How much does the 2021 Lincoln Navigator cost?

Prices have softened 12.94% compared to this time last year, making it a favorable time to shop this model year.

There are 877 listings available, which gives you a decent amount of inventory to compare.

If you find a listing below $40,087.01, that's toward the low end of the year-round range and worth acting on quickly.

Is the 2021 Lincoln Navigator a good car?

Yes — it earns a 4.75/5 user rating and a 7.67/10 expert rating. The Navigator stands out as a full-size luxury SUV with a quiet cabin, premium interior materials, comfier seating, and four-wheel drive. It also brings a powerful engine, which helps it feel strong for a vehicle of this size.

The standout strength is Look and feel at 9/10.

The trade-offs are clear: poor fuel economy and sluggish touchscreen response. Even so, if you want a big, upscale SUV with a refined cabin and serious presence, this model year fits that use case well.

33.0% of listings are priced as good or great deals, so there is still some room to shop selectively.

Is the 2021 Lincoln Navigator reliable?

Owners rate it 4.75/5, a strong signal of long-term satisfaction.

The Navigator’s appeal is reinforced by its quiet luxury focus, premium cabin, and strong powertrain. Its twin-turbo 3.5-liter V6 delivers 450 horsepower and 510 pound-feet of torque, and the truck’s insulated cabin helps keep the experience calm on the highway. Lincoln also includes valet dropoff and pick-up at your home for four years of service, and Black Label trims add the price of service visits plus unlimited car washes and other benefits.

For used buyers, the main long-term ownership risk is that high depreciation and poor fuel economy can make it costlier to live with over time.

What should I look for when buying a used 2021 Lincoln Navigator?

Accident-free inventory is solid at 78.4% — always verify the vehicle history report.

You should still check the history report carefully and prioritize a pre-purchase inspection, especially on a large luxury SUV where repair costs can add up. Focus on overall condition, electronics behavior, and signs of heavy use, since this model leans hard into comfort and technology. Make sure the features you want are actually present on the specific trim you’re considering.

Key things to evaluate:

• Trim level: Base versions are less lavish than higher trims, while Black Label trims add richer materials, softer leather, and more textures throughout the cabin.
• Powertrain: The Navigator uses a twin-turbo 3.5-liter V6 with 450 horsepower and 510 pound-feet of torque, paired with a 10-speed automatic and available in rear-wheel drive or four-wheel drive. Fuel economy is poor, with an EPA-estimated 17 mpg combined, 16 city, and 20 highway.
• Safety package: Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, and the Navigator will not self-steer and track highway lanes as competently as competitors.
• Infotainment: The 10-inch touchscreen is small by modern standards, the infotainment does not wirelessly connect to Apple CarPlay or Android Auto, and there are no wireless software updates through the vehicle’s modem.
• Fuel efficiency: Fuel economy is appropriately awful, and the EPA-estimated rating is 17 mpg combined, 16 city, and 20 highway.

Which 2021 Lincoln Navigator trim should I buy?

The 2021 Lincoln Navigator is offered in 3 trim levels: Standard, Reserve, Black Label.

Here's the short version:

• Base trim: The Standard trim gives you the Navigator experience, but you give up some of the richer materials and upscale touches that make the higher trims feel special.
• Sweet-spot trim: The Reserve is the best balance of luxury and price, adding more of the premium feel that suits this SUV’s quiet-luxury mission.
• Premium/top trim: Black Label is the most luxurious choice, with softer leather, more textures, and extra ownership perks that make it the most indulgent version.

Is now a good time to buy a used 2021 Lincoln Navigator?

This is a moderate market for selective buyers, so you can shop carefully without expecting every listing to be a bargain.

• Deal availability: 33.0% of listings are priced as good or great deals.
• Inventory: There are 877 listings available.
• Price trend: Prices have softened 12.94% compared with last year.
• Clean inventory: 78.4% of listings are accident-free.

If you find a listing below $40,087.01, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Lincoln Navigator's resale value?

The current average of $40,084 sits slightly below last year's $46,044.

That price drop suggests the Navigator has already absorbed a meaningful amount of depreciation, which can help future sellers if they buy at the right price. Because luxury SUVs like this one tend to lose value quickly early on, your entry price matters a lot for eventual resale. A well-kept example with strong equipment and clean history should be easier to move later than a neglected one.

Vehicles with strong owner satisfaction ratings, like this model year's 4.75/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Lincoln Navigator safe?

The 2021 Navigator was crash-tested by the National Highway Traffic Safety Administration and received five-star ratings overall and in every test except rollover resistance, where it earned four-star ratings for 4WD models and three-star ratings for RWD models.

It earns a 8/10 safety score from our experts.

Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, but the Navigator will not self-steer and track highway lanes as competently as competitors. Knee airbags are not offered, and inflatable rear seat belts for the second row are optional.

Should I buy a 2021 Lincoln Navigator or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 33.0% of listings are priced as good or great deals.
• Accident-free inventory is solid at 78.4% — always verify the vehicle history report.
• Price trend: Prices have softened 12.94% compared with last year.
• Owners rate it 4.75/5 — a strong satisfaction signal.
• It delivers a quiet cabin, premium materials, and strong power in a refined full-size luxury package.

Consider the 2020 if:

• At $34,663, the 2020 costs less than the current year's $40,084 average.
• It emphasizes spacious comfort and a strong case for buyers who want a big luxury SUV.

Consider the 2022 if:

• At $49,491, the 2022 costs more than the current year's $40,084 average.
• It adds updates that refresh styling, comfort, technology, safety, and driving dynamics.

The bottom line: The 2021 is the right pick if you want the Navigator’s luxury-first personality at a softened price. If you’re more price-sensitive, the 2020 is the value play; if you want newer updates and can spend more, the 2022 is the upgrade path.

These recommendations are based on CarGurus' proprietary market data from August 21, 2026, CarGurus experts' opinions, and generative AI.