Used 2016 Volvo XC90 for Sale nearNew York, NY

How much does the 2016 Volvo XC90 cost?

Prices have softened 11.86% compared to this time last year, making it a favorable time to shop this model year.

There are 750 listings available, which gives you a solid pool of options to compare.

Is the 2016 Volvo XC90 a good car?

Yes — the 2016 Volvo XC90 earns a 4.6/5 user rating and an 8.7/10 expert rating. The model scores 9/10 across Look and feel, Performance, Technology, and Safety.

Owners consistently praise its comfort, spacious interior, and high safety ratings, and the review summary also points to its quality and luxury features. That lines up with the XC90’s family-friendly setup, including seating for 5 or 7 passengers and room for cargo, which makes it a strong fit if you want a premium SUV that still works for everyday use. The market also shows 32.5% of listings as good or great deals, which adds some shopping flexibility.

Is the 2016 Volvo XC90 reliable?

Owners rate it 4.6/5, a strong signal of long-term satisfaction.

The owner feedback points to a vehicle that feels comfortable, spacious, and high in safety, with many reviewers describing it as a favorite among families. The expert review also emphasizes the XC90’s solid build, quiet cabin, and easy, composed driving character, which supports the impression of a dependable long-term ownership experience. Volvo’s maintenance coverage includes 3 years/36,000 miles of factory scheduled maintenance, which can help early ownership costs feel more manageable.

For used buyers, the main long-term risk is making sure the specific vehicle has been cared for well, since premium SUVs can become expensive if prior maintenance or condition has been neglected.

What should I look for when buying a used 2016 Volvo XC90?

At 68.7% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.

You should start with a vehicle history report and then prioritize a pre-purchase inspection, especially if you’re considering a higher-mileage example or one with a lower price than the rest of the market. Focus on overall condition, signs of prior bodywork, and whether the cabin and electronics still feel consistent with a premium SUV. Because this model was offered with multiple seating and drivetrain configurations, it’s also worth confirming that the specific layout matches your needs.

Key things to evaluate:

• Trim level: The base Momentum already includes a luxury cabin and a long list of standard safety features, while the Inscription adds more upscale touches and the R-Design brings a performance-focused character. The base trim is still well equipped, but the higher trims add more comfort and visual polish.
• Powertrain: The XC90 was offered with a turbocharged 2.0-liter 4-cylinder in T5 models, a more powerful turbocharged and supercharged 2.0-liter in T6 models, and a hybrid option for buyers prioritizing efficiency. The gas engines are paired with an 8-speed automatic transmission.
• Safety package: Standard equipment includes collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control. Optional packages add blind-spot information with cross-traffic alerts, a 360-degree surround-view camera, adaptive cruise control with pilot assist, lane-keeping aid, and park-assist pilot.
• Infotainment: The XC90 uses a 9-inch Sensus touchscreen, and optional Apple CarPlay is available. The system also includes a built-in hotspot and a head-up display.
• Fuel efficiency: The gas model is rated at 20 mpg city and 25 highway, and the hybrid option is aimed at buyers who want better efficiency.

Which 2016 Volvo XC90 trim should I buy?

The 2016 Volvo XC90 is offered in 3 trim levels: Momentum, Inscription, and R-Design.

Here's the short version:

• Momentum: This is the best-value choice if you want the XC90’s core luxury, safety, and family-friendly practicality without paying for extra appearance or comfort upgrades. It already includes a strong standard safety list and a well-appointed cabin.
• Inscription: Choose this if you want the most upscale feel, since it adds more premium interior touches and a more refined presentation. It suits you best if comfort and luxury details matter more than sporty styling.
• R-Design: Pick this if you want the sportier-looking version and are drawn to the performance-focused character. It also has its own climate package option, which is useful if you want added cold-weather comfort.

Safety content also notes that several useful driver-assistance features are available in optional packages, so it’s worth checking whether a given listing includes them.

Is now a good time to buy a used 2016 Volvo XC90?

This looks like a moderate, selective buyer’s market, so you can shop carefully and still find worthwhile deals.

• Deal availability: 32.5% of listings are priced as good or great deals.
• Inventory: There are 750 listings available.
• Price trend: Prices have softened 11.86% compared with last year.
• Clean inventory: 68.7% of listings are accident-free.

If you find a listing below $13,716, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2016 Volvo XC90's resale value?

The current average of $13,716 sits slightly below last year's $15,561.

That price movement suggests the XC90 has already absorbed a meaningful amount of depreciation, which can help future resale stability if you buy at the right price. If you purchase near the lower end of the current range and keep the vehicle in strong condition, you may be better positioned when it’s time to sell. The market also tends to reward models with strong owner satisfaction, and this one’s 4.6/5 rating supports ongoing buyer interest.

Vehicles with strong owner satisfaction ratings, like this model year's 4.6/5, tend to retain buyer demand, which supports resale value over time.

Is the 2016 Volvo XC90 safe?

The 2016 Volvo XC90 earns a Top Safety Pick+ rating from the IIHS and Good ratings in every category.

It earns a 9/10 safety score from our experts.

Standard safety equipment includes antilock brakes with electronic brakeforce distribution, a suite of airbags, seatbelt pretensioners, tire pressure monitoring, whiplash protection, and electronic stability control. Standard driver-assistance features include collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control. Optional safety features include a 360-degree surround-view camera, adaptive cruise control with pilot assist, blind-spot information with cross-traffic alerts, front park assist, lane-keeping aid, and park-assist pilot.

Should I buy a 2016 Volvo XC90 or consider a different year?

If you're weighing the 2016 against nearby model years, here's how to think about it:

Choose the 2016 if:

• 32.5% of listings are priced as good or great deals.
• At 68.7% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
• Price trend: Prices have softened 11.86% compared with last year.
• Owners rate it 4.6/5 — a strong satisfaction signal.
• The 2016 XC90 stands out as an all-new flagship with both front-wheel drive and all-wheel drive availability, two gas engine choices, and a hybrid to suit different needs.

The bottom line: If you want the strongest mix of value, safety, and luxury in this generation, the 2016 XC90 is the right place to start. If you’re especially price-sensitive, you should still compare nearby model years, but the 2016 already offers a compelling combination of lower pricing and strong owner satisfaction.

How does the 2016 Volvo XC90 compare to the 2016 BMW X5?

These recommendations are based on CarGurus' proprietary market data from October 21, 2026, CarGurus experts' opinions, and generative AI.