Used 2016 Volvo XC90 for Sale near Illinois

How much does the 2016 Volvo XC90 cost?

Prices have softened 11.15% compared to this time last year, making it a favorable time to shop this model year.

There are 703 listings available, which gives you a solid amount of inventory to compare.

Is the 2016 Volvo XC90 a good car?

Yes — the 2016 Volvo XC90 earns a 4.56/5 user rating and an 8.67/10 expert rating. The model scores 9/10 across Look and feel, Performance, Technology, and Safety.

Owners consistently praise its comfort, spacious interior, and high safety ratings, and they also value the upscale materials and luxury feel. That lines up well with the XC90’s family-friendly setup, since it offers seating for either 5 or 7 passengers and room for cargo. For you, that means this is a strong fit if you want a premium SUV that leans more toward comfort, safety, and practicality than flash.

37.0% of listings are priced as good or great deals, so there are still some attractive opportunities in the market.

Is the 2016 Volvo XC90 reliable?

Owners rate it 4.56/5, a strong signal of long-term satisfaction.

The owner feedback also points to a dependable, trouble-free ownership experience for many shoppers, with repeated praise for comfort and safety that suggests people feel good about living with it over time. The expert evaluation reinforces that sense of durability by describing the XC90 as solidly built and composed on the road. The maintenance coverage includes 3 years/36,000 miles of factory scheduled maintenance, which can help reduce early ownership costs.

For used buyers, the main long-term risk is that luxury-SUV upkeep can become expensive once routine coverage ends, so service history matters.

What should I look for when buying a used 2016 Volvo XC90?

At 67.3% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.

You should start with a vehicle history report and then prioritize a pre-purchase inspection, especially if you’re considering a higher-mileage example or one with a complex option package. Pay close attention to signs of prior bodywork, uneven panel gaps, tire wear, and any warning lights or electronic glitches. Because this is a luxury SUV with a lot of standard technology, you’ll want to make sure every feature works as intended before you buy.

Key things to evaluate:

• Trim level: The base Momentum already brings a lot of standard safety equipment, while the Inscription adds more luxury-focused touches and the R-Design leans more toward a sportier presentation. If you want the best value, the Momentum is the trim to compare first because it already includes a strong equipment set without pushing the price as high as the upper trims.
• Powertrain: The XC90 uses a turbocharged 2.0-liter 4-cylinder in T5 models, a more powerful turbocharged and supercharged 2.0-liter in T6 models, and a hybrid option for buyers who want the strongest efficiency focus. The T5 is the only front-wheel-drive choice, while the T6 and T8 are all-wheel drive and add a third row.
• Safety package: Standard equipment includes collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control. Optional upgrades add blind-spot information with cross-traffic alerts, a 360-degree surround-view camera, adaptive cruise control with pilot assist, front park assist, lane-keeping aid, and park-assist pilot.
• Infotainment: The XC90 uses a 9-inch Sensus touchscreen, and optional Apple CarPlay lets you integrate your phone. The system is designed to be easy to use, and the display can be adjusted for position, color, and brightness.
• Fuel efficiency: The XC90 is rated at 20 mpg city/25 highway, and the expert evaluation says that fuel economy is good for its size.

Which 2016 Volvo XC90 trim should I buy?

The 2016 Volvo XC90 is offered in 3 trim levels: Momentum, Inscription, and R-Design.

Here's the short version:

• Momentum: This is the trim to start with if you want the best value. It already includes a strong set of standard safety features, a luxury cabin, and the core XC90 experience without forcing you into the highest price bracket.
• Inscription: Choose this if you want a more upscale feel and extra comfort-oriented touches. It builds on the XC90’s luxury character and is the better pick if interior refinement matters most to you.
• R-Design: This is the trim for you if you want the sportier-looking XC90. It’s the most performance-flavored of the three, and it also has its own climate package availability.

The standard safety equipment is already extensive on every trim, so you do not need to move up the lineup just to get a strong safety foundation.

Is now a good time to buy a used 2016 Volvo XC90?

This is a moderate market for selective buyers, with enough inventory and pricing softness to reward careful shopping.

• Deal availability: 37.0% of listings are priced as good or great deals.
• Inventory: There are 703 listings available.
• Price trend: Prices have softened 11.15% compared with last year.
• Clean inventory: 67.3% of listings are accident-free.

If you find a listing below $14,021, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2016 Volvo XC90's resale value?

The current average of $14,021 sits slightly below last year's $15,780.

That decline suggests the XC90 has already absorbed a meaningful amount of depreciation, which can be helpful if you’re buying now but less favorable if you’re planning to sell soon. For a future seller, the current pricing trend means you should expect the market to remain value-conscious unless your vehicle is especially clean, well maintained, and well equipped. Strong condition and a complete service record will matter more when it comes time to list it.

Vehicles with strong owner satisfaction ratings, like this model year's 4.56/5, tend to retain buyer demand, which supports resale value over time.

Is the 2016 Volvo XC90 safe?

The Volvo XC90 earns Top Safety Pick+ from the IIHS.

It earns a 9/10 safety score from our experts.

Standard safety equipment includes antilock brakes with electronic brakeforce distribution, LED daytime running lights, a suite of airbags, seatbelt pretensioners, tire pressure monitoring, whiplash protection, and electronic stability control. Standard driver-assistance features include collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control. Optional safety features add a 360-degree surround-view camera, adaptive cruise control with pilot assist, blind-spot information with cross-traffic alerts, front park assist, lane-keeping aid, and park-assist pilot.

Should I buy a 2016 Volvo XC90 or consider a different year?

If you're weighing the 2016 against nearby model years, here's how to think about it:

Choose the 2016 if:

• 37.0% of listings are priced as good or great deals.
• At 67.3% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
• Price trend: Prices have softened 11.15% compared with last year.
• Owners rate it 4.56/5 — a strong satisfaction signal.
• The 2016 XC90 stands out as an all-new luxury SUV with impressive safety and technology, plus seating for either 5 or 7 passengers.

The bottom line: The 2016 XC90 is the right pick if you want the fresh redesign, strong safety reputation, and a luxury-family-SUV layout at a lower used price than it carried when new. If you’re especially price-sensitive, this year’s softened market makes it worth a close look, but you should be selective about condition and history because accident-free examples are not the majority.

These recommendations are based on CarGurus' proprietary market data from September 22, 2026, CarGurus experts' opinions, and generative AI.