Used 2022 Volvo XC90 for Sale near Indiana

How much does the 2022 Volvo XC90 cost?

Prices have softened 23.60% compared to this time last year, making it a favorable time to shop this model year.

There are 1,394 listings available, which suggests you have a meaningful amount of inventory to compare.

Is the 2022 Volvo XC90 a good car?

Yes — the 2022 Volvo XC90 earns a 5/5 user rating and an 8.3/10 expert rating. The model scores 9/10 across Look and feel and Safety.

Owners consistently praise its spacious interior, impressive safety features, and luxurious family-SUV feel. The hybrid technology and advanced handling also come through as recurring positives.

On the downside, the expert review points to a cramped third row and sluggish touchscreen response. That means the XC90 fits you best if you value design, safety, and a refined cabin more than maximum space or the quickest interface.

The XC90’s three-row layout and eco-conscious touches make it especially appealing if you want a distinctive luxury SUV with family duty in mind. Good and great deals account for 36.6% of listings, which gives you some room to shop selectively.

Is the 2022 Volvo XC90 reliable?

Owners rate it 5/5, a strong signal of long-term satisfaction.

The owner feedback highlights a dependable-feeling ownership experience, with repeated praise for the XC90’s safety, spaciousness, and family-friendly character. The expert review also emphasizes that the XC90’s driving experience is composed and confidence-inspiring, which supports the sense that it’s built to be lived with over time.

Volvo’s Care by Volvo program includes maintenance for certain XC90 models, which can help simplify ownership if you find the right vehicle and setup. For used buyers, the main long-term risk is making sure the vehicle has been maintained properly, especially if you’re considering a higher-spec or plug-in hybrid example.

What should I look for when buying a used 2022 Volvo XC90?

Accident-free inventory is solid at 86.1% — always verify the vehicle history report.

You should still check the history report carefully, because accident-free status does not replace a full records review. A pre-purchase inspection is especially important on a luxury SUV like this, where electronics, interior features, and powertrain complexity can affect ownership costs. Focus on cabin condition, touchscreen operation, and whether the vehicle’s equipment matches the trim you’re considering.

Key things to evaluate:

• Trim level: The base Momentum trim starts the lineup, while higher trims add more luxury equipment and available upgrades. The base setup is the one most likely to leave you comparing features carefully before stepping up.
• Powertrain: The XC90 offers T5, T6, and T8 powertrains, ranging from a turbocharged 2.0-liter four-cylinder to a plug-in hybrid setup with strong output and available electric driving range.
• Safety package: Pilot Assist combines lane-centering, adaptive cruise control, and related driver aids, while the XC90 also includes blind-spot monitoring, rear cross-traffic alert, lane-keeping aid, road-sign recognition, and more. Some advanced features are tied to packages rather than every trim.
• Infotainment: The XC90 uses a nine-inch portrait touchscreen, supports wireless-style smartphone integration through Apple CarPlay and Android Auto capability, and can be paired with a 12.3-inch digital instrument panel. The system can feel slow to respond, so test it yourself.
• Fuel efficiency: T5 FWD models are rated at 21 mpg city and 30 mpg highway, while T5 AWD models return 20 mpg city and 28 mpg highway. The T8 plug-in hybrid can reach 55 MPGe or 66 MPGe depending on configuration.

Which 2022 Volvo XC90 trim should I buy?

The 2022 Volvo XC90 is offered in 7 trim levels: Momentum, T5 AWD Momentum, T6 AWD Momentum, T6 AWD Inscription, T8 Inscription Expression, T8 Inscription, T8 R-Design.

Here's the short version:

• Momentum: This is the entry point, and it makes the XC90’s core appeal accessible: elegant design, strong safety equipment, and a quiet, upscale cabin. It’s the trim to start with if you want the XC90 experience without chasing extras.
• T5 AWD Momentum: This adds all-wheel drive to the Momentum formula, making it the better-value choice if you want the base trim’s equipment with more traction confidence.
• T6 AWD Momentum: This trim steps up to the stronger supercharged-and-turbocharged engine, so it suits you if you want more performance without jumping into the highest luxury trims.
• T6 AWD Inscription: This is the better choice if you want a more premium-feeling cabin and more upscale presentation while staying with the gasoline powertrain.
• T8 Inscription Expression: This is the plug-in hybrid entry point, so it’s the one to consider if you want electrified driving and the XC90’s eco-conscious edge at the lowest PHEV price.
• T8 Inscription: This is the best-value trim for shoppers who want the plug-in hybrid powertrain plus a more luxurious feature set without going all the way to the top.
• T8 R-Design: This is the most style-forward choice in the lineup, aimed at buyers who want the plug-in hybrid setup with a sportier appearance and a more distinctive look.

The safety package is a major strength across the lineup, but some advanced driver-assistance and convenience features are tied to packages rather than every trim.

Is now a good time to buy a used 2022 Volvo XC90?

This is a moderate, selective buyer’s market, so you can shop carefully and still find worthwhile listings.

• Deal availability: 36.6% of listings are priced as good or great deals.
• Inventory: There are 1,394 listings available.
• Price trend: Prices have softened 23.60% compared with last year.
• Clean inventory: 86.1% of listings are accident-free.

If you find a listing below $28,618, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2022 Volvo XC90's resale value?

The current average of $28,618 sits slightly below last year's $37,457.

That price drop suggests the XC90 has become more accessible on the used market, which can help you buy at a better entry point today. For a future seller, that also means resale value will depend heavily on condition, mileage, and equipment level rather than just model-year desirability.

Because the XC90 still carries strong owner satisfaction and a premium image, well-kept examples should remain easier to move than neglected ones. If you maintain it well and keep the history clean, you’ll be in a stronger position when it’s time to sell.

Vehicles with strong owner satisfaction ratings, like this model year's 5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2022 Volvo XC90 safe?

The 2022 XC90 received the Insurance Institute for Highway Safety Top Safety Pick+ designation and a five-star overall safety rating from NHTSA.

It earns a 9/10 safety score from our experts.

The XC90 comes with blind-spot monitoring, rear cross-traffic alert, front and rear parking assist, rain-sensing wipers with integrated washers, slippery road alert, lane-keeping aid, adaptive cruise control, oncoming lane mitigation, and road-sign recognition. Pilot Assist combines several of those systems to help keep the vehicle centered and at a set speed or following distance on highways.

That said, some of the most helpful features are bundled into packages, so you should confirm exactly what’s installed on any used example you’re considering. The XC90’s safety reputation is a major strength, and the available driver-assistance tech is one of the reasons it stands out in the class.

Should I buy a 2022 Volvo XC90 or consider a different year?

If you're weighing the 2022 against nearby model years, here's how to think about it:

Choose the 2022 if:

• 36.6% of listings are priced as good or great deals.
• Accident-free inventory is solid at 86.1% — always verify the vehicle history report.
• Price trend: Prices have softened 23.60% compared with last year.
• Owners rate it 5/5 — a strong satisfaction signal.
• It pairs strong safety with an eco-conscious plug-in hybrid option and a refined cabin.

Consider the 2021 if:

• At $25,475, the 2021 costs less than the current year's $28,618 average.
• It adds Care Key and a few newly standard tech features.

Consider the 2023 if:

• At $37,039, the 2023 costs more than the current year's $28,618 average.
• It brings updated mild-hybrid powertrains and more forward-thinking infotainment.

The bottom line: If you want the best balance of price, safety, and upscale appeal, the 2022 is the smart default. If you’re more price-sensitive, the 2021 is worth a look; if you want newer tech and updated powertrains, the 2023 is the step up.

How does the 2022 Volvo XC90 compare to the 2022 Audi Q7?

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from November 10, 2026, CarGurus experts' opinions, and generative AI.