Used 2020 RAM 2500 for Sale nearMcKinney, TX

How much does the 2020 RAM 2500 cost?

Prices have softened 9.14% compared to this time last year, making it a favorable time to shop this model year.

There are 2,487 listings available, which suggests solid inventory for shoppers comparing trims and prices.

Is the 2020 RAM 2500 a good car?

Yes — the 2020 RAM 2500 earns a 4.9/5 user rating and an 8.8/10 expert rating. The model scores 10/10 across Look and feel and Technology.

Owners consistently praise its powerful performance, comfortable ride, and impressive interior features. The user feedback also points to reliability in the Cummins diesel engine and strong towing capability, which fits a truck built for demanding work and long-haul use.

The main trade-offs are sluggish performance and weaker fuel economy compared with some rivals. Even so, the overview makes clear that this truck is aimed at buyers who want heavy-duty capability with a more refined, upscale cabin.

Good and great deals account for 32.7% of listings, so there is still meaningful shopping room in the market.

Is the 2020 RAM 2500 reliable?

Owners rate it 4.9/5, a strong signal of long-term satisfaction.

The owner summary highlights reliability, dependable diesel power, and a truck that many drivers feel confident counting on for towing and everyday heavy-duty use. The expert drive notes reinforce that sense of durability, describing the truck as built to haul every day and handle sustained load without tiring.

The diesel setup also brings a useful exhaust brake that helps control speed on steep descents and can extend brake life, which is a practical ownership benefit. For used buyers, the main long-term risk is that heavy-duty trucks can hide expensive wear if they were worked hard, so condition and maintenance history matter a lot.

What should I look for when buying a used 2020 RAM 2500?

At 70.2% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.

You should start with a vehicle history report and then prioritize a pre-purchase inspection, especially if the truck was used for towing or jobsite duty. Focus on signs of wear in the cabin, suspension, brakes, and drivetrain, since heavy-duty use can leave behind more than cosmetic damage. It also helps to compare how the truck was equipped, because some features are optional rather than standard.

Key things to evaluate:

• Trim level: The truck’s six trim levels range from more work-focused setups to upper trims with very upscale materials, chrome accents, LED lighting, and an optional 12-inch vertical touchscreen. Base-trim trucks are much more utilitarian, so you should check whether the features you want are actually included.
• Powertrain: You can choose between a 6.4-liter Hemi V8 with 410 horsepower and 429 pound-feet of torque or a 6.7-liter Cummins inline-six diesel with 370 hp and 850 lb-ft of torque. The gas V8 is the stronger choice for payload, while the diesel is the better fit for maximum towing and long-haul torque.
• Safety package: Most driver assists are optional, including blind-spot monitoring, lane-keep assist, adaptive cruise, and forward emergency braking. If safety tech matters to you, verify exactly which systems are installed on the truck you’re considering.
• Infotainment: A 5-inch touchscreen is standard, but the 8.4-inch Uconnect upgrade is the one most shoppers will want, and the 12-inch display is the standout option. The larger screen adds easier trailer settings, huge maps, and useful camera views.
• Fuel efficiency: The expert drive notes that heavy-duty trucks are not rated by the EPA for fuel economy, though one test averaged close to 19 mpg over mostly highway driving.

Which 2020 RAM 2500 trim should I buy?

The 2020 RAM 2500 is offered in 6 trim levels: Tradesman, Laramie Longhorn, Limited, Power Wagon, and two additional trims explicitly referenced in the expert content through the trim-level lineup.

Here's the short version:

• Tradesman: This is the work-focused starting point, and it makes sense if you want the lowest entry price and plan to use the truck primarily as a tool. You give up the upscale materials and high-end tech that define the upper trims.
• Laramie Longhorn: This trim is a strong choice if you want a more premium cabin without going all the way to the top. The expert review calls out its very high-quality materials and craftsmanship, making it a good fit for buyers who spend lots of time inside the truck.
• Limited: This is the best-value trim for shoppers who want the full luxury-and-technology experience. It adds the most upscale feel, the 12-inch vertical touchscreen, and the kind of interior presentation that makes the truck feel exceptional for daily use.
• Power Wagon: Choose this one if you want the truck’s off-road-oriented character. It stands apart from the rest of the lineup and is the trim most clearly tied to rugged use.

Most driver-assistance features are optional, so check the safety equipment carefully on any trim you’re considering.

Is now a good time to buy a used 2020 RAM 2500?

The market looks moderate and selective, which gives you some leverage if you shop carefully.

• Deal availability: 32.7% of listings are priced as good or great deals.
• Inventory: There are 2,487 listings available.
• Price trend: Prices have softened 9.14% compared with last year.
• Clean inventory: 70.2% of listings are accident-free.

If you find a listing below $37,808, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2020 RAM 2500's resale value?

The current average of $37,808 sits slightly below last year's $41,613.

That decline suggests the truck has become more accessible for used buyers, but it also means sellers may need to price more competitively to move inventory. If you own one, the current market points to steady demand rather than a sharp premium, especially for trucks with higher mileage or visible wear.

Well-equipped examples with strong condition and desirable features should hold up better than stripped-down work trucks. Vehicles with strong owner satisfaction ratings, like this model year's 4.9/5, tend to retain buyer demand, which supports resale value over time.

Is the 2020 RAM 2500 safe?

The Ram 2500 will not be rated by the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety (IIHS).

It earns a 9/10 safety score from our experts.

The safety content says most driver assists are optional, including blind-spot monitoring, lane-keep assist, adaptive cruise, and forward emergency braking. That means you should verify the exact safety equipment on any used truck, since lower trims may not include the features you want.

Should I buy a 2020 RAM 2500 or consider a different year?

If you're weighing the 2020 against nearby model years, here's how to think about it:

Choose the 2020 if:

• 32.7% of listings are priced as good or great deals.
• At 70.2% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
• Price trend: Prices have softened 9.14% compared with last year.
• Owners rate it 4.9/5 — a strong satisfaction signal.
• Heavy-duty capability, upscale cabin quality, and the 12-inch display make this year especially appealing for buyers who want a premium-feeling work truck.

The bottom line: The 2020 is a strong choice if you want the Ram 2500’s blend of luxury, technology, and heavy-duty capability at a softer used price. If you’re especially price-sensitive, nearby model years may be worth comparing, but this one stands out for its combination of owner satisfaction and premium-feeling equipment.

How does the 2020 RAM 2500 compare to the 2020 Chevrolet Silverado 2500HD?

Expert Pros & Cons (per CarGurus review team)

2020 RAM 2500:

• Pros: Stylish design, Off-road capability, Impressive technology.
• Cons: Sluggish performance.

2020 Chevrolet Silverado 2500HD:

• Pros: Multiple powertrain options, Easy-to-use technology.
• Cons: Potentially polarizing design, Poor value for money.

Our experts score the 2020 RAM 2500 8.8/10 and the 2020 Chevrolet Silverado 2500HD 8.2/10. The RAM has the edge if you care most about style and technology, while the Silverado leans on multiple powertrain choices and straightforward tech. The RAM’s sluggish performance is a drawback, but the Silverado’s design and value concerns may matter more if you’re shopping carefully.

Read our full side-by-side expert comparison here.

These recommendations are based on CarGurus' proprietary market data from November 10, 2026, CarGurus experts' opinions, and generative AI.