Used 2021 Volvo XC90 for Sale near Connecticut
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2021
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Crystal White Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red (Maroon Brown)
- Transmission:
- Automatic
- Mileage:
- 36,246
- Stock #:
- b745125
- VIN:
- YV4A22PK8M1745125


Sponsored by Tru Automall
2021 Volvo XC90
T6 Momentum 7-Passenger AWD
36,246 mi
$30,900
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Savile Gray Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red (Maroon Brown)
- Transmission:
- Automatic
- Mileage:
- 72,125
- Stock #:
- C474357A
- VIN:
- YV4A22PK4N1780276

Sponsored Listing
2022 Volvo XC90
T6 Momentum 7-Passenger AWD
72,125 mi
$28,287
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Engine:
- 316 hp 2L I4
- Exterior color:
- Ice White
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 79,191
- Stock #:
- 110564
- VIN:
- YV4A22PL5L1531829

-$2,931
Sponsored Listing
2020 Volvo XC90
79,191 mi
$23,647
$20,716
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Savile Gray Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blond
- Transmission:
- Automatic
- Mileage:
- 87,781
- Stock #:
- P759862
- VIN:
- YV4A22PK2M1759862

2021 Volvo XC90
T6 Momentum 7-Passenger AWD
87,781 mi
$24,074
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Savile Gray Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red (Maroon Brown)
- Transmission:
- Automatic
- Mileage:
- 72,125
- Stock #:
- C474357A
- VIN:
- YV4A22PK4N1780276

2022 Volvo XC90
T6 Momentum 7-Passenger AWD
72,125 mi
$28,287
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 250 hp 2L I4
- Exterior color:
- Denim Blue
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 81,187
- Stock #:
- V503205Y
- VIN:
- YV4102PK2L1606466

-$881
2020 Volvo XC90
T5 Momentum AWD
81,187 mi
$23,775
$22,894
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 400 hp 2L I4 Hybrid
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 56 MPG
- Fuel type:
- Hybrid
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 103,730
- Stock #:
- JW88846C
- VIN:
- YV4BR0CZ3N1820922

-$2,534
2022 Volvo XC90
Recharge Inscription Expression 7-Passenger eAWD
103,730 mi
$25,098
$22,564
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Crystal White Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red (Maroon Brown)
- Transmission:
- Automatic
- Mileage:
- 36,246
- Stock #:
- b745125
- VIN:
- YV4A22PK8M1745125

2021 Volvo XC90
T6 Momentum 7-Passenger AWD
36,246 mi
$30,900
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 250 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- Automatic
- Mileage:
- 91,705
- Stock #:
- g552404
- VIN:
- YV4102CK8L1552404

2020 Volvo XC90
T5 Momentum FWD
91,705 mi
$20,132
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 250 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red (Burgundy)
- Transmission:
- 8-Speed Automatic
- Mileage:
- 80,101
- Stock #:
- 865332
- VIN:
- YV4102CK3N1865332

2022 Volvo XC90
T5 Momentum FWD
80,101 mi
$24,410
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 250 hp 2L I4
- Exterior color:
- Crystal White Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 75,277
- Stock #:
- RMU1823
- VIN:
- YV4102PK6L1606325

2020 Volvo XC90
T5 Momentum AWD
75,277 mi
$22,955
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Denim Blue Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blond
- Transmission:
- Automatic
- Mileage:
- 63,645
- Stock #:
- P6591
- VIN:
- YV4A22PK9M1762449

2021 Volvo XC90
T6 Momentum 7-Passenger AWD
63,645 mi
$24,970
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 250 hp 2L I4
- Exterior color:
- Bright Silver Metallic
- Combined gas mileage:
- 24 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blond
- Transmission:
- 8-Speed Automatic
- Mileage:
- 95,583
- Stock #:
- M1681901
- VIN:
- YV4102PK4M1681901

2021 Volvo XC90
T5 Momentum AWD
95,583 mi
$21,001
CarGurus Analysis:
2021 Volvo XC90
With 1,028 currently listed for sale and an average price of $26,691, 36.2% of 2021 Volvo XC90s for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2021 Volvo XC90 5 / 5 stars and CarGurus experts gave it a 7.67 / 10.
81.6% of 2021 XC90 models on CarGurus are accident free.
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Bright Silver Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blond
- Transmission:
- Automatic
- Mileage:
- 20,492
- Stock #:
- 0149
- VIN:
- YV4A221K6M1720149

2021 Volvo XC90
T6 Momentum 6-Passenger AWD
20,492 mi
$30,265
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 78,005
- Stock #:
- CT12125
- VIN:
- YV4A22PL1M1762230

2021 Volvo XC90
T6 Inscription 7-Passenger AWD
78,005 mi
$26,285
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Gray (Thunder Grey Metallic)
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blond
- Transmission:
- Automatic
- Mileage:
- 73,257
- Stock #:
- 586583
- VIN:
- YV4A221KXL1586583

-$704
2020 Volvo XC90
T6 Momentum 6-Passenger AWD
73,257 mi
$24,498
$23,794
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Crystal White Metallic
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- 8-Speed Automatic
- Mileage:
- 75,102
- Stock #:
- 8126N
- VIN:
- YV4A221L1M1697615

-$1,000
2021 Volvo XC90
T6 Inscription 6-Passenger AWD
75,102 mi
$26,082
$25,082
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 250 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 24 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 133,308
- Stock #:
- 864345
- VIN:
- YV4102PK4N1864345

2022 Volvo XC90
T5 Momentum AWD
133,308 mi
$17,077
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 141,301
- Stock #:
- A-Y31795
- VIN:
- YV4A22PK4L1Y31795

2020 Volvo XC90
T6 Momentum 7-Passenger AWD
141,301 mi
$15,945
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Denim Blue Metallic
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red (Maroon Brown)
- Transmission:
- Automatic
- Mileage:
- 109,211
- Stock #:
- 543349
- VIN:
- YV4A22PK8L1543349

2020 Volvo XC90
T6 Momentum 7-Passenger AWD
109,211 mi
$18,500
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 84,725
- Stock #:
- 4223
- VIN:
- YV4A221K7L1556165

2020 Volvo XC90
T6 Momentum 6-Passenger AWD
84,725 mi
$22,496
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 53,182
- Stock #:
- ND3962
- VIN:
- YV4A22PK8N1872717

2022 Volvo XC90
T6 Momentum 7-Passenger AWD
53,182 mi
$30,993
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC90
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 316 hp 2L I4
- Exterior color:
- Crystal White
- Combined gas mileage:
- 23 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 55,626
- Stock #:
- 110957
- VIN:
- YV4A22PLXM1706920

-$974
Sponsored Listing
2021 Volvo XC90
T6 Inscription 7-Passenger AWD
55,626 mi
$29,863
$28,889
CarGurus Analysis: 2021 Volvo XC90
overall

Summary
With 1,028 currently listed for sale and an average price of $26,691, 36.2% of 2021 Volvo XC90s for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2021 Volvo XC90 5 / 5 stars and CarGurus experts gave it a 7.67 / 10.
81.6% of 2021 XC90 models on CarGurus are accident free.
Why it stands out
The 2021 Volvo XC90 stands out as Volvo’s flagship SUV, and it leans into the brand’s reputation by making safety feel upscale rather than clinical. It is also the current-generation XC90, a design that introduced features, technology, and powertrains that later spread to other Volvo models. Even though it is no longer the newest entry in the midsize luxury SUV class, it still presents a distinctive mix of stylish design, premium interior materials, and strong safety credentials.
For 2021, Volvo kept the changes modest. All 2021 Volvo models are limited to 112 mph for safety reasons and get Care Key, which lets owners limit the top speed before loaning the car out. The XC90 also gains a handful of newly standard tech features and some small cosmetic changes. Buyers can choose among Momentum, R-Design, and Inscription trims, along with T5 and T6 gasoline engines or the T8 plug-in hybrid. The XC90’s appeal is strongest for shoppers who want a luxury SUV with a polished cabin and a safety-first identity, though its cramped third row, sluggish performance, and lack of USB-C ports are real drawbacks.
Other model years to consider
- Average price: $38,817
- Good/great deal percentage: 36.1%
- User rating: 5 / 5
- Total listings: 2,234
- Average price: $29,535
- Good/great deal percentage: 36.3%
- User rating: 5 / 5
- Total listings: 1,597
- Average price: $51,663
- Good/great deal percentage: 34.8%
- Total listings: 2,507
This analysis is based on CarGurus' proprietary market data from September 28, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
5.0 Overall rating
Filter by rating
Mauricio W
Reviewed a 2021 Volvo T8 Recharge Inscription Expression 7-Passenger eAWD on Mar 22, 2025
This is nearly exactly what I'm looking for. The mileage is a little higher than I wanted but the year makes up for it.
Jacob M
Reviewed a 2021 Volvo XC90 on Nov 16, 2023
I love my new car, would be nice to have a front camera. other than that is perfect! love the gas milage efficiency. Go ahead and get yours, wont disappoint!
Javier F
Reviewed a 2021 Volvo XC90 on Nov 11, 2022
Spacious, economic, sustainable and luxurious, yet not ostentatious Great value
Anonymous
Reviewed a 2021 Volvo XC90 on Jan 4, 2022
Love it! Luxurious inside and practical gas mileage. If you drive a lot this is the perfect car!
2021 Volvo XC90 Trims
| Trim type | MSRP |
|---|---|
| T5 Momentum FWD | $49,000 |
| T8 Recharge Inscription Expression 7-Passenger eAWD | $63,450 |
| T8 Recharge Inscription 7-Passenger eAWD | $69,750 |
| T6 Inscription 6-Passenger AWD | $63,750 |
| T6 Momentum 6-Passenger AWD | $57,450 |
| T5 Momentum AWD | $51,500 |
| T6 Inscription 7-Passenger AWD | $63,250 |
| T6 Momentum 7-Passenger AWD | $56,950 |
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
2021 Volvo XC90 Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of 2021 Volvo XC90 prices has changed over time.
See more price trends2021 Volvo XC90 Pricing Analysis
Pricing by Popular US Cities
Market Area: Nationwide
Key Insights
- Highest Prices in Philadelphia: The city commands an average price of $28,934, likely due to higher demand and lower inventory.
- Lowest Prices in New York: With an average price of $22,345, New York offers the most affordable options, suggesting a more price-sensitive market.
- Inventory Variation: Cities like Chicago (130 listings) and Dallas (114 listings) show a balance of inventory and pricing, indicating stable market conditions.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| Philadelphia, PA | 131 | $28,934 |
| Los Angeles, CA | 73 | $28,023 |
| Dallas, TX | 114 | $26,352 |
| Chicago, IL | 130 | $25,883 |
| Atlanta, GA | 132 | $25,948 |
| Boston, MA | 132 | $26,820 |
| Houston, TX | 108 | $27,546 |
| Washington, DC | 130 | $28,877 |
| Miami, FL | 82 | $23,176 |
| New York, NY | 135 | $22,345 |
Pricing by Trim Packages
Key Insights
- T5 Momentum AWD is Most Common: With 227 listings, this trim represents the largest share of inventory, indicating strong demand for its features and pricing.
- Premium Trims Carry Higher Price Tags: The T6 Inscription 7-Passenger AWD has an MSRP of $63,250, reflecting the added luxury and features compared to base trims.
- AWD Trims Dominate: All top trims are AWD, highlighting a preference for all-weather capability among buyers.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| T5 Momentum AWD | 227 | $51,500 | AWD | 2.0L 250 hp I4 |
| T6 Momentum 7-Passenger AWD | 175 | $56,950 | AWD | 2.0L 316 hp I4 |
| T6 Inscription 7-Passenger AWD | 108 | $63,250 | AWD | 2.0L 316 hp I4 |
| T5 Momentum FWD | 105 | $49,000 | FWD | 2.0L 250 hp I4 |
| T6 Momentum 6-Passenger AWD | 103 | $57,450 | AWD | 2.0L 316 hp I4 |
| T6 R-Design AWD | 100 | $62,650 | AWD | 2.0L 316 hp I4 |
| T6 Inscription 6-Passenger AWD | 82 | $63,750 | AWD | 2.0L 316 hp I4 |
| T8 Recharge Inscription 7-Passenger eAWD | 25 | $69,750 | AWD | 2.0L 400 hp I4 Hybrid |
Pricing Analysis by Model Year
Key Insights
- Significant Premium for Newer Models: The 2027 model is priced at $82,242, reflecting a 34.6% increase over its MSRP, indicating strong demand for the latest model.
- Steep Depreciation for Older Models: The 2016 model shows a current average price of $14,615, down 66.7% from its original MSRP, highlighting rapid depreciation.
- Best Value in Recent Models: The 2022 model is priced at $30,304, which is 40.5% below MSRP, making it an attractive option for buyers seeking value.
Model Year Pricing
| Model Year | Original MSRP | Avg Price | Price vs MSRP |
|---|---|---|---|
| 2027 Volvo XC90 | $61,050 | $82,242 | +34.6% |
| 2026 Volvo XC90 | $61,050 | $64,250 | +5.7% |
| 2025 Volvo XC90 | $57,400 | $51,730 | -10.0% |
| 2024 Volvo XC90 | $56,600 | $44,793 | -20.9% |
| 2023 Volvo XC90 | $56,000 | $37,776 | -32.5% |
| 2022 Volvo XC90 | $50,900 | $30,304 | -40.5% |
| 2020 Volvo XC90 | $48,350 | $23,508 | -51.4% |
| 2019 Volvo XC90 | $47,700 | $20,363 | -57.3% |
| 2018 Volvo XC90 | $46,900 | $17,676 | -62.3% |
| 2017 Volvo XC90 | $45,750 | $15,799 | -65.5% |
| 2016 Volvo XC90 | $43,950 | $14,615 | -66.7% |
These recommendations are based on CarGurus' proprietary market data from September 23, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
How much does the 2021 Volvo XC90 cost?
| Metric | Value |
|---|---|
| Current Average Price | $26,611 |
| Year-Round Low | $26,611 |
| Year-Round High | $31,624 |
| Average Price a Year Ago | $31,541 |
| Change vs. Last Year | −15.63% |
Prices have softened 15.63% compared to this time last year, making it a favorable time to shop this model year.
There are 1,031 listings available, which gives you a solid pool to compare prices and equipment.
Is the 2021 Volvo XC90 a good car?
Yes — the 2021 Volvo XC90 earns a 5/5 user rating and a 7.67/10 expert rating. The model scores 9/10 across Look and feel and Safety.
It stands out as Volvo’s flagship SUV, with a premium cabin, distinctive styling, and a safety-first identity that feels upscale rather than clinical. The XC90 is strongest if you want a polished three-row luxury SUV with a refined road feel and a strong emphasis on safety.
The trade-offs are real: the third row is cramped, performance can feel sluggish, and the cabin lacks USB-C ports.
Good and great deals account for 36.2% of listings, so you have some room to shop selectively.
Is the 2021 Volvo XC90 reliable?
Owners rate it 5/5, a strong signal of long-term satisfaction.
The XC90’s current-generation design has been around long enough to prove itself, and Volvo’s emphasis on safety and refinement supports its reputation as a durable family SUV. Its powertrains and cabin tech are established rather than experimental, which can be reassuring when you’re shopping used.
The plug-in hybrid adds more complexity than the gas models, so long-term ownership risk is lower if you prioritize a simpler configuration.
What should I look for when buying a used 2021 Volvo XC90?
Accident-free inventory is solid at 82% — always verify the vehicle history report.
You should still check the history report carefully, because a clean listing percentage does not replace a documented accident check. Prioritize a pre-purchase inspection that focuses on the cabin electronics, suspension feel, and overall condition, especially if you’re considering a higher-mileage example. Pay close attention to how the third row, infotainment, and driver-assistance features operate in real-world use.
Key things to evaluate:
- Trim level: The Momentum is the base model and does not get the extra visual flair of the R-Design or Inscription, while the Inscription adds the most upscale presentation with extra chrome and available 21-inch wheels. The R-Design leans sportier with a gloss-black grille surround and 20-inch wheels. If you want the best value, the midlevel R-Design balances style and equipment without jumping to the top trim.
- Powertrain: The XC90 uses a 2.0-liter four-cylinder with an eight-speed automatic in all versions. The T5 is turbocharged, the T6 adds supercharging, and the T8 plug-in hybrid adds electric assist with the highest output. The T5 is front-wheel drive with optional AWD, while the T6 and T8 are AWD.
- Safety package: Volvo’s standard suite includes lane-keep assist, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, rear cross-traffic alert, automatic emergency braking, and Pilot Assist. Pilot Assist combines adaptive cruise control with automated lane centering, though the lane-centering function can struggle on gentle highway curves. The plug-in hybrid does not have updated IIHS ratings.
- Infotainment: You get a 9-inch touchscreen, a 12.3-inch digital instrument cluster, Apple CarPlay/Android Auto compatibility, Bluetooth, and a built-in WiFi hotspot. Two front USB-A ports and two rear USB-C ports are standard, and a 19-speaker Bowers & Wilkins system and head-up display are available.
- Fuel efficiency: The base FWD T5 is rated at 25 mpg combined, the AWD T5 at 23 mpg combined, and the AWD T6 at 22 mpg combined. The T8 Recharge plug-in hybrid is rated at 27 mpg combined in hybrid mode and offers up to 18 miles of all-electric range.
Which 2021 Volvo XC90 trim should I buy?
The 2021 Volvo XC90 is offered in 3 trim levels: Momentum, R-Design, and Inscription.
Here's the short version:
- Momentum: This is the entry point, and it gives you the XC90’s core strengths without the extra visual upgrades of the higher trims. It makes sense if you want the XC90’s safety, cabin quality, and overall character at the lowest starting point.
- R-Design: This trim adds a sportier look with a gloss-black grille surround and 20-inch wheels. It’s the best-value choice if you want a more distinctive appearance without going all the way to the top trim.
- Inscription: This is the flashiest version, with extra chrome trim and available 21-inch wheels. Choose it if you want the most upscale presentation and are willing to pay for it.
For safety, the non-hybrid XC90 models earned the strongest IIHS results, while the T8 plug-in hybrid was not updated in those ratings.
Is now a good time to buy a used 2021 Volvo XC90?
The market looks moderate, so you can shop selectively without expecting a deep bargain on every listing.
- Deal availability: 36.2% of listings are priced as good or great deals.
- Inventory: There are 1,031 listings available.
- Price trend: Prices have softened 15.63% compared with last year.
- Clean inventory: 82.0% of listings are accident-free.
If you find a listing below $26,611, that's toward the low end of the year-round range and worth acting on quickly.
What is the 2021 Volvo XC90's resale value?
The current average of $26,611 sits slightly below last year's $31,541.
That decline suggests the XC90 has already absorbed a meaningful amount of depreciation, which can help you as a buyer today. For a future seller, it means the market has reset lower, so resale gains are less likely unless your vehicle is especially well equipped and well maintained.
Strong demand for a premium, safety-focused three-row SUV should still help support values over time. Clean history, desirable trims, and strong condition will matter most when you eventually sell.
Vehicles with strong owner satisfaction ratings, like this model year's 5/5, tend to retain buyer demand, which supports resale value over time.
Is the 2021 Volvo XC90 safe?
The 2021 XC90 earns Top Safety Pick+ from IIHS on non-hybrid models, and it earns five-star ratings from NHTSA, with five-star ratings in frontal and side crash tests and four-star ratings in rollover testing.
It earns a 9/10 safety score from our experts.
Volvo equips the XC90 with a broad standard safety suite that includes lane-keep assist, a driver-attention monitor, traffic-sign recognition, blind-spot monitoring, rear cross-traffic alert, automatic emergency braking, and Pilot Assist. Pilot Assist combines adaptive cruise control with automated lane centering and remains one of the smoother systems in the class.
The main caveat is that the IIHS Top Safety Pick+ result applies only to non-hybrid models, since the T8 plug-in hybrid was not updated in those ratings.
Should I buy a 2021 Volvo XC90 or consider a different year?
If you're weighing the 2021 against nearby model years, here's how to think about it:
Choose the 2021 if:
- 36.2% of listings are priced as good or great deals.
- Accident-free inventory is solid at 82% — always verify the vehicle history report.
- Price trend: Prices have softened 15.63% compared with last year.
- Owners rate it 5/5 — a strong satisfaction signal.
- The 2021 adds Care Key and newly standard tech features while keeping the XC90’s safety-first identity.
Consider the 2020 if:
- At $23,096, the 2020 costs less than the current year's $26,611 average.
- It offers the same redesigned-generation XC90 formula with premium materials and strong safety appeal.
Consider the 2022 if:
- At $29,489, the 2022 costs more than the current year's $26,611 average.
- It adds an eco-conscious angle with available plug-in hybrid efficiency and leather-free features.
The bottom line: The 2021 is the right pick if you want the best balance of price, safety, and upscale character in this generation. If you’re especially price-sensitive, the 2020 is the smarter value play; if you want newer-year features and don’t mind paying more, the 2022 is worth a look.
These recommendations are based on CarGurus' proprietary market data from September 29, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
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