Used 2021 Lincoln Navigator for Sale nearChicago, IL

How much does the 2021 Lincoln Navigator cost?

Prices have softened 15.98% compared to this time last year, making it a favorable time to shop this model year.

There are 903 listings available, which gives you a solid amount of inventory to compare.

Is the 2021 Lincoln Navigator a good car?

Yes — the 2021 Lincoln Navigator earns a 4.8/5 user rating and a 7.7/10 expert rating. The standout strength is Look and feel at 9/10.

The Navigator’s appeal is rooted in its full-size luxury-SUV mission: it feels spacious, refined, and upscale, with a cabin that comes across as especially quiet and premium. It also brings strong power, so you get the kind of effortless performance that fits a large luxury SUV.

The trade-offs are clear: poor fuel economy and sluggish touchscreen response. If you want a comfort-first, high-end family hauler with a distinctly upscale atmosphere, the Navigator fits that brief well.

34.8% of listings are priced as good or great deals, which suggests there are still worthwhile opportunities in the market.

Is the 2021 Lincoln Navigator reliable?

Owners rate it 4.8/5, a strong signal of long-term satisfaction.

The Navigator’s overall package points to solid day-to-day dependability for a luxury SUV of this size: it emphasizes comfort, refinement, and strong power rather than complexity for its own sake. Its quiet cabin and premium materials support the sense that it was built to feel substantial and well-finished over time.

The powertrain is described as strong and responsive, and the cabin insulation helps the vehicle feel composed on the highway. Lincoln also includes valet dropoff and pick-up at your home for four years of service, which can make ownership easier early on.

For used buyers, the main long-term risk is that high depreciation and luxury-SUV running costs can make repairs and upkeep more expensive than you might expect.

What should I look for when buying a used 2021 Lincoln Navigator?

Accident-free inventory is solid at 77.1% — always verify the vehicle history report.

You should still run a vehicle history report on any listing you’re considering, even if it looks clean at first glance. A pre-purchase inspection is especially important on a luxury SUV like this, where comfort, electronics, and ride quality all matter. Focus on overall condition, because the Navigator’s premium feel depends heavily on how well it has been maintained.

Key things to evaluate:

• Trim level: The Standard trim gives you the core Navigator experience, while Reserve and Black Label add more luxury content and a more upscale feel. The base trim is the one most likely to leave you wanting more if you care about the richest interior presentation.
• Powertrain: The Navigator uses a twin-turbo 3.5-liter V6 with 450 horsepower and 510 pound-feet of torque, paired with a 10-speed automatic transmission. It’s strong and responsive, but fuel economy is poor.
• Safety package: Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, and the vehicle will not self-steer and track highway lanes as competently as some rivals.
• Infotainment: The Navigator has a 10-inch touchscreen, but it does not wirelessly connect to Apple CarPlay or Android Auto. The system is intuitive, though it can feel slow, and it does not offer wireless software updates through the vehicle’s modem.
• Fuel efficiency: The EPA-estimated rating is 16 city and 20 highway mpg, and real-world fuel economy is described as poor.

Which 2021 Lincoln Navigator trim should I buy?

The 2021 Lincoln Navigator is offered in 3 trim levels: Standard, Reserve, Black Label.

Here's the short version:

• Standard: This is the entry point, and it gives you the core Navigator formula without the extra luxury touches of the higher trims. It makes sense if you want the Navigator’s size, power, and quiet cabin without stretching for more equipment.
• Reserve: This is the best-value trim for most shoppers because it adds a more upscale feel while staying below the top-end pricing of Black Label. It’s the trim to target if you want the Navigator experience to feel fully premium.
• Black Label: This is the most luxurious version, with the richest materials and the most exclusive ownership experience. Choose it if you want the most indulgent Navigator and are willing to pay for it.

Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard, while adaptive cruise control remains optional.

Is now a good time to buy a used 2021 Lincoln Navigator?

This is a moderate market for selective buyers, with enough inventory and enough deal activity to make shopping worthwhile.

• Deal availability: 34.8% of listings are priced as good or great deals.
• Inventory: There are 903 listings available.
• Price trend: Prices have softened 15.98% compared with last year.
• Clean inventory: 77.1% of listings are accident-free.

If you find a listing below $37,202, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Lincoln Navigator's resale value?

The current average of $37,202 sits slightly below last year's $44,278.

That drop suggests the Navigator has already absorbed a meaningful amount of depreciation, which can be good news if you’re buying now. For a future seller, it also means resale value may remain under pressure unless the vehicle is especially well kept and attractively equipped.

Because luxury SUVs tend to depreciate heavily, your best resale outcome will usually come from a clean history, strong condition, and desirable trim content. A well-maintained Navigator can still hold buyer interest, but you should expect value to depend heavily on presentation and equipment.

Vehicles with strong owner satisfaction ratings, like this model year's 4.8/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Lincoln Navigator safe?

The 2021 Navigator was crash-tested by the National Highway Traffic Safety Administration and received five stars overall and five stars in every test except for rollover resistance (four stars for 4WD models, three stars for RWD models).

It earns an 8/10 safety score from our experts.

Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, and the Navigator will not self-steer and track highway lanes as competently as some competitors. Knee airbags are not offered, and inflatable rear seat belts for the second row are optional.

Should I buy a 2021 Lincoln Navigator or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 34.8% of listings are priced as good or great deals.
• Accident-free inventory is solid at 77.1% — always verify the vehicle history report.
• Price trend: Prices have softened 15.98% compared with last year.
• Owners rate it 4.8/5 — a strong satisfaction signal.
• It pairs a quiet cabin with strong power and a premium interior.

Consider the 2020 if:

• At $32,274, the 2020 costs less than the current year's $37,202 average.
• It emphasizes comfort, capability, and a spacious interior.

Consider the 2022 if:

• At $46,068, the 2022 costs more than the current year's $37,202 average.
• It adds a refreshed design with updated technology and comfort.

The bottom line: If you want the best balance of price, luxury, and current-market availability, the 2021 is the smart middle ground. If you’re especially price-sensitive, the 2020 is the value play; if you want the newer update and can spend more, the 2022 is the upgrade path.

How does the 2021 Lincoln Navigator compare to the 2021 Cadillac Escalade?

Expert Pros & Cons (per CarGurus review team)

2021 Lincoln Navigator:

• Pros: Quiet cabin, Premium interior materials, Powerful engine.
• Cons: Poor fuel economy, Sluggish touchscreen response.

2021 Cadillac Escalade:

• Pros: Great ride quality, Powerful engine, Impressive technology.
• Cons: Advanced safety features are not standard, Poor fuel economy.

Our experts score the 2021 Lincoln Navigator 7.7/10 and the 2021 Cadillac Escalade 8.2/10. The Navigator leans harder into quiet luxury and a premium cabin feel, while the Escalade brings stronger technology and a higher expert score. Both are powerful and both are thirsty, but the Cadillac’s tech and ride quality give it the edge overall.

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from November 10, 2026, CarGurus experts' opinions, and generative AI.