Used 2021 Volvo XC60 for Sale nearPalatine, IL

How much does the 2021 Volvo XC60 cost?

Prices have softened 13.96% compared to this time last year, making it a favorable time to shop this model year.

There are 752 listings available, which gives you a decent amount of inventory to compare.

If you find a listing below $24,520.26, that's toward the low end of the year-round range and worth acting on quickly.

Is the 2021 Volvo XC60 a good car?

Yes — the 2021 Volvo XC60 earns a 4.5/5 user rating, and our experts give it an 8/10 overall score.

The standout strength is Safety at 9/10.

Owners consistently praise its luxurious comfort, great safety features, and intuitive technology, and they also like the smooth driving experience and visually appealing design. That lines up with the XC60’s positioning as a stylish, comfortable crossover that feels premium without losing its everyday usability.

The trade-offs are worth keeping in mind: some owners miss a front camera and wireless CarPlay, and the ride can feel harsher on larger wheels. Even so, the XC60’s premium feel and broad appeal make it a strong fit if you want a crossover that blends style, comfort, and safety.

With 29.5% of listings marked as good or great deals, there’s still room to shop selectively.

Is the 2021 Volvo XC60 reliable?

Owners rate it 4.5/5, a strong signal of long-term satisfaction.

The owner feedback also points to a dependable, trouble-free ownership experience, with praise for the XC60’s comfort, safety, and technology helping reinforce confidence over time. The expert drive notes add to that impression by describing the XC60 as solid and secure on the road, with a cabin that stays serenely quiet and a suspension that smooths out bumps.

Volvo also includes maintenance reminders through its connected app, which can help you stay on top of routine service. For used buyers, the main long-term risk is making sure prior care was consistent, especially on a premium vehicle with more complex systems.

What should I look for when buying a used 2021 Volvo XC60?

Accident-free inventory is solid at 84% — always verify the vehicle history report.

You should still check the history report carefully, because accident-free listings are common but not guaranteed. A pre-purchase inspection is especially important on a premium crossover like this, where comfort, electronics, and drivetrain condition can matter a lot. Focus on signs of wear that could affect ride quality, technology operation, and overall maintenance history.

Key things to evaluate:

• Trim level: The lineup ranges from Momentum to R-Design to Inscription, with the top Polestar Engineered model adding the most aggressive performance-oriented character and distinctive details. Base trims are the ones most likely to leave you wanting more equipment, so compare feature content carefully before you buy.
• Powertrain: You get a 2.0-liter four-cylinder gasoline engine with an eight-speed automatic, with T5 models offering front-wheel drive or all-wheel drive, T6 models using all-wheel drive only, and T8 models adding an electric motor for plug-in hybrid operation. Efficiency varies widely, so choose based on whether you want simpler gas power or the added electric capability.
• Safety package: Volvo’s standard safety suite includes blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, lane-departure warning, lane-keeping aid, run-off road protection, run-off road mitigation, oncoming mitigation, and a rear park assist camera. Pilot Assist is available, but it is not standard.
• Infotainment: The XC60 uses a 9-inch portrait-style touchscreen with Volvo’s Sensus system, plus Apple CarPlay, Android Auto, Bluetooth, and a WiFi hotspot. The system can be intuitive once you learn it, but nested menus can be distracting while driving.
• Fuel efficiency: EPA figures range from 22 mpg city/29 mpg highway/25 mpg combined for the T5 FWD to 27 mpg combined for the T8 PHEV and 57 MPGe combined in electric-only mode.

Which 2021 Volvo XC60 trim should I buy?

The 2021 Volvo XC60 is offered in 8 trim levels: T5 FWD Momentum, T5 R-Design, T5 Inscription, T5 AWD Momentum, T5 AWD R-Design, T5 AWD Inscription, T6 AWD Momentum, T6 AWD R-Design, T6 AWD Inscription, T8 eAWD Inscription, T8 eAWD R-Design, T8 eAWD Polestar Engineered.

Here's the short version:

• T5 FWD Momentum: This is the entry point, and it makes the XC60’s core strengths accessible at the lowest price. It suits you best if you want the style, comfort, and safety basics without paying for extra performance or luxury upgrades.
• T5 R-Design: This trim adds a sportier look and feel while staying on the more affordable side of the lineup. It’s a good fit if you want a more expressive XC60 without jumping into the pricier six-cylinder or plug-in hybrid models.
• T5 Inscription: This is the better choice if you care most about a more upscale cabin and a more premium presentation. It’s the trim to target if comfort and luxury matter more to you than sporty styling.
• T5 AWD Momentum: This is the best-value trim if you want the base-model price structure but prefer all-wheel drive for added confidence. It gives you the XC60’s essentials with a more versatile drivetrain.
• T5 AWD R-Design: Choose this if you want the T5’s balance of efficiency and the R-Design’s sportier personality, plus all-wheel drive. It makes sense if you want a more distinctive daily driver.
• T5 AWD Inscription: This is the right pick if you want the most upscale version of the T5 with all-wheel drive. It’s the trim to consider if you want comfort-first luxury without moving up to the more expensive powertrains.
• T6 AWD Momentum: This trim brings the stronger turbo-and-supercharged engine and all-wheel drive, so it’s the one to choose if you want more punch without going all the way to the plug-in hybrid models.
• T6 AWD R-Design: This is the better choice if you want the stronger T6 powertrain and a sportier appearance and feel. It’s a strong middle ground for buyers who want performance and style together.
• T6 AWD Inscription: Pick this if you want the stronger T6 engine in the most upscale non-hybrid presentation. It’s the luxury-leaning choice for buyers who still want a conventional gas powertrain.
• T8 eAWD Inscription: This is the plug-in hybrid option for buyers who want electric driving capability along with a premium cabin. It makes sense if you can charge regularly and want the most efficiency-oriented setup.
• T8 eAWD R-Design: Choose this if you want plug-in hybrid efficiency with a sportier look. It’s the right fit if you want the T8’s electric capability but prefer a more aggressive visual theme.
• T8 eAWD Polestar Engineered: This is the performance flagship, with the most power and the most distinctive character in the lineup. Buy it if you want the most potent XC60 and are willing to pay for it.

Volvo’s standard safety equipment is extensive, and Pilot Assist is available if you want a more advanced driver-assistance setup.

Is now a good time to buy a used 2021 Volvo XC60?

This looks like a moderate, selective buyer’s market, so you can shop with some leverage if you compare listings carefully.

• Deal availability: 29.5% of listings are priced as good or great deals.
• Inventory: There are 752 listings available.
• Price trend: Prices have softened 13.96% compared with last year.
• Clean inventory: 84.0% of listings are accident-free.

If you find a listing below $24,520.26, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Volvo XC60's resale value?

The current average of $24,575 sits slightly below last year's $28,561.

That price drop suggests the XC60 has already absorbed a meaningful amount of depreciation, which can help future sellers if they buy at the right price today. If you shop carefully now, you may reduce the amount of value lost over your ownership period.

The model’s premium image, strong safety reputation, and solid owner satisfaction can help support demand later. That said, resale will still depend heavily on mileage, condition, and how well the vehicle has been maintained.

Vehicles with strong owner satisfaction ratings, like this model year's 4.5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Volvo XC60 safe?

The 2021 XC60 was awarded a Top Safety Pick+ rating from the Insurance Institute for Highway Safety, and the XC60 T5/T5 AWD and XC60 T6 AWD received five-star ratings from the National Highway Traffic Safety Administration.

It earns a 9/10 safety score from our experts.

Volvo equips the XC60 with a long list of standard safety features, including LED headlights, blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, low- and high-speed collision mitigation, vehicle/cyclist/large animal detection, driver alert control, run-off road protection, run-off road mitigation, lane-departure warning, lane-keeping aid, oncoming mitigation, front, side, and curtain airbags with a driver-side knee airbag, whiplash protection in the front seats, rear park assist camera, power child locks, and care key.

Pilot Assist is available if you want Volvo’s hands-on semi-autonomous driving system, which combines adaptive cruise control and lane-keeping assist. The main caveat is that this advanced setup is not standard, so you should confirm whether the specific used vehicle you’re considering has it.

Should I buy a 2021 Volvo XC60 or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 29.5% of listings are priced as good or great deals.
• Accident-free inventory is solid at 84% — always verify the vehicle history report.
• Price trend: Prices have softened 13.96% compared with last year.
• Owners rate it 4.5/5 — a strong satisfaction signal.
• It blends luxury-level appointments, cool Scandinavian style, exceptional safety features, and a lusty powertrain.

Consider the 2022 if:

• At $27,452, the 2022 costs more than the current year's $24,575 average.
• It adds new mild-hybrid powertrains and Android-based infotainment.

The bottom line: If you want the better value, the 2021 is the smarter buy because prices are softer and inventory is healthy. If you want newer tech and updated powertrains, the 2022 is worth the extra money, especially if you’re willing to pay more for the latest setup.

These recommendations are based on CarGurus' proprietary market data from August 28, 2026, CarGurus experts' opinions, and generative AI.