New & Used 2026 Ford F-150 for Sale nearMonticello, MN

Is the 2026 Ford F-150 a good car?

Yes — 4.5/5 owners rate it, and CarGurus experts give it 6.67/10. The standout strength is Form and function at 8/10.

The 2026 Ford F-150’s appeal is its sheer breadth of choice: you can configure it across eight trims, three beds, three cabs, and six powertrains, which makes it easy to tailor for work, family duty, or something in between. It also keeps familiar controls and useful technology in the mix, and the truck’s handsome design helps it stand out without getting flashy.

The trade-offs are real, though. The naturally aspirated V8 is described as lazy, lower-priced versions lack basic amenities, and higher-priced versions still do not match the luxury feel of Ram or GMC.

With 29.4% of listings marked as good or great deals, the market gives you some room to shop carefully.

Is the 2026 Ford F-150 reliable?

Owners rate it 4.5/5, a strong signal of long-term satisfaction.

The 2026 F-150 is presented as a familiar, broadly proven full-size truck with a wide range of configurations and powertrains, which usually helps you find a setup that fits your needs without stretching beyond what you actually use. Its turbocharged EcoBoost V6 engines are described as more than adequate for moderate to occasional towing, and the standard 10-speed automatic pairs well with them.

The performance notes also point to a truck that is built to work, with the F-150 performing best when towing at half to three quarters of its estimated capacity. Ford’s powertrain warranty and lack of scheduled maintenance are described as average for the class, so long-term ownership risk is mostly about choosing the right configuration and avoiding neglected examples.

What should I look for when buying a used 2026 Ford F-150?

Accident-free inventory is excellent at 96% — clean inventory, standard diligence applies.

You should still run a history report and prioritize a pre-purchase inspection, especially if the truck has been used for towing, hauling, or off-road driving. Focus on wear items, evidence of heavy use, and whether the equipment level matches what you expect for the price.

Key things to evaluate:

• Trim level: The lineup spans eight trims, and the lower-priced versions can be sparse on basic amenities. The cabin design is handsome and the controls are easy to use, but material quality and luxury feel trail the best Ram and GMC rivals at the top end.
• Powertrain: You get six powertrains, including a 2.7-liter turbo V6 with 325 hp and 400 lb-ft, a 5.0-liter V8 with 400 hp and 410 lb-ft, and a 3.5-liter twin-turbo V6 with 400 hp and 500 lb-ft. The turbo V6s are the strongest all-around choice, while the naturally aspirated V8 is the weakest-feeling option.
• Safety package: Standard equipment includes high-beam assist, blind-spot monitors with rear cross-traffic alert, forward automatic emergency braking with intersection assist and pedestrian detection, evasive steering assist, lane-keep assist, a driver-attention monitor, rear parking sensors, and rear emergency braking. Adaptive cruise control is optional, and BlueCruise is optional on XLT, Lariat, Tremor, King Ranch, and Platinum.
• Infotainment: A 12-inch touchscreen with Sync 4, a 4-inch instrument-panel display, and wireless Apple CarPlay and Android Auto are standard. BlueCruise is available on select trims, and upper trims add features such as a full digital instrument panel, navigation, and premium audio.
• Fuel efficiency: The hybrid is rated at 23 mpg city, while the tested V8 truck is rated at 17 mpg city, 22 mpg highway, and 19 mpg combined.

Which 2026 Ford F-150 trim should I buy?

The 2026 Ford F-150 is offered in 8 trim levels: XL, STX, XLT, Lariat, Tremor, King Ranch, Platinum, and Raptor.

Here's the short version:

• XL: This is the work-focused entry point, and it can be the right pick if you want the lowest starting price and do not mind a stripped-down truck. It is also the only trim that can pair the 5.0-liter V8 with the 6.5-foot bed.
• STX: This trim adds more everyday appeal while staying relatively accessible, and it is a sensible value choice if you want a nicer-feeling truck without jumping far up the price ladder.
• XLT: This is the trim where the F-150 starts to feel more rounded for many buyers, with broader access to available tech and driver-assistance features.
• Lariat: This is the step for buyers who want more comfort and convenience, including access to higher-end tech and luxury-oriented options without going all the way to the top trims.
• Tremor: This is the better pick if you want a more specialized truck with stronger off-road intent and access to the 3.5-liter twin-turbo V6.
• King Ranch: This trim leans into upscale character, with distinctive two-tone styling, richer interior materials, and the 3.5-liter twin-turbo V6 standard.
• Platinum: This is the luxury-leaning choice for buyers who want a more premium look and feel, plus the same strong standard twin-turbo V6.
• Raptor: This is the performance-focused choice, with lifted, widened hardware, racing suspension, and the 450-hp version of the 3.5-liter V6.

BlueCruise is optional on XLT, Lariat, Tremor, King Ranch, and Platinum, so if hands-free highway driving matters to you, make sure the trim you choose can be equipped with it.

Is now a good time to buy a used 2026 Ford F-150?

This looks like a moderate, selective buyer’s market, so you can shop with some leverage if you stay disciplined.

• Deal availability: 29.4% of listings are priced as good or great deals.
• Inventory: There are 8,941 listings available.
• Clean inventory: 96.0% of listings are accident-free.

If you find a listing below $65,426.52, that's toward the low end of the year-round range and worth acting on quickly.

Is the 2026 Ford F-150 safe?

The 2026 F-150 earns Good ratings from IIHS in the small overlap and side crash tests, but Poor in the front moderate overlap test. It also earns five-star ratings from NHTSA overall, including five-star ratings in the frontal and side crash tests.

It earns a 6/10 safety score from our experts.

Standard safety equipment includes high-beam assist, blind-spot monitors with rear cross-traffic alert, forward automatic emergency braking with intersection assist and pedestrian detection, evasive steering assist, lane-keep assist, a driver-attention monitor, rear parking sensors, and rear emergency braking. BlueCruise and adaptive cruise control are optional, and some airbags are not available.

The weak IIHS front moderate overlap result is the main caution for used buyers, so you should pay close attention to crash history and repair quality on any truck you consider.

Should I buy a 2026 Ford F-150 or consider a different year?

If you're weighing the 2026 against nearby model years, here's how to think about it:

Choose the 2026 if:

• 29.4% of listings are priced as good or great deals.
• Accident-free inventory is excellent at 96% — clean inventory, standard diligence applies.
• Owners rate it 4.5/5 — a strong satisfaction signal.
• It keeps the F-150’s huge configuration range and broad powertrain lineup, with easy tech and familiar controls.

Consider the 2025 if:

• It adds a slew of new driver-assistance systems and a plush Platinum Plus package.

The bottom line: If you want the broadest mix of trims, beds, cabs, and powertrains in a current F-150, the 2026 is the stronger default choice. If you are price-sensitive and want to compare against a nearby year with added luxury and driver-assistance content, the 2025 is worth a look before you commit.

These recommendations are based on CarGurus' proprietary market data from August 28, 2026, CarGurus experts' opinions, and generative AI.