Used 2022 Volvo XC90 for Sale nearIndianapolis, IN

How much does the 2022 Volvo XC90 cost?

Prices have softened 24.37% compared to this time last year, making it a favorable time to shop this model year.

There are 1,600 listings available, which gives you a solid pool to compare prices and equipment.

Is the 2022 Volvo XC90 a good car?

Yes — the 2022 Volvo XC90 earns a 5/5 user rating, and its expert score is 8.33/10. The model scores 9/10 across Look and feel and Safety.

Owners consistently praise its spacious interior, impressive safety features, and luxurious family-SUV character. The hybrid technology and advanced handling also come through as recurring positives, while the price point is a common hesitation.

That lines up with the XC90’s use case as a polished three-row SUV for buyers who want style and safety more than maximum practicality. The main trade-offs are a cramped third row and sluggish touchscreen response.

With 37.8% of listings marked as good or great deals, there’s enough market activity to find a competitive example.

Is the 2022 Volvo XC90 reliable?

Owners rate it 5/5, a strong signal of long-term satisfaction.

The owner feedback also points to a dependable, trouble-free ownership experience, with repeated praise for the XC90’s long-term appeal and confidence-inspiring character. On the expert side, the powertrain lineup and overall execution support that impression of durability and everyday dependability.

Volvo’s Care by Volvo subscription includes maintenance, which is a useful ownership perk if you want more predictable running costs. For used buyers, the main long-term risk is making sure the vehicle has been maintained properly, especially if you’re considering a higher-mileage example.

What should I look for when buying a used 2022 Volvo XC90?

Accident-free inventory is solid at 87.8% — always verify the vehicle history report.

You should still run a history report on any XC90 you’re considering, even if the listing looks clean. A pre-purchase inspection is especially important on a luxury three-row SUV, where repair costs can climb quickly if prior damage or deferred maintenance is hiding underneath the surface. Focus on cabin condition, electronics behavior, and how the vehicle drives at low speeds and on the highway.

Key things to evaluate:

• Trim level: The base T5 FWD Momentum is the entry point, while higher trims add more luxury and equipment. The Advanced package adds a head-up display, a 360-degree surround-view camera system, and an advanced air cleaner, which are especially useful if you want more convenience and driver awareness.
• Powertrain: You get a turbocharged 2.0-liter four-cylinder in T5 models, a supercharged and turbocharged version in T6 models, and a plug-in hybrid setup in T8 models. T5 models are front-wheel drive with available all-wheel drive, while T6 and T8 models are all-wheel drive only.
• Safety package: Standard equipment includes blind-spot monitoring, rear cross-traffic alert, front and rear parking assist, rain-sensing wipers with integrated washers, slippery road alert, lane-keeping aid, adaptive cruise control, oncoming lane mitigation, and road-sign recognition. Pilot Assist combines several of these functions for highway driving.
• Infotainment: The touchscreen is a nine-inch portrait-oriented unit, and the digital instrument panel measures 12.3 inches. Apple CarPlay is supported, Android Auto capability is included, and the system also offers a WiFi hotspot and a free four-year smartphone app.
• Fuel efficiency: T5 FWD models are rated at 21 mpg city/30 mpg highway/25 mpg combined, T5 AWD models at 20 mpg city/28 mpg highway/23 mpg combined, and T6 AWD models at 19 mpg city/27 mpg highway/22 mpg combined. The T8 extended-range model is rated at 66 MPGe with up to 36 miles of EV range.

Which 2022 Volvo XC90 trim should I buy?

The 2022 Volvo XC90 is offered in 7 trim levels: T5 FWD Momentum, T5 AWD Momentum, T6 AWD Momentum, T6 AWD Inscription, T8 Inscription Expression, T8 Inscription, and T8 R-Design.

Here's the short version:

• T5 FWD Momentum: This is the least expensive way into the XC90 lineup, and it makes sense if you want the XC90’s style, safety, and upscale cabin without paying for extra power or luxury upgrades.
• T5 AWD Momentum: This is the better-value pick if you want the same entry-level equipment with added all-weather traction.
• T6 AWD Momentum: This trim adds the stronger supercharged-and-turbocharged engine, so it suits you if you want more punch without jumping into the pricier luxury trims.
• T6 AWD Inscription: This is the step up if you want a more premium-feeling XC90 with the stronger gas powertrain and a richer feature set.
• T8 Inscription Expression: This is the plug-in hybrid entry point, and it’s the right choice if you want electrified driving and the XC90’s upscale character at the lowest PHEV price.
• T8 Inscription: This is the best-value trim for many shoppers because it combines the plug-in hybrid powertrain with a more upscale equipment mix.
• T8 R-Design: This is the top trim in the lineup and fits you best if you want the most distinctive appearance and the highest-spec plug-in hybrid setup.

The safety package is broad across the lineup, and Pilot Assist is one of the XC90’s standout standard driver-assistance features.

Is now a good time to buy a used 2022 Volvo XC90?

This is a moderate market for selective buyers, with enough inventory and deal activity to shop carefully.

• Deal availability: 37.8% of listings are priced as good or great deals.
• Inventory: There are 1,600 listings available.
• Price trend: Prices have softened 24.37% compared with last year.
• Clean inventory: 87.8% of listings are accident-free.

If you find a listing below $29,834, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2022 Volvo XC90's resale value?

The current average of $29,834 sits slightly below last year's $39,447.

That price movement suggests the XC90 has already absorbed a meaningful amount of depreciation, which can help future resale stability if you buy at the right number. If you pay close to the current average, your downside risk is lower than it would have been a year ago, but condition and mileage will still matter a lot when you sell.

Vehicles with strong owner satisfaction ratings, like this model year's 5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2022 Volvo XC90 safe?

The 2022 XC90 receives the IIHS Top Safety Pick+ designation and a five-star overall rating from NHTSA.

It earns a 9/10 safety score from our experts.

Standard safety equipment includes blind-spot monitoring, rear cross-traffic alert, front and rear parking assist, rain-sensing wipers with integrated washers, slippery road alert, lane-keeping aid, adaptive cruise control, oncoming lane mitigation, and road-sign recognition. Pilot Assist combines several of those systems to help keep the SUV centered in its lane and maintain speed or following distance on the highway.

Should I buy a 2022 Volvo XC90 or consider a different year?

If you're weighing the 2022 against nearby model years, here's how to think about it:

Choose the 2022 if:

• 37.8% of listings are priced as good or great deals.
• Accident-free inventory is solid at 87.8% — always verify the vehicle history report.
• Price trend: Prices have softened 24.37% compared with last year.
• Owners rate it 5/5 — a strong satisfaction signal.
• It pairs a quiet cabin with strong safety credentials and an available plug-in hybrid setup.

Consider the 2021 if:

• At $27,008, the 2021 costs less than the current year's $29,834 average.
• It keeps the XC90’s polished cabin and safety-first identity.

Consider the 2023 if:

• At $39,038, the 2023 costs more than the current year's $29,834 average.
• It adds updated powertrains and more forward-looking infotainment technology.

The bottom line: If you want the best balance of price, safety, and upscale character, the 2022 is the primary year to target. If your budget is tighter, the 2021 is the value play; if you want newer tech and don’t mind paying more, the 2023 is the upgrade path.

These recommendations are based on CarGurus' proprietary market data from September 22, 2026, CarGurus experts' opinions, and generative AI.