Used Volvo XC90 for Sale nearOswego, IL

How much does the Volvo XC90 cost in today's market?

Used Volvo XC90 prices span a wide range depending on model year. Here's what the market looks like right now:

The Volvo XC90's current nationwide average price is $36,236, and its lowest point over the past year was $34,861. Recently, prices have come down for the 2023, 2024, and 2025 models, making now a good time to shop recent model years.

Is the Volvo XC90 a good car?

Yes — the Volvo XC90 is a strong choice if you want a luxury three-row SUV with broad owner appeal and a polished overall character. The all-generations owner rating is 4.6/5 across every model year in the data.

Owners consistently praise the XC90 for its spacious, refined cabin, strong safety reputation, and comfortable driving experience. Across the model line, it also earns credit for stylish design and user-friendly technology.

Expert reviews rate the 2016 and 2020 models among the highest across all years.

The main tradeoffs center on the third row, which is best suited to smaller passengers, along with pricing that can run high on newer examples and some tech or convenience features that are reserved for higher trims.

33.0% of listings are priced as good or great deals.

Are Volvo XC90 models reliable?

Owners consistently praise the XC90 for its comfort, spacious interior, and high safety ratings. Expert reviews also highlight its refined cabin, family-friendly practicality, and strong safety focus.

• Owners rate the Volvo XC90 between 4.5 and 5 out of 5 stars across all model years in the data.

For used buyers, long-term ownership risk is worth checking carefully on older examples, especially if you want a well-kept SUV with a clean history and fewer age-related concerns.

What should I look for when buying a used Volvo XC90?

Across all model years, accident-free inventory is solid at 85.6% — always verify the vehicle history report.

Older model years carry meaningfully higher accident rates, so always verify the vehicle history report on pre-2020 models.

Key things to evaluate:

• Infotainment: Apple CarPlay connectivity with Google Built-In and a larger touchscreen with sharper resolution.
• Fuel efficiency: The XC90 plug-in hybrid offers up to 33 miles of pure-electric range on a full charge.

Which Volvo XC90 trim should I buy?

The 2025 Volvo XC90 offers these trims:

• Core: The entry trim starts with the B5 mild-hybrid powertrain, standard AWD, an eight-speed automatic transmission, and a seven-seat layout, making it the value-focused choice.
• Plus: This trim adds the Orrefors crystal shift knob and opens the door to richer interior materials, including quilted Nordico, perforated nappa leather, or herringbone weave textile; it suits buyers who want a more upscale cabin without moving to the top tier.
• Ultra: The top trim adds the 14-speaker Harman Kardon Premium Sound system, a head-up display, and access to the optional 19-speaker Bowers & Wilkins High Fidelity audio system; it’s the best fit if you want the most premium equipment.

What Volvo XC90 do most buyers choose?

The Volvo XC90 years with the most listings are 2025, 2024, and 2023.

These higher-volume years tend to draw the most attention because they give you more inventory to compare and more chances to find the right price, trim, and condition. They also tend to be the easiest years to shop when you want a broad selection of used XC90s.

What is the Volvo XC90's resale value?

Most XC90 model years are down sharply year over year, which is good news if you’re shopping used and want to benefit from lower asking prices. The newer models are falling too, though by smaller percentages than many older years. Overall, the pattern points to broad price softening across the lineup rather than stability.

The 2024, 2025, and 2018 model years have held their value best, with the smallest year-over-year price changes.

Is the Volvo XC90 safe?

• 2025: 8/10
• 2024: 6/10
• 2023: 9/10
• 2022: 9/10
• 2021: 9/10
• 2020: 10/10
• 2016: 9/10

The 2025 XC90 includes adaptive cruise control, lane-keeping aid, lane-departure warning, blind-spot information system, intersection auto brake, and large animal detection.

For the safest used buy, the 2020 model posts the highest confirmed score of 10/10.

Should I buy a used Volvo XC90 now or wait for the next model?

Buy now if:

• Price trend: The 2025 model is at −8.49% versus a year ago, and the 2024 model is at −6.72%.
• Deal availability: The 2025 model has 31.9% good and great deals, and the 2024 model has 33.9%.
• Sweet-spot year: The 2025 model has the most listings at a current average price of $51,104. The Volvo XC90 offers a spacious, refined cabin that makes it especially appealing for family use.

Consider waiting if:

• Powertrain/efficiency: Volvo continues to offer a choice of three powertrains in the XC90, all with standard AWD and an eight-speed automatic transmission, and the XC90 plug-in hybrid offers up to 33 miles of pure-electric range on a full charge.
• Tech: The infotainment system is larger and offers sharper resolution, with Google Built-In, Apple CarPlay connectivity, and a new user interface.
• Safety: The XC90 includes adaptive cruise control, lane-keeping aid, lane-departure warning, blind-spot information system, intersection auto brake, and large animal detection.
• Starting price: Base MSRP for the least-expensive version sits at $59,745 after destination.

If you're buying used today, the 2025 model year offers the best mix of value and availability. If you want the latest tech and features, it may be worth waiting for the next model year's inventory to build up.

How does the 2022 Volvo XC90 compare to the 2022 Audi Q7?

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from October 21, 2026, CarGurus experts' opinions, and generative AI.