Used 2021 BMW X5 M for Sale nearChicago, IL

How much does the 2021 BMW X5 M cost?

Prices have softened 14.15% compared to this time last year, making it a favorable time to shop this model year.

There are 149 listings available, which gives you a meaningful amount of inventory to compare before you buy.

If you find a listing below $56,591.58, that's toward the low end of the year-round range and worth acting on quickly.

Is the 2021 BMW X5 M a good car?

The 2021 BMW X5 M is a strong fit if you want a luxury SUV that still prioritizes performance, and its 2.5/5 user rating suggests you should weigh that appeal against the compromises. The overview points to a family-friendly two-row package with serious speed, a premium cabin, and modern tech, so it makes the most sense for you if you want everyday usability without giving up a performance-first character. The tradeoff is that this is a high-cost, high-output SUV, so it suits buyers who value capability and driving excitement more than efficiency or low running costs. 31.5% of listings are priced as good or great deals, which gives you some room to shop selectively.

Is the 2021 BMW X5 M reliable?

The 2021 BMW X5 M is described as part of a luxury SUV lineup that can carry an unimpressive reliability reputation as it ages, so you should approach it with a careful ownership mindset. The overview also notes that V8-powered models are not fuel-efficient, which adds to the cost burden beyond the purchase price. For used buyers, that means long-term ownership risk is more about expensive upkeep and aging-luxury-SUV complexity than about simple day-to-day practicality.

What should I look for when buying a used 2021 BMW X5 M?

Accident-free inventory is solid at 86.6% — always verify the vehicle history report.

You should prioritize a pre-purchase inspection and make sure the report matches the seller’s claims, especially on a performance SUV where repair costs can climb quickly. Focus on overall condition, maintenance records, and signs of hard use, since a vehicle like this is more likely to have been driven aggressively than a typical family SUV. If anything looks inconsistent, move on and compare against cleaner examples.

Is now a good time to buy a used 2021 BMW X5 M?

This is a moderate, selective buyer’s market, so you can shop carefully without expecting every listing to be a bargain.

• Deal availability: 31.5% of listings are priced as good or great deals.
• Inventory: There are 149 listings available.
• Price trend: Prices have softened 14.15% compared with last year.
• Clean inventory: 86.6% of listings are accident-free.

If you find a listing below $56,591.58, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 BMW X5 M's resale value?

The current average of $56,592 sits slightly below last year's $65,918.

That drop suggests the market has moved in your favor if you're buying now, but it also means a future seller may face more price pressure than they would have a year ago. If you plan to resell later, the strongest examples will be the ones with clean history, strong maintenance records, and condition that helps them stand out from the rest of the market. For you as a buyer, that makes it especially important to choose the best-kept example you can find.

Should I buy a 2021 BMW X5 M or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 31.5% of listings are priced as good or great deals.
• Accident-free inventory is solid at 86.6% — always verify the vehicle history report.
• Price trend: Prices have softened 14.15% compared with last year.

The bottom line: The 2021 X5 M is the right choice if you want the strongest blend of performance, luxury, and current-market value in this generation. If you’re more price-sensitive, a nearby model year may still give you much of the same experience, but the 2021 stands out because the market has softened and there are enough listings to let you shop selectively.

These recommendations are based on CarGurus' proprietary market data from September 4, 2026, CarGurus experts' opinions, and generative AI.