Capital one financing with Car Gurus
How can I pay a private seller or a non participating dealer with the Capitol one pre-approval I was approved for?

BMW’s pint-size 1 Series has drawn rave reviews (if not stellar sales) since its introduction stateside in 2008. As the smallest model in the famed German automaker’s lineup, the 1 Series delivers spunky performance in a tidy package. For 2011 the littlest BMW gets a host of updates aimed at maintaining customer interest ahead of an all-new design slated to debut next year.
The 2011 1 Series is available as either a two-door coupe or a soft-top convertible. Two different inline six-cylinder engines are offered, both driving the rear wheels. Positioned below the bread-and-butter 3 Series, the 1 Series’ compact dimensions make it a ball to throw into corners as well as easy to park. Yet the 1 Series suffers from a decided lack of interior space, and its rather dear pricetag places it close to a much more versatile 3 Series sedan.
For 2011 BMW has replaced a twin-turbocharged 3.0-liter six-cylinder motor with a newly developed single-turbo unit. Despite halving the squeeze quotient, output remains the same at 300 hp and 300 lb-ft of torque. The base (naturally aspirated) straight six carries over with 230 hp. Also new for 2011 is BMW’s seven-speed, dual-clutch transmission; it replaces last year’s conventional six-speed automatic. The new gearbox uses electro-hydraulic control to allow easy operation without a power-robbing torque converter.
Two trim levels are available for the 1 Series. The 128i coupe and convertible feature the non-turbo inline-six motor and get full leather upholstery as a no-charge option. Also standard are 17-inch alloy wheels and rain-sensing windshield wipers. The 128i convertible gets a lined, power-operated soft top with electric heated rear window. Stepping up to the 135i nets buyers the punchy, turbocharged engine, 18-inch wheels, xenon headlights, and automatic climate control. The 135i also requires a major financial commitment; coupes start at just over $36,000 (roughly the same as a non-turbo 3 Series coupe), while the 135i convertible checks in at an eye-watering $40,350.
For that much coin the 1 Series had better deliver a pretty special driving experience, and this being BMW, it does. Push the start button and the silky six whirs to life. The company’s famous inline engines positively purr; each press of the accelerator unleashes a smooth torrent of power accompanied by a muted snarl. At 3,200 pounds the 1 Series is rather heavy for such a small car, but the torquey six easily overcomes the car's mass to provide swift acceleration. Non-turbo 128i’s charge from 0-60 in just 6.1 seconds, while boosted 135i models shave a full second off that time, throwing passengers back into their seats on their way to a 149-mph top speed.
While the new dual-clutch gearbox will garner much attention, enthusiast buyers should still opt for the conventional six-speed manual transmission. Featuring BMW’s signature smooth engagement and Swiss-watch precision, the stick shift makes extracting the 1 Series’ considerable performance a joy. While the newfangled seven-speed gearbox is quite competent (and actually delivers better acceleration numbers), it cannot match the sublime pleasure of matching revs on the traditional manual.
Under the skin the 2011 1 Series’ four-wheel independent suspension uses the familiar BMW layout. The MacPherson strut-type front and multi-link rear arrangement is tuned for sporty handling. With its tidy dimensions and perfect 50/50 weight distribution, the 1 Series is among the best-handling cars available at any price. While it may not possess the ultimate grip of dedicated sports cars like the Corvette, the 1 Series attacks corners with terrier-like enthusiasm. Like most BMWs the 1 Series translates driver input to the road with almost supernatural efficacy. Likewise feedback is subtly transmitted back to the driver through the sharp, speed-sensitive steering and supple suspension. Braking is excellent, owing to large vented discs at all four wheels with ABS control.
As a performance machine the little 1 Series gives up nothing to larger, more established cars. Yet as a daily driver it stumbles badly. While the Europe-only hatchback possess a modicum of utility, the coupe and convertible we get here in the U.S. are simply too small and lack versatility. Though the front seats possess good legroom and a wide range of adjustment, the narrow cabin limits elbow room and generally feels cramped. Rear seat space is negligible; even small adults will become close friends with the headliner and front seat back. Cargo space is also woefully inadequate, especially in the convertible. While its tidy dimensions make parking a snap, this is not an effective urban errand runner.
In addition to being quite cramped, the 2011 1 Series’ interior is a bit of a letdown in terms of style. The hard black plastics and dour design can’t match the high standard set by competitors like the Audi A3 and Lexus IS. Although ergonomics are quite good (due in large part to the deletion of the infernal iDrive system), the cheap finishes simply don’t belong in such an expensive car. The no-cost leather upholstery scores some points, as does the newly standard iPod integration, but the nickel-and-dime options list means you’ll pay extra for items like power heated seats, an alarm system, and parking sensors.
Overall the 2011 1 Series earns top marks for performance, handling, and style. It’s perhaps the purest expression of the vaunted BMW experience that can be purchased today. Running a 135i stick shift through the gears on a winding road is a singular, transcendent experience. But this particular brand of automotive nirvana simply costs too much, in both dollars and lost practicality. Most buyers would be better off stepping up to the more well-rounded (if slightly less thrilling) 3 Series. Though the American marketplace has reacted poorly to hatchbacks of late, one wonders if many of the more utilitarian (and less expensive) European variants of the 1 Series might be welcome on this side of the Atlantic.
How can I pay a private seller or a non participating dealer with the Capitol one pre-approval I was approved for?
I own a 2011 bmw 128i and would like to make it faster, I just want to know if a turbo charger or supercharger best fits and what else I should do to it to work if possible at all.
Air Conditioning
Automatic climate control front air conditioning · Dual front air conditioning zones
Airbags
Dual front airbags · Passenger airbag deactivation: occupant sensing deactivation · Front side airbags · Rear side curtain airbags
Audio System
Antenna Type: diversity · Auxiliary audio input: jack · Single disc in-Dash CD · MP3 player: CD MP3 Playback · Premium Brand: Harman-Kardon · AM/FM radio · XM or Sirius satellite radio · Total Number of Speakers: 10
Brakes
ABS: 4-wheel · Front brake diameter: 11.8 · Front brakes: ventilated disc · Rear brake diameter: 11.8 · Rear brakes: ventilated disc
Comfort Features
Armrests: rear center folding with storage · Center console trim: wood · Dash trim: wood · Door sill trim: aluminum · Door trim: wood · Interior accents: wood · Steering wheel trim: leather
Convenience Features
Cupholders: front · Multi-function remote: keyless entry · One-touch windows: 2 · Power outlet(s): 12V · Power steering: speed-proportional · Reading lights: front · Steering wheel: tilt and telescopic · Steering wheel mounted controls: paddle shifter · Storage: door pockets · Sunshade: windshield · Vanity mirrors: dual
Driver Seat
Manual adjustments: 8
Drivetrain
Axle ratio: 3.23
Exterior Features
Exhaust: dual exhaust tips · Front bumper color: body-color · Mirror color: body-color · Rear bumper color: body-color
Headrests
Front headrests: adjustable · Number of front headrests: 2 · Number of rear headrests: 2
Instrumentation
Fuel economy display: range · Warnings and reminders: lamp failure
Lights
Headlights: self-leveling · Tail and brake lights: LED · Taillights: adaptive
Mirrors
Auto-dimming mirrors: rearview · Exterior mirrors: heated
Passenger Seat
Manual Adjustments: 8
Rear Seats
Type: bucket
Roof
Moonroof: one-touch open/close
Safety
Parking sensors: rear
Seatbelts
Seatbelt force limiters: front · Seatbelt pretensioners: front
Seats
Driver seat manual adjustments: height · Front seat type: sport · Heated: front seats · Passenger seat manual adjustments: height · Rear headrests: adjustable · Rear seat folding: split · Upholstery: leatherette
Suspension
Front Arm Type: lateral links · Front Shock Type: gas shock absorbers · Front Spring Type: coil springs · Front Suspension Classification: independent · Front Suspension Type: MacPherson struts · Rear Shock Type: gas shock absorbers · Rear Spring Type: coil springs · Rear Suspension Classification: independent · Rear Suspension Type: multi-link · Stabilizer bar(s): front
Telematics
Navigation system: hard drive navigation system · Phone wireless data link: Bluetooth · Satellite communications: BMW Assist
Tires
Type: all season
Tires and Rims
Wheel type: aluminum alloy
Windows
Front wipers: intermittent
Air Conditioning
Automatic climate control front air conditioning · Dual front air conditioning zones
Airbags
Dual front airbags · Passenger airbag deactivation: occupant sensing deactivation · Front side airbags
Audio System
Antenna Type: diversity · USB auxiliary audio input · Single disc in-Dash CD · MP3 player: CD MP3 Playback · Premium Brand: Harman-Kardon · HD radio · XM or Sirius satellite radio · Total Number of Speakers: 10
Brakes
ABS: 4-wheel · Front brake diameter: 11.8 · Front brakes: ventilated disc · Rear brake diameter: 11.8 · Rear brakes: ventilated disc
Comfort Features
Armrests: front center · Center console trim: aluminium · Dash trim: wood · Door sill trim: aluminum · Door trim: wood · Interior accents: wood · Steering wheel trim: leather
Convenience Features
Cupholders: front · Multi-function remote: keyless entry · One-touch windows: 2 · Power outlet(s): 12V · Power steering: speed-proportional · Reading lights: front · Steering wheel: tilt and telescopic · Steering wheel mounted controls: audio · Storage: door pockets · Sunshade: side window · Vanity mirrors: dual
Driver Seat
Manual adjustments: 8
Drivetrain
Axle ratio: 3.23
Exterior Features
Exhaust: dual exhaust tips · Front bumper color: body-color · Mirror color: body-color · Rear bumper color: body-color
Headrests
Front headrests: adjustable · Number of front headrests: 2 · Number of rear headrests: 2
Instrumentation
Fuel economy display: range · Warnings and reminders: low oil pressure
Lights
Headlight cleaners: heated · Headlights: Xenon · Tail and brake lights: LED · Taillights: adaptive
Mirrors
Auto-dimming mirrors: rearview · Exterior mirrors: heated
Passenger Seat
Manual Adjustments: 8
Rear Seats
Type: bucket
Roof
Convertible rear window: glass · Convertible roof: power
Safety
Parking sensors: rear
Seatbelts
Seatbelt force limiters: front · Seatbelt pretensioners: front
Seats
Driver seat manual adjustments: height · Front seat type: sport · Heated: mulitlevel · Passenger seat manual adjustments: height · Rear headrests: adjustable · Rear seat folding: split · Upholstery: leatherette
Suspension
Front Arm Type: lateral links · Front Shock Type: gas shock absorbers · Front Spring Type: coil springs · Front Suspension Classification: independent · Front Suspension Type: MacPherson struts · Rear Shock Type: gas shock absorbers · Rear Spring Type: coil springs · Rear Suspension Classification: independent · Rear Suspension Type: multi-link · Stabilizer bar(s): front
Telematics
Navigation system: hard drive navigation system · Phone wireless data link: Bluetooth · Satellite communications: BMW Assist
Tires
Type: all season
Tires and Rims
Wheel type: aluminum alloy
Windows
Front wipers: intermittent
Air Conditioning
Automatic climate control front air conditioning · Dual front air conditioning zones
Airbags
Dual front airbags · Passenger airbag deactivation: occupant sensing deactivation · Front side airbags · Rear side curtain airbags
Audio System
Antenna Type: diversity · Auxiliary audio input: jack · Single disc in-Dash CD · MP3 player: CD MP3 Playback · Premium Brand: Harman-Kardon · AM/FM radio · Satellite Radio: SiriusXM · Total Number of Speakers: 10
Brakes
ABS: 4-wheel · Front brake diameter: 13.3 · Front brakes: ventilated disc · Rear brake diameter: 12.8 · Rear brakes: ventilated disc
Comfort Features
Armrests: rear center folding with storage · Center console trim: aluminium · Dash trim: wood · Door sill trim: aluminum · Door trim: wood · Interior accents: wood · Steering wheel trim: leather
Convenience Features
Cupholders: front · Dimming rearview mirror: auto-dimming · Memorized settings: driver seat · Multi-function remote: keyless entry · One-touch windows: 2 · Power outlet(s): 12V · Power steering: Servotronic · Reading lights: front · Steering wheel: tilt and telescopic · Steering wheel mounted controls: audio · Storage: cargo tie-down anchors and hooks · Vanity mirrors: dual
Driver Seat
Power adjustments: 8
Drivetrain
Axle ratio: 3.08
Exterior Features
Exhaust: dual exhaust tips · Front bumper color: body-color · Mirror color: body-color · Rear bumper color: body-color
Headrests
Front headrests: adjustable · Number of front headrests: 2 · Number of rear headrests: 2
Instrumentation
Fuel economy display: range · Warnings and reminders: low fuel level
Lights
Headlights: cornering · Tail and brake lights: LED · Taillights: adaptive
Mirrors
Exterior mirrors: auto-dimming
Passenger Seat
Power adjustments: 8
Rear Seats
Type: bucket
Roof
Moonroof: one-touch open/close
Safety
Parking sensors: rear
Seatbelts
Seatbelt force limiters: front · Seatbelt pretensioners: front
Seats
Driver seat power adjustments: height · Front seat type: bucket · Heated: front seats · Passenger seat power adjustments: height · Rear headrests: adjustable · Rear seat folding: split · Upholstery: leatherette
Suspension
Front Arm Type: lateral links · Front Shock Type: gas shock absorbers · Front Spring Type: coil springs · Front Suspension Classification: independent · Front Suspension Type: MacPherson struts · Rear Shock Type: gas shock absorbers · Rear Spring Type: coil springs · Rear Suspension Classification: independent · Rear Suspension Type: multi-link · Stabilizer bar(s): rear
Telematics
Navigation system: hard drive navigation system · Phone wireless data link: Bluetooth · Satellite communications: BMW Assist
Tires
Type: all season
Tires and Rims
Wheel type: aluminum alloy · Wheels: alloy
Windows
Front wipers: rain sensing
Air Conditioning
Automatic climate control front air conditioning · Dual front air conditioning zones
Airbags
Dual front airbags · Passenger airbag deactivation: occupant sensing deactivation · Front side airbags
Audio System
Antenna Type: diversity · IPod auxiliary audio input · Single disc in-Dash CD · MP3 player: CD MP3 Playback · Premium Brand: Harman-Kardon · AM/FM radio · Satellite Radio: SiriusXM · Total Number of Speakers: 10
Brakes
ABS: 4-wheel · Front brake diameter: 13.3 · Front brakes: ventilated disc · Rear brake diameter: 12.8 · Rear brakes: ventilated disc
Comfort Features
Armrests: rear center folding with storage · Center console trim: wood · Dash trim: wood · Door sill trim: aluminum · Door trim: wood · Interior accents: wood · Steering wheel trim: leather
Convenience Features
Cupholders: front · Dimming rearview mirror: auto-dimming · Memorized settings: driver seat · Multi-function remote: keyless entry · One-touch windows: 2 · Power outlet(s): 12V · Power steering: speed-proportional · Reading lights: front · Steering wheel: tilt and telescopic · Steering wheel mounted controls: paddle shifter · Storage: door pockets · Vanity mirrors: dual
Driver Seat
Power adjustments: 8
Drivetrain
Axle ratio: 3.08
Exterior Features
Exhaust: dual exhaust tips · Front bumper color: body-color · Mirror color: body-color · Rear bumper color: body-color
Headrests
Front headrests: adjustable · Number of front headrests: 2 · Number of rear headrests: 2
Instrumentation
Fuel economy display: range · Warnings and reminders: low oil pressure
Lights
Headlights: automatic high beam dimmer · Tail and brake lights: LED · Taillights: adaptive
Mirrors
Exterior mirrors: heated
Passenger Seat
Power adjustments: 8
Rear Seats
Type: bucket
Roof
Convertible roof: soft top · Moonroof: one-touch open/close
Safety
Parking sensors: rear
Seatbelts
Seatbelt force limiters: front · Seatbelt pretensioners: front
Seats
Driver seat power adjustments: height · Front seat type: sport · Heated: mulitlevel · Passenger seat power adjustments: height · Rear headrests: adjustable · Rear seat folding: split · Upholstery: leatherette
Suspension
Front Arm Type: lateral links · Front Shock Type: gas shock absorbers · Front Spring Type: coil springs · Front Suspension Classification: independent · Front Suspension Type: MacPherson struts · Rear Shock Type: gas shock absorbers · Rear Spring Type: coil springs · Rear Suspension Classification: independent · Rear Suspension Type: multi-link · Stabilizer bar(s): front
Telematics
Navigation system: hard drive navigation system · Phone wireless data link: Bluetooth · Satellite communications: BMW Assist
Tires
Type: performance
Tires and Rims
Wheel type: aluminum alloy · Wheels: alloy
Windows
Front wipers: rain sensing