I have a 2012 Jeep Liberty. I am wanting to do a trade in or sell but I still owe money on it. I've had it for about 2 1/2 years org. price 12000 payments of 273. Would I be able to do this?

Maybe, depends on what you owe on it and your credit history.

Hi! I have a 2011 Liberty myself, bought new in 2011. There are basically 2 options for your case: 1) Sell privately = more money = more hassle or 2) Sell to dealer (trade in) = a little less money = less hassle In #1, you will be able to list and sell your car for the full market price (or MORE if you have full service history, meticulous maintenance, and the car is in excellent condition - no accidents in car's entire history, new tires, very minimal body issues, etc). On the flip side, because you OWE money to a bank still, the bank therefore owns the Title to the car, not you. This will take a lot more time for the buyer to purchase their car off you, and they may get frustrated or turned off that you don't own the car outright to make their purchase process easy and hassle-free. In #2, you will be able to go to a dealer (or, as I recommend, go to a FEW dealers in the same area) and show them the Kelley Blue Book (or other measurement) value and get the market value for a TRADE (which is DIFFERENT than the market value for a private sale, due to dealer markup and profit). They will be able to basically take the car off your hands that day and give you the money they bought it for so you can pay off what you owe. On the flip side though, you will get LESS money for a straight trade-in / sale to a dealer than if you sold it privately. Hope this helps!