Used 2020 Lincoln Navigator for Sale nearOakland, CA

How much does the 2020 Lincoln Navigator cost?

Prices have softened 16.21% compared to this time last year, making it a favorable time to shop this model year.

There are 938 listings available, which gives you a solid amount of inventory to compare.

Is the 2020 Lincoln Navigator a good car?

Yes — it earns a 5/5 user rating and an 8.2/10 expert rating. The model scores 9/10 across Look and feel, Form and function, and Safety.

Owners consistently praise the spacious and comfortable interior, the smooth ride, and the high-quality technology. The roomy cabin and comfortable third row also come up often, which fits the Navigator’s role as a large luxury SUV built for comfort and presence.

The main trade-offs are poor fuel economy and a powertrain that may feel like more engine than some buyers need. It’s best suited to you if you want a big, upscale SUV that prioritizes comfort, space, and a premium feel over efficiency.

With 35.0% of listings marked as good or great deals, there’s a meaningful share of attractive pricing in the market.

Is the 2020 Lincoln Navigator reliable?

Owners rate it 5/5, a strong signal of long-term satisfaction.

The owner feedback points to a dependable-feeling SUV with a comfortable cabin, smooth ride, and technology that leaves a positive impression over time. The powertrain is described as strong and the overall ownership experience is framed around luxury and comfort rather than frequent complaints.

The expert evaluation also supports that impression by describing the Navigator’s powertrain as strong and noting that there’s little to complain about beyond fuel economy. Lincoln’s ownership perks, including valet pickup and delivery for scheduled service, also help make long-term ownership feel easier.

For used buyers, the main long-term risk is that a large luxury SUV like this can be costly to fuel and maintain if it hasn’t been cared for well.

What should I look for when buying a used 2020 Lincoln Navigator?

Accident-free inventory is solid at 75.3% — always verify the vehicle history report.

You should still check the vehicle history report carefully, because accident-free status does not replace a full records review. A pre-purchase inspection is especially important on a large luxury SUV, where wear items and electronics can be expensive to sort out. Focus on overall condition, service history, and whether the features you want are actually present on the specific trim you’re considering.

Key things to evaluate:

• Trim level: The standard Navigator, Navigator Reserve, and Navigator Black Label each bring a different level of luxury, with Reserve adding more equipment and Black Label sitting at the top of the range. The base setup is already upscale, but higher trims add more comfort and convenience features.
• Powertrain: You get a twin-turbocharged 3.5-liter V6 with 450 horsepower and 510 lb-ft of torque, paired with a 10-speed automatic transmission. Rear-wheel drive is standard, with four-wheel drive available, and the SUV is tuned more for strong highway performance and towing than for fuel savings.
• Safety package: Lincoln Co-Pilot360 is standard and includes forward-collision warning with pedestrian detection, automatic emergency braking, lane-departure warning with lane-keeping assistance, blind-spot warning with trailer coverage, rear cross-traffic warning, and automatic high-beam headlights. Adaptive cruise control with stop-and-go is standard on Reserve trim.
• Infotainment: The Navigator uses Sync 3 with a 10-inch touchscreen, Apple CarPlay, Android Auto, Lincoln Connect with a 4G LTE WiFi hotspot, 911 Assist, wireless device charging, and Phone As A Key. It also offers Lincoln Way app support, though the system can be slow to load.
• Fuel efficiency: The SUV averaged 16.4 mpg on the testing loop, and the EPA says to expect 18 mpg in combined driving.

Which 2020 Lincoln Navigator trim should I buy?

The 2020 Lincoln Navigator is offered in 3 trim levels: Navigator, Navigator Reserve, Navigator Black Label.

Here's the short version:

• Navigator: This is the entry point, but it still gives you the Navigator’s core strengths: a powerful twin-turbo V6, a luxurious cabin, and standard Lincoln Co-Pilot360 safety tech. It makes sense if you want the Navigator experience at the lowest starting point.
• Navigator Reserve: This is the best-value trim for many shoppers because it adds more luxury and, importantly, standard adaptive cruise control with stop-and-go. If you want the sweet spot between price and equipment, this is the one to focus on.
• Navigator Black Label: This is the most upscale choice, aimed at you if you want the most premium ownership experience and the extra perks that come with Lincoln’s top-tier treatment.

Safety-package note: Lincoln Co-Pilot360 is standard, and Reserve trim adds adaptive cruise control with stop-and-go.

Is now a good time to buy a used 2020 Lincoln Navigator?

This is a moderate market for selective buyers, with enough inventory and enough discounting to make comparison shopping worthwhile.

• Deal availability: 35.0% of listings are priced as good or great deals.
• Inventory: There are 938 listings available.
• Price trend: Prices have softened 16.21% compared with last year.
• Clean inventory: 75.3% of listings are accident-free.

If you find a listing below $32,583, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2020 Lincoln Navigator's resale value?

The current average of $32,583 sits slightly below last year's $38,888.

That drop suggests the market has already adjusted downward, which can help you as a buyer but may pressure future resale if you plan to sell soon. For a future owner, the current pricing environment means there may be less room for appreciation and more emphasis on buying well.

If you keep the vehicle in strong condition and maintain it carefully, you can help protect value better than the average listing. But the broader trend still points to a luxury SUV that has softened meaningfully in the used market.

Vehicles with strong owner satisfaction ratings, like this model year's 5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2020 Lincoln Navigator safe?

The 2020 Lincoln Navigator earns a five-star overall safety rating from NHTSA.

It earns a 9/10 safety score from our experts.

The standard Lincoln Co-Pilot360 suite includes forward-collision warning with pedestrian detection, automatic emergency braking, lane-departure warning with lane-keeping assistance, blind-spot warning with trailer coverage, rear cross-traffic warning, and automatic high-beam headlights. Reserve trim also adds adaptive cruise control with stop-and-go.

One caveat is that with rear-wheel drive, NHTSA rates rollover resistance at just three stars. IIHS has not tested the 2020 model.

Should I buy a 2020 Lincoln Navigator or consider a different year?

If you're weighing the 2020 against nearby model years, here's how to think about it:

Choose the 2020 if:

• 35.0% of listings are priced as good or great deals.
• Accident-free inventory is solid at 75.3% — always verify the vehicle history report.
• Price trend: Prices have softened 16.21% compared with last year.
• Owners rate it 5/5 — a strong satisfaction signal.
• Expert testing highlights its flagship luxury feel, strong powertrain, and roomy, comfort-first cabin.

Consider the 2021 if:

• At $37,488, the 2021 costs more than the current year's $32,583 average.
• It adds a quieter, more refined cabin with a more upscale atmosphere.

The bottom line: If you want the better value, the 2020 is the stronger starting point because it combines lower pricing with strong owner satisfaction and a healthy supply of listings. If you’re willing to spend more for a newer model-year experience, the 2021 is the cleaner upgrade path.

How does the 2020 Lincoln Navigator compare to the 2020 Cadillac Escalade?

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from November 3, 2026, CarGurus experts' opinions, and generative AI.