How much does the 2021 Volvo XC60 cost?

Prices have softened 14.81% compared to this time last year, making it a favorable time to shop this model year.

There are 769 listings available, which gives you a meaningful amount of inventory to compare. If you find a listing below $24,488.76, that's toward the low end of the year-round range and worth acting on quickly.

Is the 2021 Volvo XC60 a good car?

Yes — the 2021 Volvo XC60 earns a 4.5/5 user rating and an 8/10 expert rating. The standout strength is Safety at 9/10.

Owners consistently praise its luxurious comfort, great safety features, and intuitive technology, and they also like the smooth driving experience and visually appealing design. The XC60’s stylish, fun-to-drive character and comfortable cabin fit well if you want a premium crossover that feels polished rather than oversized. Trade-offs include the absence of a front camera and wireless CarPlay, plus a ride that can feel harsher on larger wheels. With 32.8% of listings marked as good or great deals, there’s still room to shop selectively.

Is the 2021 Volvo XC60 reliable?

Owners rate it 4.5/5, a strong signal of long-term satisfaction.

The owner feedback points to a dependable-feeling ownership experience, with praise for comfort, safety, and technology that make the XC60 easy to live with over time. The expert evaluation also emphasizes that it feels solid and secure on the road, and that it would make a strong road-trip car for a small family. Volvo’s maintenance reminders through its connected app can also help you stay on top of routine service.

For used buyers, the main long-term risk is that a premium SUV can become expensive if prior maintenance was skipped or if wear items were neglected.

What should I look for when buying a used 2021 Volvo XC60?

Accident-free inventory is solid at 83.1% — always verify the vehicle history report.

You should still run a history report on any candidate, even if the listing looks clean at first glance. Prioritize a pre-purchase inspection that checks the suspension, brakes, electronics, and tire condition, since premium crossovers can hide costly wear. Focus on how the cabin, infotainment, and ride quality feel in real use, because those are the areas that most shape ownership satisfaction.

Key things to evaluate:

• Trim level: The cabin is nicely finished, with clean lines, authentic materials, and a serene aura, while top trims add fashionable 21-inch wheels. Base versions may leave you wanting more visual flair and equipment.
• Powertrain: Each XC60 uses a 2.0-liter four-cylinder gasoline engine with an eight-speed automatic. T5 models make 250 horsepower and 258 pound-feet of torque, T6 models make 316 hp and 295 lb-ft, and T8 models add an electric motor for 400 hp combined and 472 lb-ft combined; the T8 Polestar Engineered increases output to 415 hp combined.
• Safety package: Volvo’s standard safety suite includes blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, lane-departure warning, lane-keeping aid, run-off road protection, run-off road mitigation, oncoming mitigation, rear park assist camera, and more. Pilot Assist is available, and it combines adaptive cruise control with lane-keeping assist.
• Infotainment: The XC60 uses a 9-inch portrait-style Sensus touchscreen. Apple CarPlay, Android Auto, Bluetooth, and a WiFi hotspot are built in, but the system has a learning curve and nested functions can be distracting.
• Fuel efficiency: EPA fuel economy ranges from 22 mpg city/29 mpg highway/25 mpg combined for the T5 FWD to 27 mpg combined for the T8 PHEV and 57 MPGe combined in electric-only mode.

Which 2021 Volvo XC60 trim should I buy?

The 2021 Volvo XC60 is offered in 8 trim levels: T5 FWD Momentum, T5 R-Design, T5 Inscription, T6 AWD Momentum, T6 AWD R-Design, T6 AWD Inscription, T8 eAWD Inscription, T8 eAWD R-Design, T8 eAWD Polestar Engineered.

Here's the short version:

• Base trim: The T5 FWD Momentum gives you the XC60 experience at the lowest entry point, but you give up the richer appearance and extra equipment found higher up the range.
• Sweet-spot trim: The T6 AWD Momentum is the best balance if you want stronger performance and all-wheel drive without jumping into the pricier luxury-focused trims.
• Premium/top trim: The T8 eAWD Polestar Engineered is the most powerful and most distinctive choice, with the highest output and the most exclusive positioning.
• Off-road trim: None of the trims are aimed at off-road use; for daily driving, the more powerful plug-in variants may be more than you need.

Volvo’s standard safety equipment is extensive across the lineup, and Pilot Assist is available if you want a more advanced driver-assistance setup.

Is now a good time to buy a used 2021 Volvo XC60?

This looks like a moderate, selective buyer’s market, so you can shop carefully and still find worthwhile listings.

• Deal availability: 32.8% of listings are priced as good or great deals.
• Inventory: There are 769 listings available.
• Price trend: Prices have softened 14.81% compared with last year.
• Clean inventory: 83.1% of listings are accident-free.

If you find a listing below $24,488.76, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2021 Volvo XC60's resale value?

The current average of $24,477 sits slightly below last year's $28,732.

That price movement suggests the XC60 has already absorbed a meaningful amount of depreciation, which can help future sellers if they buy at the right price now. A lower entry cost can make it easier to hold value relative to what you paid, especially if you choose a well-kept example with strong equipment and clean history. Demand should also benefit from the model’s premium image and safety reputation.

Vehicles with strong owner satisfaction ratings, like this model year's 4.5/5, tend to retain buyer demand, which supports resale value over time.

Is the 2021 Volvo XC60 safe?

The 2021 Volvo XC60 was awarded a Top Safety Pick+ rating from the Insurance Institute for Highway Safety (IIHS), and the XC60 T5/T5 AWD and XC60 T6 AWD received five-star ratings from the National Highway Traffic Safety Administration (NHTSA).

It earns a 9/10 safety score from our experts.

Volvo equips the XC60 with a long list of standard safety features, including LED headlights, blind-spot monitoring with steering assist, rear cross-traffic alert with automatic emergency braking, collision avoidance, low- and high-speed collision mitigation, vehicle/cyclist/large animal detection, driver alert control, run-off road protection, run-off road mitigation, lane-departure warning, lane-keeping aid, oncoming mitigation, front, side, and curtain airbags with driver-side knee airbag, whiplash protection system in front seats, slippery road/hazard light alert, rear park assist camera, power child locks on the rear doors, and care key. Pilot Assist is available if you want a hands-on semi-autonomous system that combines adaptive cruise control with lane-keeping assist.

Should I buy a 2021 Volvo XC60 or consider a different year?

If you're weighing the 2021 against nearby model years, here's how to think about it:

Choose the 2021 if:

• 32.8% of listings are priced as good or great deals.
• Accident-free inventory is solid at 83.1% — always verify the vehicle history report.
• Price trend: Prices have softened 14.81% compared with last year.
• Owners rate it 4.5/5 — a strong satisfaction signal.
• It combines luxury-level appointments, exceptional safety features, and a lusty powertrain.

Consider the 2022 if:

• At $27,590, the 2022 costs more than the current year's $24,477 average.
• It adds new mild-hybrid powertrains and an Android-based infotainment system.

The bottom line: The 2021 is the better value if you want the XC60’s core strengths at a lower price, especially with the current market softness. If you’re willing to spend more for newer tech and updated powertrains, the 2022 is the cleaner upgrade path.

These recommendations are based on CarGurus' proprietary market data from August 21, 2026, CarGurus experts' opinions, and generative AI.