New & Used 2026 Ford F-150 for Sale nearMonticello, MN

Is the 2026 Ford F-150 a good car?

Yes — 4.5/5 from owners and 6.67/10 from experts. The standout strength is Form and function at 8/10.

The 2026 Ford F-150’s appeal is its breadth of choice: you can configure it across multiple cabs, beds, trims, and powertrains to suit work, family duty, or something in between. It also pairs easy tech and analog controls with a handsome design, which makes it feel familiar rather than fussy.

The trade-offs are clear, though. The naturally aspirated V8 is described as lazy, lower-priced versions miss some basic amenities, and higher-priced versions still don’t match Ram or GMC for luxury.

With 32.4% of listings marked as good or great deals, there’s still meaningful shopping room if you want one.

Is the 2026 Ford F-150 reliable?

Owners rate it 4.5/5, a strong signal of long-term satisfaction.

The F-150’s reliability case is helped by its familiar, broad-appeal formula and the fact that Ford keeps the truck’s controls and core hardware straightforward. The turbocharged V6 engines are described as the truck’s strength, and the standard 10-speed automatic pairs well with them.

Ford’s maintenance coverage is described as average for the class, so you should expect normal ownership costs rather than standout savings. For used buyers, the main long-term risk is choosing a poorly maintained or heavily worked truck, especially if it was used for towing or came with a more complex powertrain.

What should I look for when buying a used 2026 Ford F-150?

Accident-free inventory is excellent at 96.1% — clean inventory, standard diligence applies.

You should still run a history report, verify how the truck was used, and prioritize a pre-purchase inspection if you’re looking at a higher-mileage or heavily optioned example. Pay close attention to wear on the brakes, suspension, interior surfaces, and any signs of hard towing or off-road use.

Key things to evaluate:

• Trim level: Lower-priced versions can miss basic amenities, while higher trims add more comfort and convenience but still don’t fully match Ram or GMC for luxury.
• Powertrain: The turbocharged V6 engines are the strongest all-around choice, while the naturally aspirated V8 is described as lazy during launch and mid-range passing.
• Safety package: Standard equipment includes high-beam assist, blind-spot monitors with rear cross-traffic alert, forward automatic emergency braking with intersection assist and pedestrian detection, evasive steering assist, lane-keep assist, a driver-attention monitor, rear parking sensors, and rear emergency braking. Adaptive cruise control and BlueCruise are optional, and some airbags are not available.
• Infotainment: A 12-inch touchscreen with Sync 4, a 4-inch instrument-panel display, wireless Apple CarPlay and Android Auto, and a seven-year data and Wi-Fi bundle are standard.
• Fuel efficiency: The truck is rated at 17 mpg city, 22 mpg highway, and 19 mpg combined in the tested configuration. The hybrid is noted at 23 mpg city.

Which 2026 Ford F-150 trim should I buy?

The 2026 Ford F-150 is offered in 8 trim levels: XL, STX, XLT, Lariat, Tremor, King Ranch, Platinum, Raptor.

Here's the short version:

• XL: This is the work-focused starting point, and it makes sense if you want the lowest entry price and can live without many comfort extras.
• STX: This is the best-value trim for many shoppers because it adds more everyday appeal without pushing you deep into luxury-truck pricing.
• XLT: This is the smart step-up if you want a more balanced mix of equipment and available tech.
• Lariat: Choose this if you want a more upscale feel and more available convenience features without jumping all the way to the premium trims.
• Tremor: This is the pick if you want a more rugged-leaning setup and the stronger available powertrain pairing described in the test data.
• King Ranch: This is for buyers who want one of the most distinctive and well-equipped versions, with more luxury-oriented content.
• Platinum: Pick this if you want a high-end F-150 with more comfort and tech, though it still trails the best Ram and GMC interiors for richness.
• Raptor: This is the performance-focused choice, with the most extreme hardware and output in the lineup.

BlueCruise is optional on XLT, Lariat, Tremor, King Ranch, and Platinum, and unavailable on other trims.

Is now a good time to buy a used 2026 Ford F-150?

This is a moderate market for selective buyers, so you can shop patiently but still move quickly on the right truck.

• Deal availability: 32.4% of listings are priced as good or great deals.
• Inventory: There are 8,971 listings available.
• Clean inventory: 96.1% of listings are accident-free.

If you find a listing below $64,989.91, that's toward the low end of the year-round range and worth acting on quickly.

Is the 2026 Ford F-150 safe?

The 2026 Ford F-150 earns a Good rating in the IIHS small overlap and side crash tests, but a Poor rating in the front moderate overlap test. It also earns five-star ratings from NHTSA overall, including five-star ratings in the frontal and side crash tests.

It earns a 6/10 safety score from our experts.

Standard safety equipment includes high-beam assist, blind-spot monitors with rear cross-traffic alert, forward automatic emergency braking with intersection assist and pedestrian detection, evasive steering assist, lane-keep assist, a driver-attention monitor, rear parking sensors, and rear emergency braking.

Adaptive cruise control is optional, along with BlueCruise. Some airbags are not available, which is worth noting if you’re comparing this truck with rivals that offer a broader airbag setup.

Should I buy a 2026 Ford F-150 or consider a different year?

If you're weighing the 2026 against nearby model years, here's how to think about it:

Choose the 2026 if:

• 32.4% of listings are priced as good or great deals.
• Accident-free inventory is excellent at 96.1% — clean inventory, standard diligence applies.
• Owners rate it 4.5/5 — a strong satisfaction signal.
• It keeps the F-150’s huge configuration range and strong turbocharged-engine appeal.

Consider the 2025 if:

• It offers the same broad lineup with an electric version still in the mix.

The bottom line: If you want the current-year truck with strong market availability and the latest reshuffled equipment mix, the 2026 is the better default choice. If you’re shopping mainly on price and want a similarly broad F-150 lineup, the 2025 is worth a look as a value-oriented alternative.

These recommendations are based on CarGurus' proprietary market data from September 4, 2026, CarGurus experts' opinions, and generative AI.