Used Volvo XC90 for Sale near Kentucky

How much does the Volvo XC90 cost in today's market?

Used Volvo XC90 prices span a wide range depending on model year. Here's what the market looks like right now:

The Volvo XC90's current nationwide average price is $36,419, and its lowest point over the past year was $34,820. Recently, prices have come down for the 2023, 2024, and 2025 models, making now a good time to shop recent model years.

Is the Volvo XC90 a good car?

Yes — the Volvo XC90 is a strong choice if you want a luxury three-row SUV with broad owner appeal and a long-running reputation for comfort, safety, and upscale design. The all-generations owner rating is 4.6/5 across every model year in the data.

Owners consistently praise the XC90 for its spacious, luxurious interior, strong safety features, and smooth driving character. Reviewers also repeatedly highlight its family-friendly practicality and premium feel.

Expert reviews rate the 2016 and 2020 models among the highest across all years.

The main trade-offs that come up in recent expert coverage are the absence of semi-autonomous driving, the extra cost of the top-tier sound system, and the fact that some versions ask a lot from your budget.

35.3% of listings are priced as good or great deals.

Are Volvo XC90 models reliable?

Owners consistently praise the Volvo XC90 for its comfort, spacious cabin, and high safety ratings. Expert coverage also points to a polished, upscale character with strong build quality and a well-rounded family focus.

• Owners rate the Volvo XC90 between 4.5 and 5 out of 5 stars across all model years in the data.

For used buyers, long-term ownership risk is lowest when you focus on newer, well-kept examples and verify service history carefully on older models.

What should I look for when buying a used Volvo XC90?

Across all model years, accident-free inventory is solid at 84.7% — always verify the vehicle history report.

Older model years carry meaningfully higher accident rates, so always verify the vehicle history report on pre-2021 models.

Key things to evaluate:

• Safety package: City Safety, Pilot Assist, and a 360-degree camera system
• Infotainment: Apple CarPlay connectivity with Google Built-In and a larger touchscreen interface
• Fuel efficiency: The XC90 plug-in hybrid offers up to 33 miles of pure-electric range on a full charge.

Which Volvo XC90 trim should I buy?

The 2025 Volvo XC90 offers these trims:

• Core: The entry trim centers on the B5 mild-hybrid powertrain and gives you the XC90’s core premium feel at the lowest price point.
• Plus: This is the best-value trim, adding the Orrefors crystal shift knob and richer interior materials while keeping the XC90’s upscale character.
• Ultra: This top trim brings the most premium equipment, including the 14-speaker Harman Kardon Premium Sound system and available Bowers & Wilkins audio.

What Volvo XC90 do most buyers choose?

The Volvo XC90 years with the most listings are 2025, 2024, and 2023.

Higher-volume years usually give you more choice, more price spread, and a better chance of finding the color, trim, and equipment mix you want. They also tend to be the easiest years to compare side by side while shopping.

What is the Volvo XC90's resale value?

The table shows broad year-over-year price declines across the XC90 lineup, which can work in your favor if you’re shopping used. Several years have dropped by double digits, and even the newer models are still moving down from where they were a year ago. That pattern suggests there are opportunities for buyers who want a premium SUV without paying yesterday’s prices.

The 2024, 2025, and 2018 model years have held their value best, with the smallest year-over-year price changes.

Is the Volvo XC90 safe?

• 2025: 8/10
• 2024: 6/10
• 2023: 9/10
• 2022: 9/10
• 2021: 9/10
• 2020: 10/10
• 2016: 9/10

The 2025 Volvo XC90 includes City Safety, Pilot Assist, adaptive cruise control, lane-keeping aid, lane-departure warning, and the blind-spot information system.

For the safest used buy, the 2020 model posts the highest confirmed score of 10/10.

Should I buy a used Volvo XC90 now or wait for the next model?

Buy now if:

• Price trend: The 2025 model is at −8.57% versus a year ago, and the 2024 model is at −5.38%.
• Deal availability: The 2025 model has 36.1% good and great deals, and the 2024 model has 36.9%.
• Sweet-spot year: The 2025 model has the most listings at a current average price of $50,423. The Volvo XC90 offers a refined, family-friendly cabin with a premium, understated character that has long been central to its appeal.

Consider waiting if:

• Powertrain/efficiency: The XC90 offers a B5 with 247 horsepower and 266 lb-ft of torque, a B6 with 295hp and 310 lb-ft of torque, and a T8 with 455hp and 523 lb-ft of torque.
• Tech: Apple CarPlay connectivity is standard and worked seamlessly when connected both wirelessly and via USB-C cable, and the system runs Google Built-In with a larger touchscreen and a new user interface.
• Safety: The latest XC90 adds or improves standard advanced driver-assistance systems, including adaptive cruise control, lane-keeping aid, lane-departure warning, and the blind-spot information system.
• Starting price: The least-expensive version of the 2025 Volvo XC90 is the B5 in Core trim, which is a seven-seater. Base MSRP for this configuration sits at $59,745 after destination.

If you're buying used today, the 2025 model year offers the best mix of value and availability. If you want the latest tech and features, it may be worth waiting for the next model year's inventory to build up.

How does the 2023 Volvo XC90 compare to the 2023 Audi Q7?

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from November 10, 2026, CarGurus experts' opinions, and generative AI.