Used 2021 Lincoln Navigator for Sale near Indiana
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2022
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 440 hp 3.5L V6
- Exterior color:
- Blue Metallic
- Combined gas mileage:
- 19 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black Onyx
- Transmission:
- Automatic
- Mileage:
- 74,072
- Stock #:
- 2K022
- VIN:
- 5LMJJ2LT1NEL14522


Sponsored by Greg Hubler Ford
2022 Lincoln Navigator
Reserve 4WD
74,072 mi
$44,654
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Black
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Ebony)
- Transmission:
- Automatic
- Mileage:
- 79,079
- Stock #:
- STKL04370
- VIN:
- 5LMJJ2LT2LEL04370

Sponsored Listing
2020 Lincoln Navigator
Reserve 4WD
79,079 mi
$33,990
- Year:
- 2022
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 440 hp 3.5L V6
- Exterior color:
- Infinite Black Metallic Clearcoat
- Combined gas mileage:
- 19 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black Onyx
- Transmission:
- Automatic
- Mileage:
- 74,213
- Stock #:
- SR3761
- VIN:
- 5LMJJ3LT4NEL01544

Sponsored Listing
2022 Lincoln Navigator
L Reserve 4WD
74,213 mi
$43,272
- Year:
- 2021
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Green
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown
- Transmission:
- Automatic
- Mileage:
- 63,620
- Stock #:
- 758
- VIN:
- 5LMJJ2LT7MEL19299

2021 Lincoln Navigator
Reserve 4WD
63,620 mi
$41,053
- Year:
- 2021
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Asher Gray
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Cappuccino
- Transmission:
- Automatic
- Mileage:
- 50,921
- Stock #:
- FL8257
- VIN:
- 5LMJJ2LTXMEL12282

2021 Lincoln Navigator
Reserve 4WD
50,921 mi
$41,330
- Year:
- 2021
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Crystal Blue
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Alpine
- Transmission:
- Automatic
- Mileage:
- 94,338
- Stock #:
- 1R1046A
- VIN:
- 5LMJJ3TT9MEL20458

2021 Lincoln Navigator
L Black Label 4WD
94,338 mi
$37,500
- Year:
- 2021
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- 4X2
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Infinite Black
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Russet
- Transmission:
- 10-Speed Automatic
- Mileage:
- 53,963
- Stock #:
- L13882
- VIN:
- 5LMJJ3KT7MEL13882

2021 Lincoln Navigator
L Reserve RWD
53,963 mi
$45,672
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Red (Burgundy Velvet)
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Cream
- Transmission:
- Automatic
- Mileage:
- 148,108
- Stock #:
- 12835
- VIN:
- 5LMJJ2TT9LEL04172

2020 Lincoln Navigator
Black Label 4WD
148,108 mi
$27,330
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Pristine White
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Coastal Blue
- Transmission:
- Automatic
- Mileage:
- 83,949
- Stock #:
- PL08118D
- VIN:
- 5LMJJ2TT1LEL08118

2020 Lincoln Navigator
Black Label 4WD
83,949 mi
$38,248
- Year:
- 2022
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 440 hp 3.5L V6
- Exterior color:
- Infinite Black Metallic Clearcoat
- Combined gas mileage:
- 19 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black Onyx
- Transmission:
- Automatic
- Mileage:
- 54,045
- Stock #:
- 3024324
- VIN:
- 5LMJJ3LT2NEL00408

2022 Lincoln Navigator
L Reserve 4WD
54,045 mi
$47,930
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Pristine White
- Fuel type:
- Gasoline
- Interior color:
- Cappuccino
- Transmission:
- Automatic
- Mileage:
- 84,950
- Stock #:
- 1675213A
- VIN:
- 5LMJJ3LT1LEL14409

2020 Lincoln Navigator
L Reserve 4WD
84,950 mi
$34,354
- Year:
- 2021
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Pristine White
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Ebony)
- Transmission:
- Automatic
- Mileage:
- 89,423
- Stock #:
- L26437A
- VIN:
- 5LMJJ2LT8MEL01524

2021 Lincoln Navigator
Reserve 4WD
89,423 mi
$35,710
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Black
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 81,876
- Stock #:
- 12444
- VIN:
- 5LMJJ2LT7LEL02324

2020 Lincoln Navigator
Reserve 4WD
81,876 mi
$33,203
CarGurus Analysis:
2021 Lincoln Navigator
With 911 currently listed for sale and an average price of $38,579, 33.2% of 2021 Lincoln Navigators for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2021 Lincoln Navigator 4.75 / 5 stars and CarGurus experts gave it a 7.67 / 10.
78.9% of 2021 Navigator models on CarGurus are accident free.
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Silver Radiance
- Fuel type:
- Gasoline
- Interior color:
- Black (Ebony Leather)
- Transmission:
- Automatic
- Mileage:
- 81,860
- Stock #:
- P8062A
- VIN:
- 5LMJJ3LT1LEL16404

2020 Lincoln Navigator
L Reserve 4WD
81,860 mi
$37,462
- Year:
- 2021
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Flight Blue
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Medium Slate
- Transmission:
- Automatic
- Mileage:
- 59,036
- Stock #:
- P2468A
- VIN:
- 5LMJJ3LT2MEL13819

2021 Lincoln Navigator
L Reserve 4WD
59,036 mi
$44,897
- Year:
- 2022
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 440 hp 3.5L V6
- Exterior color:
- Infinite Black Metallic Clearcoat
- Combined gas mileage:
- 19 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black Onyx
- Transmission:
- Automatic
- Mileage:
- 74,213
- Stock #:
- SR3761
- VIN:
- 5LMJJ3LT4NEL01544

2022 Lincoln Navigator
L Reserve 4WD
74,213 mi
$43,272
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Black
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 56,484
- Stock #:
- JYC-L21440
- VIN:
- 5LMJJ3LT8LEL21440

2020 Lincoln Navigator
L Reserve 4WD
56,484 mi
$37,954
- Year:
- 2021
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Black
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Ebony)
- Transmission:
- Automatic
- Mileage:
- 74,279
- Stock #:
- 12746
- VIN:
- 5LMJJ2LT4MEL09443

2021 Lincoln Navigator
Reserve 4WD
74,279 mi
$36,595
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Black
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Ebony)
- Transmission:
- Automatic
- Mileage:
- 79,079
- Stock #:
- STKL04370
- VIN:
- 5LMJJ2LT2LEL04370

2020 Lincoln Navigator
Reserve 4WD
79,079 mi
$33,990
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- White
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 109,053
- Stock #:
- L06201
- VIN:
- 5LMJJ3LT3LEL06201

2020 Lincoln Navigator
L Reserve 4WD
109,053 mi
$31,109
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- White
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 81,496
- Stock #:
- EX03336
- VIN:
- 5LMJJ2LT8LEL03336

2020 Lincoln Navigator
Reserve 4WD
81,496 mi
$36,557
- Year:
- 2021
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Black
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Ebony)
- Transmission:
- Automatic
- Mileage:
- 103,539
- Stock #:
- 19777
- VIN:
- 5LMJJ3LT0MEL20767

2021 Lincoln Navigator
L Reserve 4WD
103,539 mi
$33,389
- Year:
- 2020
- Make:
- Lincoln
- Model:
- Navigator
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 450 hp 3.5L V6
- Exterior color:
- Blue
- Combined gas mileage:
- 18 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blue
- Transmission:
- Automatic
- Mileage:
- 31,632
- Stock #:
- 70277382
- VIN:
- 5LMJJ2TT5LEL14083

2020 Lincoln Navigator
Black Label 4WD
31,632 mi
$52,097
CarGurus Analysis: 2021 Lincoln Navigator
overall

Summary
With 911 currently listed for sale and an average price of $38,579, 33.2% of 2021 Lincoln Navigators for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2021 Lincoln Navigator 4.75 / 5 stars and CarGurus experts gave it a 7.67 / 10.
78.9% of 2021 Navigator models on CarGurus are accident free.
Why it stands out
The 2021 Lincoln Navigator stands out as a full-size luxury SUV that feels more like a luxury apartment than a traditional people mover. It pairs four-wheel drive with comfier seating, and its quiet cabin and premium interior materials help it deliver the kind of upscale atmosphere buyers expect in this segment. Lincoln’s powerful engine also gives the Navigator a strong performance edge, reinforcing its appeal as a large, refined SUV.
At the same time, the Navigator is not without compromises. Its poor fuel economy is a clear drawback, and its touchscreen response is sluggish, which can take some shine off an otherwise polished experience. Even so, the 2021 Navigator remains distinctive for buyers who want a spacious, luxurious, and powerful American SUV that still feels special in a crowded field.
Other model years to consider
- Average price: $48,310
- Good/great deal percentage: 32.4%
- User rating: 5 / 5
- Total listings: 1,092
- Average price: $34,302
- Good/great deal percentage: 32.2%
- User rating: 5 / 5
- Total listings: 926
- Average price: $64,915
- Good/great deal percentage: 30.9%
- User rating: 5 / 5
- Total listings: 1,328
This analysis is based on CarGurus' proprietary market data from September 28, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
4.8 Overall rating
Filter by rating
David V
Reviewed a 2021 Lincoln Navigator on Nov 21, 2021
Awesome Navigator and loaded! Smooth ride and full of class. It’s also functional, can haul and pull a load. You won’t be disappointed!
Ron B
Reviewed a 2021 Lincoln Navigator on Oct 4, 2023
Nice features. Well appointed interior. Think its overpriced for performance and drivability as compared to other high end priced vehicles.
Anonymous
Reviewed a 2021 Lincoln Navigator on Jun 7, 2023
Beautiful! Smooth, luxury and roomy! Everyone with large family should buy
Malaka S
Reviewed a 2021 Lincoln Navigator on Jul 4, 2023
Its a large SUV if you need the extra space and cargo area for hauling it’s a great vehicle, decent gas mileage. A little pricey.
2021 Lincoln Navigator Trims
| Trim type | MSRP |
|---|---|
| Standard 4WD | $79,375 |
| L Reserve RWD | $85,715 |
| Black Label 4WD | $98,655 |
| Reserve RWD | $82,490 |
| L Black Label 4WD | $101,855 |
| L Reserve 4WD | $88,385 |
| Reserve 4WD | $85,165 |
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
2021 Lincoln Navigator Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of 2021 Lincoln Navigator prices has changed over time.
See more price trends2021 Lincoln Navigator Pricing Analysis
Pricing by Popular US Cities
Market Area: Nationwide
Key Insights
- Highest-Price Market: Miami, FL leads with an average price of $46,689, indicating a premium market for the Navigator.
- Best Value: New York, NY offers the lowest average price at $35,929, suggesting a more competitive pricing environment.
- Inventory Drives Stability: Chicago, IL has the most listings at 138, which may contribute to more stable pricing dynamics in that market.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| Chicago, IL | 138 | $38,434 |
| Dallas, TX | 133 | $37,414 |
| Houston, TX | 125 | $39,172 |
| Atlanta, GA | 119 | $38,838 |
| Washington, DC | 105 | $38,566 |
| New York, NY | 102 | $35,929 |
| Philadelphia, PA | 92 | $36,457 |
| Boston, MA | 85 | $41,244 |
| Miami, FL | 81 | $46,689 |
| Los Angeles, CA | 80 | $36,522 |
Pricing by Trim Packages
Key Insights
- Volume Leader: The Reserve 4WD trim has the highest inventory with 1,231 listings, indicating strong demand for this configuration.
- Premium Spread: The Black Label 4WD trim, priced at $98,655, shows a significant premium over the Reserve 4WD, which is priced at $85,165.
- Drivetrain Effect: All trims feature a 4X4 drivetrain, which may appeal to buyers seeking off-road capabilities, but the Reserve RWD trim at $82,490 offers a lower entry point.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| Reserve 4WD | 1,231 | $85,165 | 4X4 | 3.5L 450 hp V6 |
| L Reserve 4WD | 718 | $88,385 | 4X4 | 3.5L 450 hp V6 |
| Black Label 4WD | 313 | $98,655 | 4X4 | 3.5L 450 hp V6 |
| L Black Label 4WD | 252 | $101,855 | 4X4 | 3.5L 450 hp V6 |
| Reserve RWD | 109 | $82,490 | 4X2 | 3.5L 450 hp V6 |
| L Reserve RWD | 51 | $85,715 | 4X2 | 3.5L 450 hp V6 |
| L 4WD | 49 | $82,575 | 4X4 | 3.5L 450 hp V6 |
| Standard 4WD | 28 | $79,375 | 4X4 | 3.5L 450 hp V6 |
Pricing Analysis by Model Year
Key Insights
- New-Car Premium: The 2027 model year commands an average price of $140,392, reflecting a 56.0% premium over its starting MSRP of $89,995.
- Depreciation Curve: The 2016 model year exhibits the steepest depreciation at -77.4%, indicating significant value loss over time.
- Best Value Sweet Spot: The 2021 model year is priced at $38,702, which is -49.5% below its starting MSRP, making it a compelling option for budget-conscious buyers.
Model Year Pricing
| Model Year | Starting MSRP | Avg Price | Avg Price vs Starting MSRP |
|---|---|---|---|
| 2027 | $89,995 | $140,392 | +56.0% |
| 2026 | $91,995 | $98,706 | +7.3% |
| 2025 | $99,995 | $81,846 | -18.1% |
| 2024 | $82,765 | $65,414 | -21.0% |
| 2023 | $79,725 | $55,036 | -31.0% |
| 2022 | $77,635 | $48,042 | -38.1% |
| 2021 | $76,705 | $38,702 | -49.5% |
| 2020 | $76,185 | $34,726 | -54.4% |
| 2019 | $73,205 | $29,328 | -59.9% |
| 2018 | $72,555 | $27,051 | -62.7% |
| 2017 | $63,515 | $16,144 | -74.6% |
| 2016 | $63,195 | $14,307 | -77.4% |
These recommendations are based on CarGurus' proprietary market data from September 30, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
How much does the 2021 Lincoln Navigator cost?
| Metric | Value |
|---|---|
| Current Average Price | $38,504 |
| Year-Round Low | $38,504 |
| Year-Round High | $45,232 |
| Average Price a Year Ago | $45,224 |
| Change vs. Last Year | −14.86% |
Prices have softened 14.86% compared to this time last year, making it a favorable time to shop this model year.
There are 917 listings available, which gives you a solid pool to compare prices and equipment.
Is the 2021 Lincoln Navigator a good car?
Yes — you’re looking at a 4.75/5 user-rated SUV with an expert score of 7.67/10. The standout strength is Look and feel at 9/10.
The 2021 Navigator fits you well if you want a full-size luxury SUV that feels more like a luxury apartment than a traditional people mover. Its quiet cabin, premium interior materials, and powerful engine give it the upscale, refined character buyers expect in this segment.
The trade-offs are clear: poor fuel economy and sluggish touchscreen response can take some shine off the experience. Even so, if you value spaciousness, luxury, and strong performance in a large American SUV, this model year still stands out.
33.7% of listings are priced as good or great deals, so there’s meaningful room to shop around.
Is the 2021 Lincoln Navigator reliable?
Owners rate it 4.75/5, a strong signal of long-term satisfaction.
The Navigator’s overall appeal is built around comfort, quietness, and strong power, which are all traits that tend to matter in long-term ownership. Its refined cabin and robust engine help it feel substantial and durable in daily use, while the expert evaluation also points to a polished, upscale character.
The performance notes also support that impression: the twin-turbo V6 delivers strong output, and the 10-speed automatic helps the SUV respond more quickly than its size suggests. On the cost side, Lincoln includes valet dropoff and pick-up at your home for four years of service, and Black Label trims add service visits plus unlimited car washes.
For used buyers, the main long-term ownership risk is that depreciation is high and fuel costs stay elevated.
What should I look for when buying a used 2021 Lincoln Navigator?
Accident-free inventory is solid at 78.8% — always verify the vehicle history report.
You should still check the vehicle history carefully, because a clean listing percentage does not replace a proper report. Prioritize a pre-purchase inspection that focuses on electronics, cabin condition, and how smoothly the SUV drives and shifts. Given the Navigator’s luxury positioning, you’ll also want to pay close attention to wear on interior materials and whether all comfort and convenience features work as expected.
Key things to evaluate:
- Trim level: The interior presentation is a major differentiator, with the Reserve described as worth its price and Black Label trims adding more textures, softer leather, and more elaborate cabin finishes. Base-trim buyers should pay close attention to which luxury touches and appearance details are missing before deciding whether the lower price is enough.
- Powertrain: You get one engine, a twin-turbo 3.5-liter V6 with 450 horsepower and 510 pound-feet of torque, paired with a 10-speed automatic and available rear-wheel drive or four-wheel drive. It delivers strong thrust, but fuel economy is poor, with an EPA-estimated 17 mpg combined.
- Safety package: Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, and the Navigator will not self-steer and track highway lanes as competently as some rivals.
- Infotainment: The cabin uses a 10-inch touchscreen, and it does not wirelessly connect to Apple CarPlay or Android Auto. The system also lacks wireless software updates through the vehicle’s modem, though it does include onboard 4G WiFi, wireless device charging, and a smartwatch app.
- Fuel efficiency: The Navigator averaged in the teens, and the EPA-estimated rating is 17 mpg combined with 16 city and 20 highway.
Which 2021 Lincoln Navigator trim should I buy?
The 2021 Lincoln Navigator is offered in 3 trim levels: Standard, Reserve, Black Label.
Here's the short version:
- Standard: This is the entry point, so it makes sense if you want the Navigator’s core size, power, and luxury feel at the lowest starting price. It gives you the full-size experience, but you should compare it carefully against the Reserve because the higher trim is where the cabin and equipment feel more special.
- Reserve: This is the best-value trim for most shoppers because it adds the richer luxury presentation that makes the Navigator feel especially upscale. If you want the sweet spot between price and the high-end cabin experience, this is the one to focus on.
- Black Label: Choose this if you want the most lavish interior treatment and the most exclusive ownership experience. It adds more textures, softer leather, and service-related perks that make it the most indulgent version.
Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard across the lineup, while adaptive cruise control remains optional.
Is now a good time to buy a used 2021 Lincoln Navigator?
This is a moderate market for selective buyers, with enough inventory and pricing softness to make comparison shopping worthwhile.
- Deal availability: 33.7% of listings are priced as good or great deals.
- Inventory: There are 917 listings available.
- Price trend: Prices have softened 14.86% compared with last year.
- Clean inventory: 78.8% of listings are accident-free.
If you find a listing below $38,504, that's toward the low end of the year-round range and worth acting on quickly.
What is the 2021 Lincoln Navigator's resale value?
The current average of $38,504 sits slightly below last year's $45,224.
That drop suggests the Navigator has already absorbed a meaningful amount of depreciation, which can help you as a buyer today. For a future seller, it also means resale value will depend heavily on condition, mileage, and how well the vehicle is equipped.
Because luxury SUVs in this class depreciate quickly, a well-kept example with desirable equipment should be easier to move later than a neglected one. Strong pricing discipline now can help you limit your own loss when it’s time to sell.
Vehicles with strong owner satisfaction ratings, like this model year's 4.75/5, tend to retain buyer demand, which supports resale value over time.
Is the 2021 Lincoln Navigator safe?
The 2021 Navigator earns five-star overall ratings from NHTSA, with five-star ratings in every test except rollover resistance, where it earns four-star ratings for 4WD models and three-star ratings for RWD models.
It earns an 8/10 safety score from our experts.
Automatic emergency braking, lane-keep assist, blind-spot monitoring, and auto high beams come standard. Adaptive cruise control is optional, but the Navigator will not self-steer and track highway lanes as competently as some competitors. Knee airbags are not offered, and inflatable rear seat belts for the second row are optional.
Should I buy a 2021 Lincoln Navigator or consider a different year?
If you're weighing the 2021 against nearby model years, here's how to think about it:
Choose the 2021 if:
- 33.7% of listings are priced as good or great deals.
- Accident-free inventory is solid at 78.8% — always verify the vehicle history report.
- Price trend: Prices have softened 14.86% compared with last year.
- Owners rate it 4.75/5 — a strong satisfaction signal.
- The 2021 keeps the Navigator’s quiet cabin, powerful engine, and upscale interior intact.
Consider the 2020 if:
- At $34,281, the 2020 costs less than the current year's $38,504 average.
- It emphasizes spacious comfort, strong presence, and a luxury-focused character.
Consider the 2022 if:
- At $48,255, the 2022 costs more than the current year's $38,504 average.
- It adds updates that refresh styling, comfort, technology, safety, and driving dynamics.
The bottom line: If you want the best balance of price and the Navigator’s core strengths, the 2021 is the smart middle ground. If you’re especially price-sensitive, the 2020 can save you money; if you want newer updates and are willing to pay more, the 2022 is the upgrade path.
These recommendations are based on CarGurus' proprietary market data from September 29, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
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