Used 2021 Volvo XC60 for Sale nearLexington, KY

How much does the 2021 Volvo XC60 cost?

Prices have softened 10.98% compared to this time last year, making it a favorable time to shop this model year.

There are 793 listings available, which gives you a solid amount of inventory to compare.

Is the 2021 Volvo XC60 a good car?

Yes — the 2021 Volvo XC60 earns a 4.5/5 user rating and an 8/10 expert rating. The standout strength is Safety at 9/10.

Owners consistently praise the XC60 for its luxurious comfort, great safety features, intuitive technology, smooth driving experience, and visually appealing design. It also fits well if you want a midsize crossover that feels premium without giving up everyday practicality.

The trade-offs are worth noting: the electric range is unimpressive, and larger wheels can make the ride harsher. Even so, the XC60’s “just right” size, premium feel, and strong safety focus make it a compelling choice for shoppers who want a polished family crossover.

Good and great deals account for 38.3% of listings, so there is still room to find a competitive offer.

Is the 2021 Volvo XC60 reliable?

Owners rate it 4.5/5, a strong signal of long-term satisfaction.

Owners also describe the XC60 as dependable in everyday use, with a reputation for comfort, safety, and a smooth driving experience. The expert review reinforces that impression by describing the XC60 as solid and secure on the road, easy to drive quickly, and serene in the cabin.

Volvo’s safety-first engineering and the model’s strong owner feedback suggest a reassuring ownership experience, though you should still watch for signs of wear and verify maintenance history on any used example.

What should I look for when buying a used 2021 Volvo XC60?

Accident-free inventory is solid at 81.5% — always verify the vehicle history report.

You should still check the vehicle history report carefully, because a clean listing percentage does not replace a proper records review. Prioritize a pre-purchase inspection that focuses on ride quality, electronics, and any signs of uneven wear. Pay close attention to condition details that matter most on a premium crossover, especially if the vehicle has larger wheels or higher mileage.

Key things to evaluate:

• Trim level: The cabin is defined by clean lines, authentic materials, a serene aura, and a 9-inch portrait-oriented infotainment display. Top trim levels can add big alloy wheels up to 21 inches, which help the XC60 look especially upscale, but base versions still lean into Volvo’s elegant, tailored design.
• Powertrain: The lineup uses a 2.0-liter four-cylinder gasoline engine with an eight-speed automatic transmission. T5 models make 250 horsepower and 258 pound-feet of torque, T6 models make 316 hp and 295 lb-ft of torque, and T8 models add an electric motor for 400 hp and 472 lb-ft of torque, with the Polestar Engineered version tuned to 415 hp and 472 lb-ft of torque.
• Safety package: Standard equipment includes blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, low- and high-speed collision mitigation, vehicle/cyclist/large animal detection, driver alert control, run-off road protection, run-off road mitigation, lane-departure warning, lane-keeping aid, oncoming mitigation, front, side, and curtain airbags with driver-side knee airbag, whiplash protection system in front seats, slippery road/hazard light alert, rear park assist camera, power child locks on the rear doors, and care key. Pilot Assist is available, and some trims add more equipment than others.
• Infotainment: The XC60 uses Volvo’s Sensus system with a tablet-style interface and a 9-inch portrait display. Smartphone integration includes Bluetooth hands-free and streaming audio, Apple CarPlay, Android Auto, and a WiFi hotspot with a free three-month trial period. Volvo’s On Call app adds maintenance reminders, remote locking, remote starting, and more.
• Fuel efficiency: EPA fuel economy figures range from 22 mpg city/29 mpg highway/25 mpg combined for the T5 FWD to 27 mpg combined for the T8 PHEV and 57 MPGe combined in electric-only mode.

Which 2021 Volvo XC60 trim should I buy?

The 2021 Volvo XC60 is offered in 7 trim levels: T5 FWD Momentum, T5 R-Design, T5 Inscription, T6 AWD Momentum, T6 AWD R-Design, T6 AWD Inscription, T8 eAWD Inscription, T8 eAWD R-Design, T8 eAWD Polestar Engineered.

Here's the short version:

• T5 FWD Momentum: This is the entry point, and it gives you the XC60’s core luxury feel at the lowest starting price. It suits you best if you want the XC60 experience without paying for extra power or premium trim upgrades.
• T5 R-Design: This trim adds a sportier personality while staying within the more affordable T5 lineup. It makes sense if you want a more expressive look and feel without jumping to the pricier six-cylinder or plug-in hybrid models.
• T5 Inscription: This is the best-value choice if you want the most upscale version of the base powertrain. It fits you well if comfort and a more premium presentation matter more than maximum performance.
• T6 AWD Momentum: This trim brings more power and standard AWD, which makes it a stronger all-around pick if you want extra performance and traction. It is a good fit if you want the XC60 to feel more effortless in daily driving.
• T6 AWD R-Design: Choose this if you want the stronger T6 powertrain with a sportier appearance and feel. It suits buyers who want more punch and a more distinctive look.
• T6 AWD Inscription: This is the upscale choice in the T6 lineup, pairing stronger performance with a more premium cabin presentation. It works well if you want a refined, well-equipped XC60 without going plug-in hybrid.
• T8 eAWD Inscription: This plug-in hybrid trim is for you if you want the most advanced powertrain and the ability to drive limited distances on electric power. It is the right pick if efficiency and premium equipment both matter.
• T8 eAWD R-Design: This version combines plug-in hybrid capability with a sportier trim identity. It suits you if you want the T8’s power and electric driving capability with a more athletic look.
• T8 eAWD Polestar Engineered: This is the performance-focused top trim, with the most potent tune in the lineup. It is the right choice if you want the most powerful XC60 and are willing to pay for it.

The safety package is a major strength across the lineup, and Pilot Assist is available if you want more driver-assistance capability.

Is now a good time to buy a used 2021 Volvo XC60?

This is a moderate market for selective buyers, so you can shop carefully and still find worthwhile listings.

• Deal availability: 38.3% of listings are priced as good or great deals.
• Inventory: There are 793 listings available.
• Price trend: Prices have softened 10.98% compared with last year.
• Clean inventory: 81.5% of listings are accident-free.

If you find a listing below $23,709, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Volvo XC60's resale value?

The current average of $23,764 sits slightly below last year's $26,693.

That price movement suggests the XC60 has become more accessible for used buyers, which can help demand stay healthy in the near term. For a future seller, the softer market means you may need to price competitively to stand out, especially if your vehicle is not exceptionally well equipped or well maintained.

At the same time, the XC60’s premium image, strong safety reputation, and broad appeal should help support interest from shoppers who want a luxury crossover with a practical footprint. Vehicles with strong owner satisfaction ratings, like this model year's 4.5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Volvo XC60 safe?

The 2021 Volvo XC60 was awarded a Top Safety Pick+ rating from the Insurance Institute for Highway Safety (IIHS), and the XC60 T5/T5 AWD and XC60 T6 AWD received five-star ratings from the National Highway Traffic Safety Administration (NHTSA).

It earns a 9/10 safety score from our experts.

Standard safety equipment includes blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, low- and high-speed collision mitigation, vehicle/cyclist/large animal detection, driver alert control, run-off road protection, run-off road mitigation, lane-departure warning, lane-keeping aid, oncoming mitigation, front, side, and curtain airbags with driver-side knee airbag, whiplash protection system in front seats, slippery road/hazard light alert, rear park assist camera, power child locks on the rear doors, and care key.

Pilot Assist is available, and it adds adaptive cruise control with lane-keeping assist to help maintain speed and position relative to traffic and lane markings.

Should I buy a 2021 Volvo XC60 or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 38.3% of listings are priced as good or great deals.
• Accident-free inventory is solid at 81.5% — always verify the vehicle history report.
• Price trend: Prices have softened 10.98% compared with last year.
• Owners rate it 4.5/5 — a strong satisfaction signal.
• It combines luxury-level appointments, cool Scandinavian style, exceptional safety features, and a lusty powertrain.

Consider the 2022 if:

• At $26,676, the 2022 costs more than the current year's $23,764 average.
• It adds new mild-hybrid powertrains and an Android-based infotainment system.

The bottom line: If you want the better value today, the 2021 is the smarter starting point because it offers strong safety, premium features, and a lower average price. If you want newer powertrain and infotainment updates, the 2022 is the better path, but you should expect to pay more for it.

How does the 2021 Volvo XC60 compare to the 2021 Audi Q5?

Expert Pros & Cons (per CarGurus review team)

2021 Volvo XC60:

• Pros: Stylish design, Fun to drive, Comfortable.
• Cons: Unimpressive electric range, Harsher ride on larger wheels.

2021 Audi Q5:

• Pros: Standard all-wheel drive, Comfortable, Impressive technology.
• Cons: Uninspired styling, Interior materials feel cheap, Advanced safety features are not standard.

Our experts score the 2021 Volvo XC60 8/10 and the 2021 Audi Q5 8/10. The XC60 leans harder into style, comfort, and a more distinctive personality, while the Q5 counters with standard all-wheel drive and strong tech. If you care most about design and a premium feel, the Volvo has the edge; if you want standard AWD and a tech-forward alternative, the Audi is worth a look.

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from November 10, 2026, CarGurus experts' opinions, and generative AI.