Used 2016 Volvo XC90 for Sale nearNew York, NY

How much does the 2016 Volvo XC90 cost?

Prices have softened 9.94% compared to this time last year, making it a favorable time to shop this model year.

With 689 listings available, you have a decent amount of inventory to compare before you buy.

If you find a listing below $14,080.59, that's toward the low end of the year-round range and worth acting on quickly.

Is the 2016 Volvo XC90 a good car?

Yes — the 2016 Volvo XC90 earns a 4.56/5 user rating and an 8.67/10 expert rating. The model scores 9/10 across Look and feel, Performance, Technology, and Safety.

Owners consistently praise its comfort, spacious interior, and high safety ratings, and many say it works especially well for families. The overview also points to flexible seating for 5 or 7 passengers, plus cargo room, which makes it easy to see why it fits both daily use and road-trip duty.

You also get a luxury cabin with a strong emphasis on safety and technology, so the XC90 feels more upscale than a typical used SUV in this class. With 31.5% of listings priced as good or great deals, the market still gives you some room to shop selectively.

Is the 2016 Volvo XC90 reliable?

Owners rate it 4.56/5, a strong signal of long-term satisfaction.

The owner summary points to a dependable-feeling SUV that many buyers trust for comfort, safety, and family use. That kind of feedback matters because it suggests the XC90 has earned confidence over time, not just initial appeal.

The expert review also emphasizes that Volvo built this SUV with a strong safety-first and well-engineered character, which supports the impression of a vehicle you can count on. The cost-effectiveness notes add that factory scheduled maintenance is covered for 3 years/36,000 miles, which is a helpful ownership perk early on.

For used buyers, the main long-term risk is that a premium SUV can become expensive if prior maintenance was skipped or if wear items were neglected.

What should I look for when buying a used 2016 Volvo XC90?

At 67.2% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.

You should start with a vehicle history report and then prioritize a pre-purchase inspection, especially if you’re considering a higher-mileage example or one with a lower asking price. Pay close attention to body condition, interior wear, and signs that safety or suspension repairs may have been needed after an incident.

Key things to evaluate:

• Trim level: The base Momentum is already well equipped, with standard LED daytime running lights, a driver’s knee airbag, electronic stability control, lane-departure warnings, road-sign information, roll stability control, collision avoidance with pedestrian and cyclist detection and avoidance, and driver alert. Higher trims add more luxury touches, while the Inscription brings power side bolsters and the R-Design adds a performance-focused look and feel.
• Powertrain: The XC90 offers a turbocharged 2.0-liter 4-cylinder in T5 models, a more powerful turbocharged and supercharged 2.0-liter in T6 models, and a 400-hp plug-in hybrid in T8 form. The T5 is the only front-wheel-drive choice, while T6 and T8 models are all-wheel drive and add a third row.
• Safety package: Standard safety equipment includes collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control. Optional upgrades include blind-spot information with cross-traffic alerts, a 360-degree surround-view camera, adaptive cruise control with pilot assist, front park assist, lane-keeping aid, and park-assist pilot.
• Infotainment: The XC90 uses a 9-inch Sensus touchscreen, and optional Apple CarPlay lets you connect your phone more easily. The system is designed for intuitive swiping and tapping, and the cabin also includes a built-in hotspot.
• Fuel efficiency: The XC90 is rated at 20 mpg city/25 highway, and the review notes that premium fuel is recommended.

Which 2016 Volvo XC90 trim should I buy?

The 2016 Volvo XC90 is offered in 3 trim levels: Momentum, Inscription, R-Design.

Here's the short version:

• Momentum: This is the best-value starting point because it already includes a long list of standard safety features, a luxury-grade cabin, and the core XC90 experience without forcing you into a higher price bracket.
• Inscription: Choose this if you want the more upscale feel, including added interior refinement and power side bolsters, while still keeping the XC90’s family-friendly practicality.
• R-Design: Pick this if you want the sportier appearance and character, along with the performance-focused trim identity and its available climate package.

The safety package is especially strong across the lineup, and even the base trim gets a lot of advanced driver-assistance equipment.

Is now a good time to buy a used 2016 Volvo XC90?

This looks like a moderate, selective buyer’s market, so you can shop carefully and still find value.

• Deal availability: 31.5% of listings are priced as good or great deals.
• Inventory: There are 689 listings available.
• Price trend: Prices have softened 9.94% compared with last year.
• Clean inventory: 67.2% of listings are accident-free.

If you find a listing below $14,080.59, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2016 Volvo XC90's resale value?

The current average of $14,210 sits slightly below last year's $15,778.

That price decline suggests the XC90 has become more accessible for used buyers, but it also means future sellers may need to price competitively to stand out. If you buy well now, you may have a better chance of limiting depreciation pressure later.

The model’s strong reputation for comfort, safety, and family usefulness should help support demand among shoppers looking for a premium SUV. That said, resale will still depend heavily on condition, mileage, and maintenance history.

Vehicles with strong owner satisfaction ratings, like this model year's 4.56/5, tend to retain buyer demand, which supports resale value over time.

Is the 2016 Volvo XC90 safe?

The Insurance Institute for Highway Safety awarded it its top rating of Good in every category and named the XC90 a 2016 Top Safety Pick+.

It earns a 9/10 safety score from our experts.

Standard safety equipment includes antilock brakes with electronic brakeforce distribution, LED daytime running lights, a suite of airbags, seatbelt pretensioners, tire pressure monitoring, whiplash protection, and electronic stability control. Standard driver-assistance features include collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control.

Optional safety features include a 360-degree surround-view camera, adaptive cruise control with pilot assist, blind-spot information with cross-traffic alerts, front park assist, lane-keeping aid, and park-assist pilot. That means even though the base setup is already strong, you can add more advanced assistance if you want a more fully loaded safety net.

Should I buy a 2016 Volvo XC90 or consider a different year?

If you're weighing the 2016 against nearby model years, here's how to think about it:

Choose the 2016 if:

• 31.5% of listings are priced as good or great deals.
• At 67.2% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
• Price trend: Prices have softened 9.94% compared with last year.
• Owners rate it 4.56/5 — a strong satisfaction signal.
• The 2016 stands out as an all-new XC90 with a luxury interior, strong safety focus, and a wide range of powertrains and seating configurations.

The bottom line: If you want the first year of this redesigned XC90 and value its safety-first, upscale character, the 2016 is a smart place to start. If you’re price-sensitive and want to compare against a newer model year with similar appeal, it’s worth looking at nearby years too, but the 2016 still offers a compelling mix of value, comfort, and safety.

These recommendations are based on CarGurus' proprietary market data from September 4, 2026, CarGurus experts' opinions, and generative AI.