Used 2021 Lincoln Navigator for Sale nearRochester, NY

How much does the 2021 Lincoln Navigator cost?

Prices have softened 13.66% compared to this time last year, making it a favorable time to shop this model year.

There are 886 listings available, which gives you a meaningful pool to compare prices and equipment.

Is the 2021 Lincoln Navigator a good car?

Yes — with a 4.75/5 user rating and an expert rating of 7.67/10, the 2021 Lincoln Navigator lands as a strong choice if you want a full-size luxury SUV with a premium feel. The standout strength is Look and feel at 9/10.

The Navigator’s appeal comes through clearly in its quiet cabin, premium interior materials, and powerful engine. It feels more like a luxury lounge than a traditional people mover, and its spacious, refined character fits buyers who want a large American SUV with real presence.

The trade-offs are just as clear: poor fuel economy and sluggish touchscreen response can dull the experience. Even so, the Navigator still makes sense if you value comfort, refinement, and strong performance over efficiency.

With 34.8% of listings marked as good or great deals, you have some room to shop selectively.

Is the 2021 Lincoln Navigator reliable?

Owners rate it 4.75/5, a strong signal of long-term satisfaction.

The Navigator’s quiet cabin, premium materials, and strong powertrain support its reputation as a polished luxury SUV. Its performance content also points to a robust twin-turbo V6 and a highly insulated cabin, which helps the truck feel composed and substantial in daily use.

On the ownership side, Lincoln includes valet dropoff and pick-up at your home for four years of service, and Black Label trims add service visits plus unlimited car washes and other benefits. For used buyers, the main long-term risk is that high depreciation and poor fuel economy can make ownership costs feel steep over time.

What should I look for when buying a used 2021 Lincoln Navigator?

Accident-free inventory is solid at 79.6% — always verify the vehicle history report.

You should still prioritize a history report and a pre-purchase inspection, especially on a large luxury SUV where repair costs can add up quickly. Focus on overall condition, signs of heavy use, and whether the equipment you want is actually present on the specific listing.

Key things to evaluate:

• Trim level: The interior presentation is a major differentiator, with the Reserve already feeling upscale and Black Label trims adding richer textures and softer leather. Base-trim equipment gaps matter here because the Navigator’s luxury appeal depends heavily on cabin materials and presentation.
• Powertrain: The Navigator uses a twin-turbo 3.5-liter V6 with 450 horsepower and 510 pound-feet of torque, paired with a 10-speed automatic and either RWD or 4WD. It delivers strong thrust, but fuel economy is poor, with an EPA-estimated 17 mpg combined.
• Safety package: Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, and the Navigator will not self-steer and track highway lanes as competently as competitors.
• Infotainment: The cabin uses a 10-inch touchscreen. It does not wirelessly connect to Apple CarPlay or Android Auto, and there are no wireless software updates through the vehicle’s modem.
• Fuel efficiency: The Navigator averaged in the teens and carries an EPA-estimated 17 mpg combined rating, with 16 city and 20 highway.

Which 2021 Lincoln Navigator trim should I buy?

The 2021 Lincoln Navigator is offered in 3 trim levels: Standard, Reserve, Black Label.

Here's the short version:

• Standard: This is the entry point, but it still gives you the Navigator’s core luxury-SUV character. It makes sense if you want the model’s size, power, and quiet cabin without stretching for the pricier trims.
• Reserve: This is the best-value trim for most shoppers because it adds a more upscale feel while staying below Black Label pricing. If you want the sweet spot between luxury and cost, this is the one to target.
• Black Label: This is the most luxurious version, with richer materials, more textures, and softer leather throughout the cabin. It suits you if you want the most premium Navigator experience and are willing to pay for it.

Safety content notes that adaptive cruise control is optional, while automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard.

Is now a good time to buy a used 2021 Lincoln Navigator?

This is a moderate, selective buyer’s market, so you can shop carefully and still find worthwhile listings.

• Deal availability: 34.8% of listings are priced as good or great deals.
• Inventory: There are 886 listings available.
• Price trend: Prices have softened 13.66% compared with last year.
• Clean inventory: 79.6% of listings are accident-free.

If you find a listing below $39,474, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Lincoln Navigator's resale value?

The current average of $39,474 sits slightly below last year's $45,719.

That drop suggests the Navigator has already absorbed a meaningful amount of depreciation, which can be good news if you are buying now. For a future seller, it also means resale value may remain under pressure unless the vehicle is especially well kept and well equipped.

Because the market has softened, your best resale outcome will likely come from buying at a strong price and maintaining the SUV carefully. Higher-trim examples with desirable equipment may hold buyer interest better than stripped versions.

Vehicles with strong owner satisfaction ratings, like this model year's 4.75/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Lincoln Navigator safe?

The 2021 Navigator earns five-star overall ratings from NHTSA, with four-star rollover ratings for 4WD models and three-star rollover ratings for RWD models.

It earns an 8/10 safety score from our experts.

Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, but the Navigator will not self-steer and track highway lanes as competently as competitors.

One caveat is that knee airbags are not offered, and the IIHS has not rated the Navigator in its current generation. Inflatable rear seat belts for the second row are optional.

Should I buy a 2021 Lincoln Navigator or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 34.8% of listings are priced as good or great deals.
• Accident-free inventory is solid at 79.6% — always verify the vehicle history report.
• Price trend: Prices have softened 13.66% compared with last year.
• Owners rate it 4.75/5 — a strong satisfaction signal.
• It combines strong power, a quiet cabin, and premium materials in a full-size luxury SUV package.

Consider the 2020 if:

• At $34,293, the 2020 costs less than the current year's $39,474 average.
• It emphasizes spacious comfort and quiet luxury with a strong family-friendly cabin.

Consider the 2022 if:

• At $48,531, the 2022 costs more than the current year's $39,474 average.
• It brings a refreshed design and updated technology that help modernize the Navigator.

The bottom line: If you want the best balance of price and luxury, the 2021 is the primary year to target. If you are especially price-sensitive, the 2020 is the cheaper path; if you want newer updates and can spend more, the 2022 is the upgrade path.

These recommendations are based on CarGurus' proprietary market data from September 15, 2026, CarGurus experts' opinions, and generative AI.