Used Kia Optima for Sale Under $40,000 NearWaterloo, IN
194 vehicles found
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Ebony Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 152,091
- Stock #:
- N26268A
- VIN:
- 5XXGW4L20LG392112
Sponsored by Findlay Chrysler
2020 Kia Optima
SX Turbo FWD
152,091 mi
Findlay, OH
75 mi away
Good Deal
$10,665
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 70,627
- Stock #:
- PM31280
- VIN:
- 5XXGV4L28KG329583
Sponsored Listing
2019 Kia Optima
SX Turbo FWD
70,627 mi
Kokomo, IN
88 mi away
Fair Deal
$18,530
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 178 hp 1.6L I4
- Exterior color:
- Gray (Platinum Graphite)
- Fuel type:
- Gasoline
- Interior color:
- MERLOT
- Transmission:
- 7-Speed Automatic
- Mileage:
- 45,130
- Stock #:
- ZRK169558
- VIN:
- 5XXGT4L10HG169558
Sponsored Listing
2017 Kia Optima
LX Turbo
45,130 mi
Auburn, IN
8 mi away
Fair Deal
$13,945
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Sparkling Silver
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 100,150
- Stock #:
- H7975B
- VIN:
- 5XXGT4L37LG407299
2020 Kia Optima
LX FWD
100,150 mi
Stevensville, MI
86 mi away
Fair Deal
$12,554
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 84,447
- Stock #:
- 260456B
- VIN:
- 5XXGW4L23GG015697
Price drop
-$875
2016 Kia Optima
SX Turbo
84,447 mi
Findlay, OH
76 mi away
Fair Deal
$13,169
$12,294
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 147,424
- Stock #:
- 29261W
- VIN:
- 5XXGM4A74FG503124
Price drop
-$700
2015 Kia Optima
LX
147,424 mi
Wayland, MI
89 mi away
Great Deal
$5,280
$4,580
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Tan)
- Transmission:
- Automatic
- Mileage:
- 73,500
- Stock #:
- U02916
- VIN:
- 5XXGN4A76FG452481
2015 Kia Optima
EX
73,500 mi
Wayland, MI
90 mi away
Good Deal
$9,780
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 86,204
- Stock #:
- 10399
- VIN:
- 5XXGT4L30HG169982
2017 Kia Optima
LX
86,204 mi
Home delivery from Sycamore, IL
Price includes $288 shipping
Good Deal
$10,141
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 21,000
- Stock #:
- 17349
- VIN:
- 5XXGT4L39GG046390
2016 Kia Optima
LX
21,000 mi
Home delivery from Rancho Cordova, CA
Price includes $1,915 shipping
Fair Deal
$14,528
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Titanium Gray
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- 6-Speed Automatic
- Mileage:
- 59,443
- Stock #:
- 26PP-118
- VIN:
- 5XXGU4L34GG039425
2016 Kia Optima
EX
59,443 mi
Paulding, OH
32 mi away
Fair Deal
$13,095
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 109,296
- Stock #:
- 3513
- VIN:
- 5XXGT4L39KG287181
New arrival
2019 Kia Optima
LX FWD
109,296 mi
Home delivery from Hobart, IN
Price includes $230 shipping
Good Deal
$10,229
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 66,200
- Stock #:
- 7002A
- VIN:
- 5XXGT4L33LG449615
2020 Kia Optima
LX FWD
66,200 mi
Lansing, MI
88 mi away
Good Deal
$13,960
- Year:
- 2015
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 192 hp 2.4L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (TAN)
- Transmission:
- Automatic
- Mileage:
- 136,779
- Stock #:
- 395668
- VIN:
- 5XXGM4A76FG395668
New arrival
2015 Kia Optima
LX
136,779 mi
Home delivery from Bloomington, IL
Price includes $216 shipping
Great Deal
$5,588
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Black
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 107,953
- Stock #:
- 1150PK0690
- VIN:
- 5XXGT4L32KG371150
2019 Kia Optima
S FWD
107,953 mi
Home delivery from Stafford, VA
Price includes $684 shipping
Good Deal
$12,473
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Red
- Transmission:
- Automatic
- Mileage:
- 99,415
- Stock #:
- 334578
- VIN:
- 5XXGW4L20KG334578
New arrival
2019 Kia Optima
SX Turbo FWD
99,415 mi
Home delivery from Comstock Park, MI
Price includes $117 shipping
Fair Deal
$14,872
- Year:
- 2016
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 118,754
- Stock #:
- GG081242
- VIN:
- 5XXGU4L38GG081242
2016 Kia Optima
EX
118,754 mi
Home delivery from Oneida, TN
Price includes $684 shipping
Fair Deal
$9,634
- Year:
- 2020
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Passion Red
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 81,355
- Stock #:
- LG434639A
- VIN:
- 5XXGT4L38LG434639
2020 Kia Optima
81,355 mi
Kalamazoo, MI
64 mi away
Good Deal
$14,393
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (Beige)
- Transmission:
- 6-Speed Automatic
- Mileage:
- 148,279
- Stock #:
- 148492U
- VIN:
- 5XXGT4L39JG264935
2018 Kia Optima
LX
148,279 mi
Home delivery from Knoxville, TN
Price includes $584 shipping
Fair Deal
$8,792
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Passion Red
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 95,319
- Stock #:
- X00138
- VIN:
- 5XXGT4L38KG372853
2019 Kia Optima
S FWD
95,319 mi
Home delivery from Ashtabula, OH
Price includes $220 shipping
Good Deal
$11,941
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- White
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 69,061
- Stock #:
- 292976
- VIN:
- 5XXGT4L37KG292976
New arrival
2019 Kia Optima
S FWD
69,061 mi
Kokomo, IN
91 mi away
Fair Deal
$14,935
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 91,095
- Stock #:
- 285820
- VIN:
- 5XXGT4L37KG285820
2019 Kia Optima
LX FWD
91,095 mi
Kokomo, IN
91 mi away
Good Deal
$11,232
- Year:
- 2018
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red
- Combined gas mileage:
- 29 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 84,099
- Stock #:
- 1060
- VIN:
- 5XXGT4L35JG255195
2018 Kia Optima
LX
84,099 mi
Wanatah, IN
97 mi away
Fair Deal
$14,250
- Year:
- 2017
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 245 hp 2L I4
- Exterior color:
- Snow White Pearl
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 94,582
- Stock #:
- 20438
- VIN:
- 5XXGW4L28HG137540
2017 Kia Optima
SX Turbo
94,582 mi
Home delivery from Mesa, AZ
Price includes $1,562 shipping
Fair Deal
$13,557
- Year:
- 2019
- Make:
- Kia
- Model:
- Optima
- Body type:
- Sedan
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 185 hp 2.4L I4
- Exterior color:
- Red (Sangria)
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 6-Speed Automatic
- Mileage:
- 117,593
- Stock #:
- R26587
- VIN:
- 5XXGT4L35KG351765
Sponsored Listing
2019 Kia Optima
LX FWD
117,593 mi
Montpelier, OH
24 mi away
Good Deal
$10,524
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