Used 2016 Volvo XC90 for Sale nearChicago, IL

How much does the 2016 Volvo XC90 cost?

Prices have softened 12.12% compared to this time last year, making it a favorable time to shop this model year.

There are 732 listings available, which gives you a solid amount of inventory to compare.

Is the 2016 Volvo XC90 a good car?

Yes — it earns a 4.6/5 user rating and an 8.7/10 expert rating. The model scores 9/10 across Look and feel, Performance, Technology, and Safety.

Owners consistently praise its comfort, spacious cabin, and high safety ratings, and they also value the luxury feel and family-friendly practicality. The overview points to a flexible flagship with seating for 5 or 7 passengers, plus front-wheel drive and all-wheel drive availability, so you can match the setup to your needs. With 35.4% of listings marked as good or great deals, there’s also a decent amount of market opportunity if you shop carefully.

Is the 2016 Volvo XC90 reliable?

Owners rate it 4.6/5, a strong signal of long-term satisfaction.

The owner summary points to a dependable-feeling SUV that many families trust for comfort, safety, and everyday use. It also highlights the XC90’s spacious interior and quality feel, which are the kinds of traits that usually support confidence over time. The expert evaluation reinforces that impression by describing the XC90 as a solid, well-rounded luxury SUV with strong road manners and a calm cabin.

The warranty coverage includes 3 years/36,000 miles of factory scheduled maintenance, which helps soften early ownership costs.

For used buyers, the main long-term risk is that luxury-SUV upkeep can become expensive as mileage climbs, so service history matters.

What should I look for when buying a used 2016 Volvo XC90?

At 68.2% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.

You should start with a vehicle history report and then prioritize a pre-purchase inspection, especially if the listing price looks unusually attractive. Focus on body condition, signs of prior repair, and whether the cabin and electronics still feel consistent with a premium SUV. Because this model was offered with multiple seating and drivetrain setups, it’s also worth confirming that the configuration matches what you need.

Key things to evaluate:

• Trim level: The base Momentum is already well equipped, but the Inscription adds more luxury touches and the R-Design brings a performance-focused appearance and unique package availability. The base trim still includes standard safety features that many rivals reserve for higher trims, so you should compare equipment carefully before paying more.
• Powertrain: The XC90 was offered with a turbocharged 2.0-liter 4-cylinder in T5 models, a more powerful supercharged and turbocharged 2.0-liter in T6 models, and a hybrid option for buyers who want maximum efficiency. The T5 is the only front-wheel-drive choice, while the T6 and T8 use all-wheel drive and add a third row.
• Safety package: Standard equipment includes collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control. Optional upgrades add blind-spot information with cross-traffic alerts, a 360-degree surround-view camera, adaptive cruise control with pilot assist, front park assist, lane-keeping aid, and park-assist pilot.
• Infotainment: The XC90 uses a 9-inch Sensus touchscreen, and optional Apple CarPlay is available. The system is designed for easy swipe-and-tap use, and the tech suite also includes a built-in hotspot and a head-up display.
• Fuel efficiency: The XC90 is rated at 20 mpg city/25 highway, and the hybrid is the efficiency-oriented choice if you want to prioritize fuel savings.

Which 2016 Volvo XC90 trim should I buy?

The 2016 Volvo XC90 is offered in 3 trim levels: Momentum, Inscription, R-Design.

Here's the short version:

• Momentum: This is the best-value starting point because it already brings a luxury cabin and a strong standard safety suite, including features that many rivals make optional. If you want the XC90 experience without stretching for extras, this is the trim to start with.
• Inscription: This is the trim to choose if you want the most upscale feel, with added luxury touches and comfort-oriented upgrades. It suits you best if interior refinement matters more than chasing the lowest price.
• R-Design: This is the right pick if you want the sportier appearance and the performance-focused character called out in the test-drive notes. It also has its own climate package availability, which makes it the most distinctive choice for buyers who want a more expressive version of the XC90.

The safety content also notes that several driver-assistance features are optional rather than standard, so you should verify package content carefully on any used example.

Is now a good time to buy a used 2016 Volvo XC90?

This is a moderate market for selective buyers, so you can shop with some leverage if you’re patient and compare listings closely.

• Deal availability: 35.4% of listings are priced as good or great deals.
• Inventory: There are 732 listings available.
• Price trend: Prices have softened 12.12% compared with last year.
• Clean inventory: 68.2% of listings are accident-free.

If you find a listing below $13,450, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2016 Volvo XC90's resale value?

The current average of $13,450 sits slightly below last year's $15,305.

That decline suggests the market has already adjusted downward, which can help you buy at a better entry point today. For a future seller, the key takeaway is that resale value will depend heavily on condition, mileage, and service history because the broader price trend has moved lower. Well-kept examples should still attract interest thanks to the XC90’s strong reputation and premium positioning.

Vehicles with strong owner satisfaction ratings, like this model year's 4.6/5, tend to retain buyer demand, which supports resale value over time.

Is the 2016 Volvo XC90 safe?

The 2016 Volvo XC90 earns a Top Safety Pick+ rating from the IIHS.

It earns a 9/10 safety score from our experts.

Standard safety equipment includes antilock brakes with electronic brakeforce distribution, LED daytime running lights, a suite of airbags, seatbelt pretensioners, tire pressure monitoring, whiplash protection, and electronic stability control. Standard driver-assistance features include collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control.

Optional safety features include a 360-degree surround-view camera, adaptive cruise control with pilot assist, blind-spot information with cross-traffic alerts, front park assist, lane-keeping aid, and park-assist pilot. If you want the fullest safety setup, you should confirm which packages are installed on the used example you’re considering.

Should I buy a 2016 Volvo XC90 or consider a different year?

If you're weighing the 2016 against nearby model years, here's how to think about it:

Choose the 2016 if:

• 35.4% of listings are priced as good or great deals.
• At 68.2% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
• Price trend: Prices have softened 12.12% compared with last year.
• Owners rate it 4.6/5 — a strong satisfaction signal.
• The 2016 XC90 is an all-new luxury SUV with a strong emphasis on safety and technology, plus seating for 5 or 7 passengers and both front-wheel drive and all-wheel drive availability.

The bottom line: If you want the strongest mix of value, safety, and luxury from this generation, the 2016 is the smart place to start. If you’re especially price-sensitive, keep comparing listings carefully and focus on condition, because the market still has enough inventory to reward patient shoppers.

How does the 2016 Volvo XC90 compare to the 2016 BMW X5?

These recommendations are based on CarGurus' proprietary market data from November 10, 2026, CarGurus experts' opinions, and generative AI.