Used Volvo XC40 for Sale Under $40,000 NearWaterloo, IA
120 vehicles found
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Grey Melange)
- Transmission:
- 8-Speed Automatic
- Mileage:
- 27,138
- Stock #:
- P2090363ST
- VIN:
- YV4L12UV1P2090363
Sponsored by Ramsey Subaru
2023 Volvo XC40
B5 Core AWD
27,138 mi
Urbandale, IA
94 mi away
Great Deal
$25,798
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- 8-Speed Automatic
- Mileage:
- 97,369
- Stock #:
- M2456230SV
- VIN:
- YV4162UK2M2456230
New arrival
Sponsored Listing
2021 Volvo XC40
T5 Momentum AWD
97,369 mi
Urbandale, IA
94 mi away
Good Deal
$18,414
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- RED/Red
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Transmission:
- 8-Speed Automatic
- Mileage:
- 76,950
- Stock #:
- N2762154LN
- VIN:
- YV4162UK6N2762154
Sponsored Listing
2022 Volvo XC40
T5 Momentum AWD
76,950 mi
Ames, IA
73 mi away
Great Deal
$19,499
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (TAN)
- Transmission:
- Automatic
- Mileage:
- 80,677
- Stock #:
- 70252674
- VIN:
- YV4162UL4L2203322
2020 Volvo XC40
T5 Inscription AWD
80,677 mi
Store transfer to Urbandale, IA
Price includes $499 shipping
Fair Deal
$22,497
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Vapour Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 5,256
- Stock #:
- VX1197
- VIN:
- YV4L12UC0T2740454
Price drop
-$1,000
2026 Volvo XC40
B5 Plus AWD
5,256 mi
Clive, IA
95 mi away
Good Deal
$39,379
$38,379
- Year:
- 2019
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown
- Transmission:
- 8-Speed Automatic
- Mileage:
- 62,157
- Stock #:
- 2722
- VIN:
- YV4162UK4K2050625
Price drop
-$500
2019 Volvo XC40
T5 Momentum AWD
62,157 mi
Home delivery from South Bloomfield, OH
Price includes $525 shipping
Great Deal
$18,435
$17,935
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Crystal White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal Leather)
- Transmission:
- Automatic
- Mileage:
- 17,341
- Stock #:
- L6079
- VIN:
- YV4L12UCXT2784719
Price drop
-$922
2026 Volvo XC40
B5 Plus AWD
17,341 mi
Home delivery from Ballwin, MO
Price includes $426 shipping
Good Deal
$36,738
$35,816
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black Stone
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 64,486
- Stock #:
- ST508607
- VIN:
- YV4162UL9M2508607
2021 Volvo XC40
T5 Inscription AWD
64,486 mi
Home delivery from Orlando, FL
Price includes $1,708 shipping
Great Deal
$22,966
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 194 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 51,588
- Stock #:
- 29102760
- VIN:
- YV4K92HM4P2047285
2023 Volvo XC40
B4 Ultimate Dark Theme FWD
51,588 mi
Store transfer to Urbandale, IA
Price includes $599 shipping
Good Deal
$25,597
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Crystal White Pearl
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 21,060
- Stock #:
- K19424A
- VIN:
- YV4L12UM7S2570875
2025 Volvo XC40
B5 Ultra Dark Theme AWD
21,060 mi
Home delivery from Palatine, IL
Price includes $333 shipping
Great Deal
$35,198
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 2,881
- Stock #:
- VX1209
- VIN:
- YV4L12UJ0S2563904
2025 Volvo XC40
B5 Core Bright Theme AWD
2,881 mi
Clive, IA
95 mi away
Fair Deal
$34,979
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 21,230
- Stock #:
- 577807
- VIN:
- YV4L12UJ6S2577807
2025 Volvo XC40
B5 Core Bright Theme AWD
21,230 mi
Home delivery from Tampa, FL
Price includes $1,714 shipping
Great Deal
$29,712
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 16,421
- Stock #:
- 41749
- VIN:
- YV4L12UC9T2737696
New arrival
2026 Volvo XC40
B5 Plus AWD
16,421 mi
Home delivery from Leavenworth, KS
Price includes $261 shipping
Great Deal
$34,561
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Glacier Silver Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 37,230
- Stock #:
- 184391
- VIN:
- YV4162UM2L2184391
2020 Volvo XC40
T5 R-Design AWD
37,230 mi
Home delivery from Marietta, GA
Price includes $1,454 shipping
Good Deal
$24,542
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Red
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 78,803
- Stock #:
- FNE233830
- VIN:
- YV4162UM7L2233830
2020 Volvo XC40
T5 R-Design AWD
78,803 mi
Home delivery from Lynnwood, WA
Price includes $1,046 shipping
Good Deal
$19,145
- Year:
- 2019
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 63,339
- Stock #:
- ND3875
- VIN:
- YV4162UM0K2126763
2019 Volvo XC40
T5 R-Design AWD
63,339 mi
Home delivery from Northbrook, IL
Price includes $186 shipping
Good Deal
$20,056
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal Leather)
- Transmission:
- Automatic
- Mileage:
- 20,993
- Stock #:
- L6075
- VIN:
- YV4L12UF4R2348192
2024 Volvo XC40
B5 Ultimate Bright Theme AWD
20,993 mi
Home delivery from Ballwin, MO
Price includes $426 shipping
Fair Deal
$34,798
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Grey Melange)
- Transmission:
- 8-Speed Automatic
- Mileage:
- 27,138
- Stock #:
- P2090363ST
- VIN:
- YV4L12UV1P2090363
2023 Volvo XC40
B5 Core AWD
27,138 mi
Urbandale, IA
94 mi away
Great Deal
$25,798
- Year:
- 2019
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 52,570
- Stock #:
- 127013
- VIN:
- YV4162UK8K2127013
2019 Volvo XC40
T5 Momentum AWD
52,570 mi
Home delivery from Waldorf, MD
Price includes $855 shipping
Good Deal
$20,850
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 79,964
- Stock #:
- 604161
- VIN:
- YV4162UK5M2604161
2021 Volvo XC40
T5 Momentum AWD
79,964 mi
Home delivery from Mesa, AZ
Price includes $1,228 shipping
Good Deal
$20,022
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 9,777
- Stock #:
- H8H724183
- VIN:
- YV4L12UC3T2724183
2026 Volvo XC40
B5 Plus AWD
9,777 mi
Altoona, IA
83 mi away
Good Deal
$36,079
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blonde
- Transmission:
- Automatic
- Mileage:
- 10,008
- Stock #:
- P17880
- VIN:
- YV4L12UE4S2487963
Price drop
-$1,307
2025 Volvo XC40
B5 Plus Bright Theme AWD
10,008 mi
Home delivery from Chicago, IL
Price includes $484 shipping
Fair Deal
$36,882
$35,575
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 7,619
- Stock #:
- 2731523
- VIN:
- YV4L12UC3T2731523
2026 Volvo XC40
B5 Plus AWD
7,619 mi
Home delivery from Houston, TX
Price includes $1,353 shipping
Great Deal
$32,576
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- 8-Speed Automatic
- Mileage:
- 60,941
- Stock #:
- EYC-323670
- VIN:
- YV4L12UK3R2323670
2024 Volvo XC40
B5 Core Dark Theme AWD
60,941 mi
Home delivery from Elgin, IL
Free home delivery
Good Deal
$23,976
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