Used Volvo XC40 for Sale nearWaterloo, IA
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Black
- Fuel type:
- Gasoline
- Interior color:
- Gray Melange
- Transmission:
- Automatic
- Mileage:
- 22,932
- Stock #:
- 22X773
- VIN:
- YV4L12UK8R2334535
-$1,045
Sponsored by Kunes CDJR of Platteville
2024 Volvo XC40
B5 Core Dark Theme AWD
22,932 mi
$27,707
$26,662
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 23,170
- Stock #:
- X26024
- VIN:
- YV4L12UX6P2017586
Sponsored Listing
2023 Volvo XC40
B5 Ultimate Dark Theme AWD
23,170 mi
$33,479
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gold
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 92,957
- Stock #:
- S13377
- VIN:
- YV4L12UE1R2349985
-$498
Sponsored Listing
2024 Volvo XC40
B5 Plus Bright Theme AWD
92,957 mi
$21,178
$20,680
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 36,263
- Stock #:
- 25031
- VIN:
- YV4162UM7L2323656
2020 Volvo XC40
T5 R-Design AWD
36,263 mi
$24,677
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 6,645
- Stock #:
- 2A1254
- VIN:
- YV4L12UE1R2209287
2024 Volvo XC40
B5 Plus Bright Theme AWD
6,645 mi
$33,675
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal Leather)
- Transmission:
- Automatic
- Mileage:
- 4,726
- Stock #:
- L5994
- VIN:
- YV4L12UC6T2796396
2026 Volvo XC40
B5 Plus AWD
4,726 mi
$38,797
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Pebble Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 62,695
- Stock #:
- 44652
- VIN:
- YV4162UK9N2766151
2022 Volvo XC40
T5 Momentum AWD
62,695 mi
$22,977
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Glacier Silver Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 37,230
- Stock #:
- 184391
- VIN:
- YV4162UM2L2184391
2020 Volvo XC40
T5 R-Design AWD
37,230 mi
$24,342
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 23,170
- Stock #:
- X26024
- VIN:
- YV4L12UX6P2017586
2023 Volvo XC40
B5 Ultimate Dark Theme AWD
23,170 mi
$33,479
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- 8-Speed Automatic
- Mileage:
- 12,736
- Stock #:
- W6012
- VIN:
- YV4L12UKXP2055097
2023 Volvo XC40
B5 Core AWD
12,736 mi
$27,058
- Year:
- 2019
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black Stone
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 85,410
- Stock #:
- STK111227
- VIN:
- YV4162UM0K2111227
-$516
2019 Volvo XC40
T5 R-Design AWD
85,410 mi
$18,991
$18,474
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray (Vapour Grey Metallic)
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde Leather
- Transmission:
- Automatic
- Mileage:
- 9,531
- Stock #:
- L5970
- VIN:
- YV4L12UCXT2723659
-$1,095
2026 Volvo XC40
B5 Plus AWD
9,531 mi
$37,803
$36,708
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 21,835
- Stock #:
- P2937379
- VIN:
- YV4L12UV1P2937379
2023 Volvo XC40
B5 Core AWD
21,835 mi
$29,141
Recommended model year:
2025 Volvo XC40
Shop 2025 Volvo XC40 »With 1,406 currently listed for sale and an average price of $33,590.00, 34.9% of 2025 Volvo XC40s for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2025 Volvo XC40 5 / 5 stars.
96.7% of 2025 XC40 models on CarGurus are accident free.
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 46,812
- Stock #:
- MR51448A
- VIN:
- YV4162UK2L2266362
2020 Volvo XC40
T5 Momentum AWD
46,812 mi
$24,736
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Engine:
- 247 hp 2L I4
- Exterior color:
- Crystal White Metallic
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 28,951
- Stock #:
- 202893
- VIN:
- YV4L12UKXR2202893
2024 Volvo XC40
28,951 mi
$28,920
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 41,024
- Stock #:
- 29012096
- VIN:
- YV4L12UK5R2211663
2024 Volvo XC40
B5 Core Bright Theme AWD
41,024 mi
$26,597
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black Stone
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- 8-Speed Automatic
- Mileage:
- 61,507
- Stock #:
- 762235
- VIN:
- YV4162UK6N2762235
2022 Volvo XC40
T5 Momentum AWD
61,507 mi
$21,624
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blond
- Transmission:
- 8-Speed Automatic
- Mileage:
- 26,835
- Stock #:
- 2294
- VIN:
- YV4L12UW5P2019255
2023 Volvo XC40
B5 Plus Dark Theme AWD
26,835 mi
$30,183
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- 8-Speed Automatic
- Mileage:
- 15,574
- Stock #:
- S2499906AT
- VIN:
- YV4L12UCXS2499906
2025 Volvo XC40
B5 Plus Dark Theme AWD
15,574 mi
$33,847
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray Melange
- Transmission:
- Automatic
- Mileage:
- 8,800
- Stock #:
- 285155
- VIN:
- YV4L12UK4R2285155
2024 Volvo XC40
B5 Core Dark Theme AWD
8,800 mi
$32,019
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gold
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 92,957
- Stock #:
- S13377
- VIN:
- YV4L12UE1R2349985
-$498
2024 Volvo XC40
B5 Plus Bright Theme AWD
92,957 mi
$21,178
$20,680
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 11,089
- Stock #:
- L11187
- VIN:
- YV4L12UJ8S2607387
2025 Volvo XC40
B5 Core Bright Theme AWD
11,089 mi
$32,366
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 36,263
- Stock #:
- 25031
- VIN:
- YV4162UM7L2323656
Sponsored Listing
2020 Volvo XC40
T5 R-Design AWD
36,263 mi
$24,677
FAQs
How much does the Volvo XC40 cost in Waterloo, IA?
How many Volvo XC40 vehicles in Waterloo, IA have no reported accidents or damage?
What fuel types are available?
4.6 Overall rating
Customers say
The Volvo XC40 has garnered positive feedback from owners across its model years, particularly for its safety, comfort, and performance. Drivers appreciate the stylish design and enjoyable driving experience, along with the luxurious feel of the interior. However, some concerns have been raised about the back seat comfort and tech interface, which can be complicated. Overall, the XC40 stands out as a reliable and attractive option for drivers looking for a compact SUV.
AI generated from the text of customer reviews.
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What people say
Anonymous
Reviewed a 2025 Volvo XC40 on May 30, 2026
I love this vehicle. The safest little tank in it's class! Extremely comfortable, great looking, great size without feeling too big, good fuel economy and again, very safe and you can feel it in the drive. Responsive, stable and reliable. My 4th Volvo and I will never go to any other brand. In the past one saved my life and my family and children are Volvo owners for life!
Eric P
Reviewed a 2024 Volvo XC40 on Jan 11, 2026
Car runs & drives great. Looks very nice Have to use premium gas. Stereo works great. My only 2 complaints are: Touchscreen takes a lot of practice to find what you’re looking for. I’m sure after a few months I’ll have it all set upthe way I want it. Door handles on the outside froze down on me & it felt like I was going to rip the handle off trying to open the door. Mine is due for a software recall update so hopefully that will work out some of the issues I’ve had with the big touchscreen freezing up.
Anonymous
Reviewed a 2019 Volvo XC40 on Jun 14, 2024
My Volvo XC40 has all safety features I was seeking plus nice panorama/opening moon roof, lots of power and very comfortable to drive.
Marcel N
Reviewed a 2020 Volvo XC40 on Oct 18, 2023
Amazing safety ratings! The Volvo XC40 was awarded 5 out of 5 ratings on all IIHS crash tests is the only small SUV to achieve a “Good” rating in every individual test category (as of December 2022), based on the test showing minimal risk of injuries for all passengers. Volvo quality, safety and reliability. No other similar vehicle on the market can beat that.
Volvo XC40 Trims
| Trim type | MSRP |
|---|---|
| B4 Plus FWD | $43,900 |
| B4 Core FWD | $39,900 |
| B5 Ultra Black Edition AWD | $51,900 |
| B5 Plus AWD | $47,300 |
| B5 Ultra AWD | $51,250 |
| B5 Core AWD | $42,600 |
Volvo XC40 Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of Volvo XC40 prices has changed over time.
See more price trendsCarGurus recommends the 2025 Volvo XC40
Summary
With 1,406 currently listed for sale and an average price of $33,590.00, 34.9% of 2025 Volvo XC40s for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2025 Volvo XC40 5 / 5 stars.
96.7% of 2025 XC40 models on CarGurus are accident free.
Why it stands out
The 2025 Volvo XC40 stands out by blending compact-SUV practicality with the kind of distinctive Scandinavian design that has long defined Volvo. It was introduced for the 2019 model year, and its appeal has always been that it looks and feels different from the usual luxury small SUV formula while still offering a premium, well-equipped cabin. The XC40’s interior is a major part of that identity: it uses a high-end, minimalist layout, quality materials, leather upholstery, and thoughtful details, and it also manages to provide impressive rear seat room for its footprint along with a large cargo area and a useful folding floor divider.
For 2025, the XC40 continues to benefit from the mid-cycle refresh it received for the 2023 model year, which brought a new front end with updated LED lights and a more aggressive front bumper design. It also uses Volvo’s latest Google-based infotainment system with Google built-in apps. The 2025 model is part of the updated trim lineup, and the Ultra trim was introduced at the top of the range for this model year. Buyers also get the brand’s standard Intellisafe driver-assistance suite, which helps reinforce the XC40’s reputation as a family-friendly choice.
There are a few tradeoffs to keep in mind. The XC40’s touch-based interior controls can be fiddly, and poor rear visibility is another drawback. Even so, its combination of style, practicality, and standard safety equipment makes it appealing to shoppers who want a small luxury SUV that feels thoughtfully designed rather than generic.
Other model years to consider
- Average price: $31,113.00
- Good/great deal percentage: 35.4%
- User rating: 4 / 5
- Total listings: 1,564
- Average price: $22,739.00
- Good/great deal percentage: 35.2%
- User rating: 5 / 5
- Total listings: 471
- Average price: $23,429.00
- Good/great deal percentage: 35.6%
- Total listings: 962
These recommendations are based on CarGurus' proprietary market data from August 6, 2026, CarGurus experts' opinions, and generative AI.
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