Used 2016 Volvo XC90 for Sale nearMadison, WI

How much does the 2016 Volvo XC90 cost?

Prices have softened 10.49% compared to this time last year, making it a favorable time to shop this model year.

There are 697 listings available, which suggests you have a reasonable amount of inventory to compare.

Is the 2016 Volvo XC90 a good car?

Yes — the 2016 Volvo XC90 earns a 4.56/5 user rating and an 8.67/10 expert rating. The model scores 9/10 across Look and feel, Performance, Technology, and Safety.

Owners consistently praise its comfort, spacious interior, and high safety ratings, and they also value the luxury feel and family-friendly practicality. That lines up with the XC90’s role as a premium SUV with seating for either 5 or 7 passengers and room for cargo. If you want a refined family hauler with strong safety credentials and upscale cabin appeal, this year’s XC90 fits that brief well.

36.0% of listings are priced as good or great deals, which gives you some room to shop selectively.

Is the 2016 Volvo XC90 reliable?

Owners rate it 4.56/5, a strong signal of long-term satisfaction.

The owner feedback points to a vehicle that feels dependable, comfortable, and easy to live with over time. The expert evaluation also emphasizes a smooth start/stop system, muted cabin noise, and an effortless driving experience, all of which support the sense that this is a vehicle you can count on day to day. The included factory scheduled maintenance coverage can also help reduce early ownership friction.

For used buyers, the main long-term risk is that premium luxury ownership can still bring higher upkeep costs, so condition and service history matter.

What should I look for when buying a used 2016 Volvo XC90?

At 67% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.

You should start with a vehicle history report and then prioritize a pre-purchase inspection, especially if you’re considering a higher-mileage example or one with a complex option package. Focus on overall condition, signs of prior bodywork, and whether the cabin electronics and safety systems operate as intended. Because this model was offered with multiple powertrains and seating configurations, it’s also worth confirming that the specific setup matches your needs.

Key things to evaluate:

• Trim level: The base Momentum is already well equipped, but the Inscription adds more luxury touches, and the R-Design brings a more performance-focused character. Even the base trim includes standard safety equipment that many rivals reserve for higher trims.
• Powertrain: You get a turbocharged 2.0-liter 4-cylinder in the base gas model, a more powerful supercharged and turbocharged 2.0-liter in the higher gas version, and a hybrid option for buyers prioritizing efficiency.
• Safety package: Standard equipment includes collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control. Additional features such as blind-spot information, cross-traffic alerts, adaptive cruise control, lane-keeping aid, and a 360-degree surround-view camera are available on select packages.
• Infotainment: The XC90 uses a 9-inch Sensus touchscreen, and optional Apple CarPlay is available. The system is designed for easy swipe-and-tap use and includes a built-in hotspot.
• Fuel efficiency: The gas model is rated at 20 mpg city/25 highway, and the expert evaluation notes that premium fuel is recommended.

Which 2016 Volvo XC90 trim should I buy?

The 2016 Volvo XC90 is offered in 3 trim levels: Momentum, Inscription, and R-Design.

Here's the short version:

• Momentum: This is the best-value starting point because it already includes a long list of standard safety and comfort features, plus the core luxury feel that makes the XC90 appealing in the first place.
• Inscription: Choose this if you want the more upscale cabin presentation and added luxury touches. It’s the right pick if you care most about interior refinement.
• R-Design: Pick this if you want the sportier-looking, performance-focused version with a more aggressive personality and trim-specific package options.

The standard safety equipment is strong across the lineup, and the available packages add useful upgrades like blind-spot monitoring, adaptive cruise control, and a surround-view camera.

Is now a good time to buy a used 2016 Volvo XC90?

This looks like a moderate, selective buyer’s market, so you can shop carefully and still find worthwhile opportunities.

• Deal availability: 36.0% of listings are priced as good or great deals.
• Inventory: There are 697 listings available.
• Price trend: Prices have softened 10.49% compared with last year.
• Clean inventory: 67.0% of listings are accident-free.

If you find a listing below $14,080, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2016 Volvo XC90's resale value?

The current average of $14,130 sits slightly below last year's $15,787.

That decline suggests the market has already adjusted downward, which can help you as a buyer today but may limit near-term upside if you plan to resell soon. If you buy at the right price and keep the vehicle in strong condition, you’ll be better positioned to preserve value than someone who pays near the top of the range. The fact that demand is still supported by a healthy inventory of shoppers and strong owner satisfaction helps stabilize the outlook.

Vehicles with strong owner satisfaction ratings, like this model year's 4.56/5, tend to retain buyer demand, which supports resale value over time.

Is the 2016 Volvo XC90 safe?

The Volvo XC90 earns Top Safety Pick+ from the Insurance Institute for Highway Safety.

It earns a 9/10 safety score from our experts.

Standard safety equipment includes antilock brakes with electronic brakeforce distribution, LED daytime running lights, a suite of airbags, seatbelt pretensioners, tire pressure monitoring, whiplash protection, and electronic stability control. Standard driver-assistance features include collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control. Available upgrades include a 360-degree surround-view camera, adaptive cruise control with pilot assist, blind-spot information with cross-traffic alerts, front park assist, lane-keeping aid, and park-assist pilot.

Should I buy a 2016 Volvo XC90 or consider a different year?

If you're weighing the 2016 against nearby model years, here's how to think about it:

Choose the 2016 if:

• 36.0% of listings are priced as good or great deals.
• At 67% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
• Price trend: Prices have softened 10.49% compared with last year.
• Owners rate it 4.56/5 — a strong satisfaction signal.
• The 2016 stands out as an all-new luxury SUV with impressive safety and technology, plus broad appeal from its seating flexibility and powertrain choices.

The bottom line: If you want the freshest version of this XC90 generation at a softer price, the 2016 is the smart starting point. If you’re especially price-sensitive, shop carefully for the cleanest, best-priced example and prioritize condition over options.

These recommendations are based on CarGurus' proprietary market data from September 15, 2026, CarGurus experts' opinions, and generative AI.