How much does the 2016 Volvo XC90 cost?

Prices have softened 8.90% compared to this time last year, making it a favorable time to shop this model year.

There are 648 listings available, which gives you a solid pool to compare prices and equipment.

If you find a listing below $14,111.49, that's toward the low end of the year-round range and worth acting on quickly.

Is the 2016 Volvo XC90 a good car?

Yes — the 4.56/5 user rating points to strong owner satisfaction, and the expert rating is 8.67/10. The model scores 9/10 across Look and feel, Performance, Technology, and Safety.

Owners consistently praise the XC90 for its comfort, spacious interior, and high safety ratings, and they often call out its luxury feel and family-friendly usability. The overview also shows why it works well for you if you want a premium SUV with seating for 5 or 7 passengers, cargo room, and a broad mix of drivetrain choices. With 28.2% of listings marked as good or great deals, you have some room to shop selectively.

Is the 2016 Volvo XC90 reliable?

Owners rate it 4.56/5, a strong signal of long-term satisfaction. Reviewers also describe it as a dependable family SUV with comfort and safety that make it easy to count on over time.

The expert drive notes reinforce that impression by describing the cabin as quiet and the driving experience as effortless, with smooth start/stop operation and strong road isolation. The cost-effectiveness notes also point to 3 years/36,000 miles of factory scheduled maintenance, which can help early ownership feel more predictable.

For used buyers, the main long-term risk is that a premium SUV can become expensive if prior maintenance was skipped or wear items were neglected.

What should I look for when buying a used 2016 Volvo XC90?

At 65.4% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.

You should start with a vehicle history report and then prioritize a pre-purchase inspection, especially if the listing price looks unusually attractive. Focus on condition details that matter on an older luxury SUV: tire wear, ride quality, interior wear, and evidence of consistent maintenance. Because this model was offered with multiple drivetrains and seating configurations, make sure the specific vehicle matches your needs before you commit.

Key things to evaluate:

• Trim level: The base Momentum is already well equipped, but the Inscription adds more upscale touches, while the R-Design brings a more performance-focused character. Even the base trim includes standard safety equipment such as LED daytime running lights, a driver’s knee airbag, electronic stability control, and seatbelts with pretensioners.
• Powertrain: You can choose between a turbocharged 2.0-liter 4-cylinder in T5 models and a more powerful turbocharged and supercharged 2.0-liter in T6 models, while the hybrid option delivers the strongest output. The T5 is the only front-wheel-drive choice, while the T6 and hybrid are all-wheel drive only.
• Safety package: Standard driver-assistance features include collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control. Optional upgrades add blind-spot information, cross-traffic alerts, a 360-degree surround-view camera, adaptive cruise control, lane-keeping aid, and park-assist features.
• Infotainment: The XC90 uses a 9-inch Sensus touchscreen, and optional Apple CarPlay lets you integrate your phone. The system is designed for easy swiping and tapping, and it can even be used with gloves on.
• Fuel efficiency: The gas model is rated at 20 mpg city/25 highway, and the expert notes say that figure is good for its size. The cost-effectiveness notes also say the real-world average during mixed driving was 21 mpg.

Which 2016 Volvo XC90 trim should I buy?

The 2016 Volvo XC90 is offered in 3 trim levels: Momentum, Inscription, R-Design.

Here's the short version:

• Momentum: This is the best-value starting point if you want the XC90’s core luxury, safety, and technology without paying for extras you may not need. It already gives you a richly appointed cabin and a strong standard safety suite, so it makes sense if you want the most accessible path into the model.
• Inscription: Choose this if you want the more upscale feel and added comfort touches that fit the XC90’s luxury mission. It’s the trim to target if you care most about a richer cabin experience and want the version that leans hardest into premium presentation.
• R-Design: Pick this if you want the sportier-looking, performance-focused version of the XC90. It suits you best if styling and a more dynamic personality matter more than simply maximizing value.

Safety content also notes that several useful driver-assistance features are optional rather than standard, so check the exact equipment list carefully before buying.

Is now a good time to buy a used 2016 Volvo XC90?

This is a moderate, selective buyer’s market, so you can shop with some leverage if you stay disciplined.

• Deal availability: 28.2% of listings are priced as good or great deals.
• Inventory: There are 648 listings available.
• Price trend: Prices have softened 8.90% compared with last year.
• Clean inventory: 65.4% of listings are accident-free.

If you find a listing below $14,111.49, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2016 Volvo XC90's resale value?

The current average of $14,257 sits slightly below last year's $15,651.

That price movement suggests the model has already absorbed some depreciation, which can help future resale stability if you buy at the right price. If you purchase near the lower end of the current range and keep the vehicle in strong condition, you may be better positioned when it’s time to sell. Demand should remain supported by the XC90’s strong reputation for comfort, safety, and family usefulness.

Vehicles with strong owner satisfaction ratings, like this model year's 4.56/5, tend to retain buyer demand, which supports resale value over time.

Is the 2016 Volvo XC90 safe?

The Insurance Institute for Highway Safety awarded it Good ratings in every category and named it a Top Safety Pick+. It also earns a 9/10 safety score from our experts.

Standard safety equipment includes antilock brakes with electronic brakeforce distribution, LED daytime running lights, a suite of airbags, seatbelt pretensioners, tire pressure monitoring, whiplash protection, and electronic stability control. Standard driver-assistance features include collision avoidance with pedestrian and cyclist detection and avoidance, driver alert, lane-departure warnings, road-sign information, and roll stability control.

Optional safety features include a 360-degree surround-view camera, adaptive cruise control with pilot assist, blind-spot information with cross-traffic alerts, front park assist, lane-keeping aid, and park-assist pilot. If safety is your top priority, the XC90 gives you a very strong baseline, but some of the most useful convenience-oriented aids still depend on trim or package selection.

Should I buy a 2016 Volvo XC90 or consider a different year?

If you're weighing the 2016 against nearby model years, here's how to think about it:

Choose the 2016 if:

• 28.2% of listings are priced as good or great deals.
• At 65.4% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
• Price trend: Prices have softened 8.90% compared with last year.
• Owners rate it 4.56/5 — a strong satisfaction signal.
• The 2016 XC90 stands out as an all-new luxury SUV with a strong emphasis on safety and technology, plus seating for 5 or 7 passengers and a broad range of drivetrain choices.

The bottom line: If you want the first-year XC90 with strong safety, a premium cabin, and a meaningful price drop from last year, the 2016 is worth serious consideration. If you’re especially price-sensitive, shop carefully for accident-free examples and prioritize the best-maintained listing rather than chasing the cheapest one.

These recommendations are based on CarGurus' proprietary market data from August 28, 2026, CarGurus experts' opinions, and generative AI.