Used Volvo XC90 for Sale nearPolo, IL

How much does the Volvo XC90 cost in today's market?

Used Volvo XC90 prices span a wide range depending on model year. Here's what the market looks like right now:

The Volvo XC90's current nationwide average price is $36,020, and its lowest point over the past year was $34,831. Recently, prices have come down for the 2023, 2024, and 2025 models, making now a good time to shop recent model years.

Is the Volvo XC90 a good car?

Yes — the Volvo XC90 is a strong pick if you want a luxury three-row SUV with a polished cabin, family-friendly practicality, and a safety-first character. The all-generations owner rating is 4.65/5 across every model year in the data.

Owners consistently praise the XC90 for its spacious, upscale interior, strong safety reputation, and comfortable driving experience. They also frequently highlight its stylish design and user-friendly technology, which help it feel refined and easy to live with.

Expert reviews rate the 2016 and 2020 models among the highest across all years.

The main tradeoffs center on the third row, which is best suited to smaller passengers, along with some model years that bring higher ownership costs and a few tech or performance compromises.

35.3% of listings are priced as good or great deals.

Are Volvo XC90 models reliable?

Owners consistently praise the XC90 for its comfort, spacious interior, and high safety ratings. Expert reviews also point to a strong safety focus, premium materials, and a well-rounded family-SUV character across the lineup.

• Owners rate the Volvo XC90 between 4.5 and 5.0 out of 5 stars across all model years in the data.

For used buyers, long-term ownership risk is best managed by choosing a well-documented example with a clean history and a careful pre-purchase inspection, especially on older model years.

What should I look for when buying a used Volvo XC90?

Across all model years, accident-free inventory is solid at 85.5% — always verify the vehicle history report.

Older model years carry meaningfully higher accident rates, so always verify the vehicle history report on pre-2020 models.

Key things to evaluate:

• Fuel efficiency: The XC90 plug-in hybrid offers up to 33 miles of pure-electric range on a full charge, and the T8 also offers the best fuel economy, at an EPA-rated max of 27 mpg.

Which Volvo XC90 trim should I buy?

The 2025 Volvo XC90 offers these trims:

• Core: The entry trim is the least-expensive version, and it gives you the XC90’s seven-seat layout with the B5 mild-hybrid powertrain and standard AWD. It’s the best-value starting point if you want the XC90’s core luxury, safety, and family-friendly packaging at the lowest price.
• Plus: This middle trim adds the Orrefors crystal shift knob and opens the door to more upscale interior materials, including quilted Nordico, perforated nappa leather, or herringbone weave textile. It suits you if you want a richer cabin without moving all the way to the top trim.
• Ultra: The top trim adds the 14-speaker Harman Kardon Premium Sound system, a head-up display, and access to the optional 19-speaker Bowers & Wilkins High Fidelity audio system. It’s the right choice if you want the most premium XC90 experience and the broadest equipment list.

What Volvo XC90 do most buyers choose?

The Volvo XC90 years with the most listings are 2025, 2024, and 2023.

These higher-volume years tend to be the most popular used picks because they give you more inventory to compare, more pricing spread to shop, and a newer-feeling XC90 experience. They also tend to attract shoppers who want a balance of modern features and broad availability.

What is the Volvo XC90's resale value?

The XC90’s used prices are moving lower across the board, which is good news if you’re shopping for value. The newer model years are still seeing meaningful drops, while older examples are also falling at double-digit rates in most cases. That pattern gives you more room to find a strong deal without giving up the XC90’s upscale character.

The 2024, 2025, and 2016 model years have held their value best, with the smallest year-over-year price changes.

Is the Volvo XC90 safe?

• 2025: 8/10
• 2024: 6/10
• 2023: 9/10
• 2022: 9/10
• 2021: 9/10
• 2020: 10/10
• 2016: 9/10

The 2025 Volvo XC90 includes standard advanced driver-assistance systems such as adaptive cruise control, lane-keeping aid, lane-departure warning, and the blind-spot information system.

For the safest used buy, the 2020 model posts the highest confirmed score of 10/10.

Should I buy a used Volvo XC90 now or wait for the next model?

Buy now if:

• Price trend: The 2025 model is at −8.97% versus a year ago, and the 2024 model is at −7.31%.
• Deal availability: The 2025 model has 34.9% good and great deals, and the 2024 model has 36%.
• Sweet-spot year: The 2025 model has the most listings at a current average price of $51,270. The Volvo XC90 offers a spacious, refined cabin that makes it especially appealing if you want a premium three-row SUV with a calm, upscale feel.

Consider waiting if:

• Powertrain/efficiency: Volvo continues to offer a choice of three powertrains in the XC90, all with standard AWD and an eight-speed automatic transmission, and the XC90 plug-in hybrid offers up to 33 miles of pure-electric range on a full charge.
• Tech: The infotainment system in the XC90 is still Android-based, with Google Built-In, but Apple CarPlay connectivity is also standard and worked seamlessly when connected both wirelessly and via USB-C cable.
• Safety: The standard advanced driver-assistance systems (ADAS) operated smoothly, and the XC90 has active collision-avoidance features like intersection auto brake and large animal detection.
• Starting price: Base MSRP for this configuration sits at $59,745 after destination.

If you're buying used today, the 2025 model year offers the best mix of value and availability. If you want the latest tech and features, it may be worth waiting for the next model year's inventory to build up.

These recommendations are based on CarGurus' proprietary market data from October 13, 2026, CarGurus experts' opinions, and generative AI.