Used 2021 Lincoln Navigator for Sale near Texas

How much does the 2021 Lincoln Navigator cost?

Prices have softened 13.17% compared to this time last year, making it a favorable time to shop this model year.

There are 926 listings available, which gives you a meaningful amount of inventory to compare. If you find a listing below $39,632.38, that's toward the low end of the year-round range and worth acting on quickly.

Is the 2021 Lincoln Navigator a good car?

Yes — with a 4.75/5 user rating and a 7.67/10 expert rating, you’re looking at a well-regarded full-size luxury SUV. The Navigator’s appeal comes through in its quiet cabin, premium interior materials, comfier seating, and strong engine, all of which make it feel more like a luxury lounge than a traditional people mover.

The standout strength is Look and feel at 9/10.

The trade-offs are clear: poor fuel economy and sluggish touchscreen response. Even so, if you want a big, upscale SUV with serious presence and a refined cabin, this model year fits that brief well.

Only 32.5% of listings are priced as good or great deals, so the best examples may not linger long.

Is the 2021 Lincoln Navigator reliable?

Owners rate it 4.75/5, a strong signal of long-term satisfaction. The Navigator’s quiet cabin, premium materials, and powerful drivetrain support the impression of a well-built luxury SUV, while the expert evaluation also points to strong refinement and confident highway performance.

Its 3.5-liter twin-turbo V6 is described as incredible, and the truck’s highly insulated cabin helps it feel composed on the road. Lincoln also includes valet dropoff and pick-up at your home for four years of service, and Black Label trims add service visits plus unlimited car washes and other benefits.

For used buyers, the main long-term ownership risk is that high depreciation and poor fuel economy can make it expensive to live with over time.

What should I look for when buying a used 2021 Lincoln Navigator?

Accident-free inventory is solid at 79% — always verify the vehicle history report.

You should still check the report carefully, because a clean listing percentage does not replace a proper history review. Prioritize a pre-purchase inspection that focuses on cabin condition, touchscreen responsiveness, and how the SUV drives over rough pavement. Since this is a luxury SUV with a lot of equipment, you’ll want to confirm that every major comfort, tech, and safety feature works as expected.

Key things to evaluate:

• Trim level: Black Label trims step up the interior with more textures, softer leather, and more elaborate materials, while the Reserve already delivers a highly upscale cabin. The base trim is still well equipped, but the higher trims are where the Navigator feels most special.
• Powertrain: You get a 3.5-liter twin-turbo V6 with 450 horsepower and 510 pound-feet of torque, paired with a 10-speed automatic. It’s available with rear-wheel drive or four-wheel drive, and the engine is praised for strong thrust and smooth highway refinement.
• Safety package: Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, and the Navigator will not self-steer and track highway lanes as competently as some rivals.
• Infotainment: The cabin uses a 10-inch touchscreen, but it does not wirelessly connect to Apple CarPlay or Android Auto. The system is intuitive, voice recognition is fast and accurate, and the vehicle includes onboard 4G WiFi, wireless device charging, and smartphone-as-key capability.
• Fuel efficiency: The EPA-estimated rating is 17 mpg combined (16 city, 20 highway), and the expert evaluation says fuel economy is appropriately awful.

Which 2021 Lincoln Navigator trim should I buy?

The 2021 Lincoln Navigator is offered in 3 trim levels: Standard, Reserve, Black Label.

Here's the short version:

• Standard: This is the entry point, but it still gives you the Navigator’s core strengths: the powerful twin-turbo V6, a quiet cabin, and standard driver-assistance features. It makes sense if you want the Navigator experience without stretching into the pricier trims.
• Reserve: This is the best-value trim for most shoppers because it adds a more upscale feel while staying below the top-end pricing. If you want the sweet spot between luxury and cost, this is the one to target.
• Black Label: This is the most luxurious choice, with richer materials, softer leather, and more distinctive interior textures. It suits you best if you want the most indulgent Navigator and are willing to pay for it.

Adaptive cruise control is optional, and the Navigator will not self-steer and track highway lanes as competently as some competitors.

Is now a good time to buy a used 2021 Lincoln Navigator?

This is a moderate, selective buyer’s market, so you have room to shop carefully without expecting every listing to be a bargain.

• Deal availability: 32.5% of listings are priced as good or great deals.
• Inventory: There are 926 listings available.
• Price trend: Prices have softened 13.17% compared with last year.
• Clean inventory: 79.0% of listings are accident-free.

If you find a listing below $39,632.38, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Lincoln Navigator's resale value?

The current average of $39,621 sits slightly below last year's $45,630.

That price movement suggests the Navigator has already absorbed a meaningful amount of depreciation, which can help future resale stability if you buy at the right price. For a luxury SUV in this class, a lower entry point can reduce the amount of value you stand to lose later. Strong condition and a clean history matter even more when you’re buying into a vehicle with high depreciation.

Vehicles with strong owner satisfaction ratings, like this model year's 4.75/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Lincoln Navigator safe?

The 2021 Navigator received five stars overall from NHTSA, with five-star ratings in every test except rollover resistance. It earns four-star ratings in rollover for 4WD models and three-star ratings in rollover for RWD models.

It earns a 8/10 safety score from our experts.

Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, and the Navigator will not self-steer and track highway lanes as competently as some competitors.

One caveat to keep in mind is that knee airbags are not offered, and the IIHS has not rated this generation.

Should I buy a 2021 Lincoln Navigator or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 32.5% of listings are priced as good or great deals.
• Accident-free inventory is solid at 79% — always verify the vehicle history report.
• Price trend: Prices have softened 13.17% compared with last year.
• Owners rate it 4.75/5 — a strong satisfaction signal.
• The 2021 still delivers a quiet, premium cabin with strong power and a refined luxury feel.

Consider the 2020 if:

• At $34,583, the 2020 costs less than the current year's $39,621 average.
• It emphasizes comfort, space, and Lincoln’s quiet-luxury identity.

Consider the 2022 if:

• At $48,872, the 2022 costs more than the current year's $39,621 average.
• It brings a facelift that refreshes styling, comfort, technology, safety, and driving dynamics.

The bottom line: If you want the strongest balance of price and luxury, the 2021 is the primary path to consider. If you’re especially price-sensitive, the 2020 can save you money while keeping the Navigator’s core strengths. If you want newer updates and are willing to pay more, the 2022 is the upgrade path.

These recommendations are based on CarGurus' proprietary market data from September 4, 2026, CarGurus experts' opinions, and generative AI.