Used 2022 Volvo XC90 for Sale nearChicago, IL

How much does the 2022 Volvo XC90 cost?

Prices have softened 24.28% compared to this time last year, making it a favorable time to shop this model year.

There are 1,654 listings available, which gives you a solid pool to compare prices and equipment.

Is the 2022 Volvo XC90 a good car?

Yes — with a 5/5 user rating and an 8.33/10 expert rating, the 2022 Volvo XC90 lands strongly with both owners and testers. The model scores 9/10 across Look and feel and Safety.

Owners consistently praise its spacious interior, impressive safety features, and luxurious family-SUV character. The review summary also points to its hybrid technology and advanced handling as recurring strengths.

The main trade-offs are a cramped third row and sluggish touchscreen response, so you should expect the XC90 to feel more polished than practical in some everyday use cases. If you want a stylish, safety-focused three-row SUV with a premium feel, this one fits that brief well.

With 36.6% of listings marked as good or great deals, you have room to shop selectively.

Is the 2022 Volvo XC90 reliable?

Owners rate it 5/5, a strong signal of long-term satisfaction. The review summary also points to a dependable, trouble-free ownership experience, with owners highlighting the XC90 as a vehicle they can count on over time.

The expert evaluation reinforces that impression by describing the XC90 as a polished, safety-oriented family SUV with strong everyday usability. Volvo also offers Care by Volvo on specific XC90 models, and that subscription includes maintenance, which can simplify ownership for some buyers.

For used buyers, the main long-term risk is less about basic durability and more about choosing a well-kept example with the right equipment and service history.

What should I look for when buying a used 2022 Volvo XC90?

Accident-free inventory is solid at 87.6% — always verify the vehicle history report.

You should still check the history report carefully, because a clean listing percentage does not replace a proper records review. Prioritize a pre-purchase inspection, especially if you are considering a higher-mileage example or one with premium options. Focus on cabin condition, touchscreen behavior, and whether the vehicle’s equipment matches the way you plan to use it.

Key things to evaluate:

• Trim level: The base Momentum trim starts the lineup, while higher trims add more upscale equipment and features. The content also notes that ventilated front seats require Nappa leather, so base or lower-spec examples may not include that comfort feature.
• Powertrain: You get T5, T6, and T8 powertrains. The T5 uses a turbocharged 2.0-liter four-cylinder, the T6 adds supercharging, and the T8 plug-in hybrid combines gasoline and electric power for the strongest output and the best efficiency.
• Safety package: Volvo’s Pilot Assist combines lane keeping, adaptive cruise control, and related driver aids to reduce highway workload. Standard safety equipment also includes blind-spot monitoring, rear cross-traffic alert, parking assist front and rear, lane-keeping aid, oncoming lane mitigation, and road-sign recognition.
• Infotainment: The XC90 uses a nine-inch portrait touchscreen, a 12.3-inch digital instrument panel, wireless smartphone integration through Apple CarPlay and Android Auto capability, and over-the-air-style convenience through connected app features. The system can feel slow to respond, so test it yourself.
• Fuel efficiency: T5 FWD models are rated at 21 mpg city/30 mpg highway/25 mpg combined, T5 AWD models at 20 mpg city/28 mpg highway/23 mpg combined, T6 AWD models at 19 mpg city/27 mpg highway/22 mpg combined, and the extended-range T8 reaches 66 MPGe with up to 36 miles of EV range.

Which 2022 Volvo XC90 trim should I buy?

The 2022 Volvo XC90 is offered in 7 trim levels: Momentum, T5 AWD Momentum, T6 AWD Momentum, T6 AWD Inscription, T8 Inscription Expression, T8 Inscription, and T8 R-Design.

Here's the short version:

• Momentum: This is the entry point, and it makes sense if you want the XC90’s core safety, style, and three-row layout at the lowest starting price.
• T5 AWD Momentum: This is the best-value choice if you want all-wheel drive without moving too far up the price ladder.
• T6 AWD Momentum: Choose this if you want more power than the T5 and still want to stay in the more affordable part of the lineup.
• T6 AWD Inscription: This is the step up for buyers who want a more upscale feel and are willing to pay for it.
• T8 Inscription Expression: This is the plug-in hybrid entry point, so it makes sense if you want electrified driving without jumping straight to the top of the range.
• T8 Inscription: This is the sweet spot for buyers who want the plug-in hybrid experience with a more premium trim presentation.
• T8 R-Design: Pick this if you want the most distinctive appearance and the highest-priced plug-in hybrid trim.

Volvo’s safety package is a major strength across the lineup, and Pilot Assist is one of the XC90’s standout features.

Is now a good time to buy a used 2022 Volvo XC90?

The market looks moderately favorable if you are a selective buyer.

• Deal availability: 36.6% of listings are priced as good or great deals.
• Inventory: There are 1,654 listings available.
• Price trend: Prices have softened 24.28% compared with last year.
• Clean inventory: 87.6% of listings are accident-free.

If you find a listing below $30,058, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2022 Volvo XC90's resale value?

The current average of $30,058 sits slightly below last year's $39,697.

That drop suggests the XC90 has moved into a more buyer-friendly pricing zone, which can help you if you are shopping now. For a future seller, it also means you should expect resale value to depend heavily on condition, mileage, and equipment rather than on broad market momentum alone.

Vehicles with strong owner satisfaction ratings, like this model year's 5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2022 Volvo XC90 safe?

The 2022 Volvo XC90 earns the IIHS Top Safety Pick+ designation and a five-star overall safety rating from NHTSA.

It earns a 9/10 safety score from our experts.

Volvo equips the XC90 with blind-spot monitoring, rear cross-traffic alert, parking assist front and rear, rain-sensing wipers with integrated washers, slippery road alert, lane-keeping aid, adaptive cruise control, oncoming lane mitigation, and road-sign recognition. Pilot Assist combines several of those systems to help keep the SUV centered in its lane and at a set speed or following distance on the highway.

That safety story is one of the XC90’s biggest strengths, and it is a major reason the model appeals to family buyers. The main caveat is that you should still test the driver-assistance behavior yourself, especially if you plan to rely on it often.

Should I buy a 2022 Volvo XC90 or consider a different year?

If you're weighing the 2022 against nearby model years, here's how to think about it:

Choose the 2022 if:

• 36.6% of listings are priced as good or great deals.
• Accident-free inventory is solid at 87.6% — always verify the vehicle history report.
• Price trend: Prices have softened 24.28% compared with last year.
• Owners rate it 5/5 — a strong satisfaction signal.
• It combines strong safety, a quiet cabin, and available plug-in hybrid efficiency.

Consider the 2021 if:

• At $27,140, the 2021 costs less than the current year's $30,058 average.
• It keeps the XC90’s flagship-SUV safety-first identity.

Consider the 2023 if:

• At $39,121, the 2023 costs more than the current year's $30,058 average.
• It adds newer mild-hybrid powertrains and Google-friendly infotainment.

The bottom line: If you want the best balance of price, safety, and premium feel, the 2022 is the strongest all-around pick. If your budget is tighter, the 2021 is the value path; if you want newer tech and do not mind paying more, the 2023 is the upgrade path.

These recommendations are based on CarGurus' proprietary market data from September 15, 2026, CarGurus experts' opinions, and generative AI.