to pay for it.

Knee airbags are not offered, and inflatable rear seat belts for the second row are optional.

Is now a good time to buy a used 2021 Lincoln Navigator?

This is a moderate market for selective buyers, so it pays to compare listings carefully.

• Deal availability: 33.5% of listings are priced as good or great deals.
• Inventory: There are 904 listings available.
• Price trend: Prices have softened 13.44% compared with last year.
• Clean inventory: 79.9% of listings are accident-free.

If you find a listing below $39,537, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Lincoln Navigator's resale value?

The current average of $39,537 sits slightly below last year's $45,675.

That drop suggests the Navigator has already absorbed a meaningful amount of depreciation, which can help you as a buyer but may limit upside if you plan to sell soon. For a future seller, the current pricing trend means you should expect value to continue tracking closely with market demand rather than holding near original sticker levels. The good news is that strong luxury-SUV appeal and broad buyer interest can still support demand for clean, well-equipped examples.

Vehicles with strong owner satisfaction ratings, like this model year's 4.75/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Lincoln Navigator safe?

The 2021 Navigator was crash-tested by the National Highway Traffic Safety Administration and received five-star overall ratings, with four-star rollover ratings for 4WD models and three-star rollover ratings for RWD models.

It earns an 8/10 safety score from our experts.

Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, and the Navigator will not self-steer and track highway lanes as competently as competitors. Knee airbags are not offered, and inflatable rear seat belts for the second row are optional. The rollover result is the main caveat to keep in mind, especially if you’re comparing it with rivals that post stronger all-around safety results.

Should I buy a 2021 Lincoln Navigator or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 33.5% of listings are priced as good or great deals.
• Accident-free inventory is solid at 79.9% — always verify the vehicle history report.
• Price trend: Prices have softened 13.44% compared with last year.
• Owners rate it 4.75/5 — a strong satisfaction signal.
• It combines strong power, a quiet cabin, and a polished luxury feel in a full-size SUV package.

Consider the 2020 if:

• At $34,514, the 2020 costs less than the current year's $39,537 average.
• It emphasizes spacious comfort and quiet luxury.

Consider the 2022 if:

• At $48,572, the 2022 costs more than the current year's $39,537 average.
• It adds updates that refresh styling, comfort, technology, safety, and driving dynamics.

The bottom line: If you want the best balance of price, inventory, and the Navigator’s core strengths, the 2021 is the smart default. If your budget is tighter, the 2020 is the value play; if you want the refreshed updates and can spend more, the 2022 is the upgrade path.

These recommendations are based on CarGurus' proprietary market data from September 11, 2026, CarGurus experts' opinions, and generative AI.