Used Volvo XC40 for Sale nearOwensboro, KY
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2019
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 80,559
- Stock #:
- 37K2052122T1
- VIN:
- YV4162UKXK2052122
-$1,124
Sponsored Listing
2019 Volvo XC40
T5 Momentum AWD
80,559 mi
$20,017
$18,893
- Year:
- 2019
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 80,559
- Stock #:
- 37K2052122T1
- VIN:
- YV4162UKXK2052122
-$1,124
2019 Volvo XC40
T5 Momentum AWD
80,559 mi
$20,017
$18,893
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 21,230
- Stock #:
- 577807
- VIN:
- YV4L12UJ6S2577807
2025 Volvo XC40
B5 Core Bright Theme AWD
21,230 mi
$29,084
- Year:
- 2019
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 52,570
- Stock #:
- 127013
- VIN:
- YV4162UK8K2127013
2019 Volvo XC40
T5 Momentum AWD
52,570 mi
$20,260
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Crystal White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blond
- Transmission:
- Automatic
- Mileage:
- 12,715
- Stock #:
- K444P
- VIN:
- YV4L12UN5P2988870
2023 Volvo XC40
B5 Plus Bright Theme AWD
12,715 mi
$31,234
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Crystal White Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 89,935
- Stock #:
- C50010
- VIN:
- YV4L12UE7R2291607
-$617
2024 Volvo XC40
B5 Plus Bright Theme AWD
89,935 mi
$22,887
$22,270
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Crystal White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 46,988
- Stock #:
- M2612267
- VIN:
- YV4162UM4M2612267
2021 Volvo XC40
T5 R-Design AWD
46,988 mi
$25,131
- Year:
- 2024
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray Melange
- Transmission:
- Automatic
- Mileage:
- 8,800
- Stock #:
- 285155
- VIN:
- YV4L12UK4R2285155
2024 Volvo XC40
B5 Core Dark Theme AWD
8,800 mi
$30,205
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 17,348
- Stock #:
- W21111A
- VIN:
- YV4L12UX1P2031203
2023 Volvo XC40
B5 Ultimate Dark Theme AWD
17,348 mi
$31,999
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 63,269
- Stock #:
- 2759989
- VIN:
- YV4162UK9N2759989
2022 Volvo XC40
T5 Momentum AWD
63,269 mi
$19,328
- Year:
- 2025
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 12,268
- Stock #:
- 911614
- VIN:
- YV4L12UC7S2502311
2025 Volvo XC40
B5 Plus Dark Theme AWD
12,268 mi
$31,670
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray (Vapour Grey Metallic)
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 9,180
- Stock #:
- 911630
- VIN:
- YV4L12UC1T2734257
2026 Volvo XC40
B5 Plus AWD
9,180 mi
$34,170
- Year:
- 2026
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Crystal White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal Leather)
- Transmission:
- Automatic
- Mileage:
- 17,066
- Stock #:
- L6083
- VIN:
- YV4L12UC7T2750012
2026 Volvo XC40
B5 Plus AWD
17,066 mi
$37,544
Recommended model year:
2021 Volvo XC40
Shop 2021 Volvo XC40 »With 461 currently listed for sale and an average price of $22,197, 37.5% of 2021 Volvo XC40s for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2021 Volvo XC40 5 / 5 stars and CarGurus experts gave it an 8 / 10.
81.6% of 2021 XC40 models on CarGurus are accident free.
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blond
- Transmission:
- Automatic
- Mileage:
- 38,549
- Stock #:
- B3951753
- VIN:
- YV4L12UW2P2951753
2023 Volvo XC40
B5 Plus Dark Theme AWD
38,549 mi
$27,077
- Year:
- 2019
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Onyx Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 47,064
- Stock #:
- AK2107249
- VIN:
- YV4162UL2K2107249
-$493
2019 Volvo XC40
T5 Inscription AWD
47,064 mi
$22,723
$22,230
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Glacier Silver Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 37,230
- Stock #:
- 184391
- VIN:
- YV4162UM2L2184391
2020 Volvo XC40
T5 R-Design AWD
37,230 mi
$25,588
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 53,709
- Stock #:
- J16530A
- VIN:
- YV4162UL5M2560753
-$1,400
2021 Volvo XC40
T5 Inscription AWD
53,709 mi
$23,930
$22,530
- Year:
- 2019
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown
- Transmission:
- 8-Speed Automatic
- Mileage:
- 62,157
- Stock #:
- 2722
- VIN:
- YV4162UK4K2050625
2019 Volvo XC40
T5 Momentum AWD
62,157 mi
$20,673
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 13,653
- Stock #:
- 28275721
- VIN:
- YV4L12UWXP2971958
2023 Volvo XC40
B5 Plus Dark Theme AWD
13,653 mi
$32,997
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 194 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 28 MPG
- Fuel type:
- Gasoline
- Interior color:
- Blond
- Transmission:
- Automatic
- Mileage:
- 56,596
- Stock #:
- L1263
- VIN:
- YV4K92HX5P2045734
-$980
2023 Volvo XC40
B4 Ultimate Dark Theme FWD
56,596 mi
$26,206
$25,226
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Gray (Thunder Grey Metallic)
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal, premium leather)
- Transmission:
- Automatic
- Mileage:
- 66,302
- Stock #:
- C347540
- VIN:
- YV4162UM9L2347540
2020 Volvo XC40
T5 R-Design AWD
66,302 mi
$22,551
- Year:
- 2023
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 247 hp 2L I4
- Exterior color:
- Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 39,720
- Stock #:
- STK114074
- VIN:
- YV4L12UW5P2114074
-$1,000
2023 Volvo XC40
B5 Plus Dark Theme AWD
39,720 mi
$29,180
$28,180
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 41,274
- Stock #:
- 7332
- VIN:
- YV4162UK5M2560002
2021 Volvo XC40
T5 Momentum AWD
41,274 mi
$23,792
How much does the Volvo XC40 cost in today's market?
Used Volvo XC40 prices span a wide range depending on model year. Here's what the market looks like right now:
| Model Year | Current Avg. Price | Year-Round Range |
|---|---|---|
| 2025 | $33,927 | $31,659 – $34,563 |
| 2024 | $31,051 | $29,117 – $31,810 |
| 2023 | $28,986 | $28,490 – $31,891 |
| 2022 | $23,849 | $23,268 – $26,026 |
| 2021 | $22,256 | $21,885 – $23,854 |
| 2020 | $20,947 | $20,641 – $23,018 |
| 2019 | $18,941 | $18,941 – $21,050 |
The Volvo XC40's current nationwide average price is $29,846, and its nationwide average price reached a low of $28,906 over the past year. Recently, prices have come down for the 2023, 2024, and 2025 models, making now a good time to shop recent model years.
Is the Volvo XC40 a good car?
Yes — the Volvo XC40 is a strong pick if you want a stylish, safety-focused luxury compact SUV with a premium cabin and everyday usefulness. The all-generations owner rating is 4.56/5 across every model year in the data.
Owners consistently praise the XC40 for its safety, comfort, and luxurious feel, and they also like its stylish design and enjoyable driving experience. The cabin’s upscale atmosphere and the model’s broad appeal come through repeatedly in owner feedback.
Expert reviews rate the 2021 and 2019 models among the highest across all years.
The main trade-offs show up in cargo space, rear visibility, and the touch-based tech interface, which can feel fiddly in daily use.
34.3% of listings are priced as good or great deals.
Are Volvo XC40 models reliable?
Owners and experts consistently highlight the XC40’s safety, comfort, and premium feel, and those strengths help it come across as a well-rounded used luxury SUV. The model also earns praise for its stylish design and enjoyable driving experience.
- Owners rate the Volvo XC40 between 2.0 and 5.0 out of 5 stars across all model years in the data.
For used buyers, long-term ownership risk is best managed by choosing a well-kept example and reviewing service history carefully, especially on earlier model years.
What should I look for when buying a used Volvo XC40?
Across all model years, accident-free inventory is excellent at 90.8% — clean inventory, standard diligence applies.
| Model Year | Accident-Free % |
|---|---|
| 2026 | 98.1% |
| 2025 | 96.2% |
| 2024 | 93% |
| 2023 | 91.1% |
| 2022 | 87.4% |
| 2021 | 80.5% |
| 2020 | 77.9% |
| 2019 | 77.1% |
Key things to evaluate:
- Safety package: Volvo’s Intellisafe driver-assistance suite
- Infotainment: Android-based infotainment system with Google apps, Google Maps, Google Assistant, Apple CarPlay, and basic Bluetooth support
- Fuel efficiency: 27 mpg combined (24 mpg city, 32 mpg highway) for B4 FWD models and 26 mpg combined (23 mpg city, 30 mpg highway) for B5 AWD models
Which Volvo XC40 trim should I buy?
The 2023 Volvo XC40 offers these trims:
- Core: The entry trim brings the XC40’s mild-hybrid powertrains, Android-based infotainment, standard safety suite, and the model’s core premium feel; it’s the value-oriented starting point.
- Plus: This trim adds fog lights and front parking sensors, making it a smart step up if you want a little more convenience and visibility support.
- Ultimate: This trim adds side parking sensors, a 360-degree camera system, adaptive cruise control, and Pilot Assist, so it suits you if you want the most advanced equipment in the lineup.
What Volvo XC40 do most buyers choose?
The Volvo XC40 years with the most listings are 2024, 2025, and 2023.
| Model Year | Total Listings | Good + Great Deals % |
|---|---|---|
| 2024 | 1,416 | 35.2% |
| 2025 | 1,302 | 34.2% |
| 2023 | 1,188 | 35.3% |
| 2022 | 875 | 34.6% |
| 2026 | 801 | 33.2% |
| 2020 | 489 | 33.9% |
Higher-volume years tend to be the most popular used picks because they give you more inventory to compare and more chances to find the right price, mileage, and equipment mix. They also tend to be easier to shop because you can cross-shop more examples side by side.
What is the Volvo XC40's resale value?
| Model Year | Current Avg. Price | Year-Over-Year Change |
|---|---|---|
| 2019 | $18,941 | −10.02% |
| 2023 | $28,986 | −9.11% |
| 2020 | $20,947 | −9.03% |
| 2022 | $23,849 | −8.34% |
| 2021 | $22,256 | −6.71% |
| 2024 | $31,051 | −2.38% |
| 2025 | $33,927 | −1.04% |
Most XC40 model years are down year over year, which is good news if you’re shopping used and want to benefit from softer pricing. The biggest drops are concentrated in older and mid-cycle years, while the newest examples are changing by smaller amounts. That pattern suggests recent XC40s are still holding closer to their prior values than the older ones.
The 2025, 2024, and 2021 model years have held their value best, with the smallest year-over-year price changes.
Is the Volvo XC40 safe?
- 2023: 8/10
- 2021: 9/10
- 2019: 7/10
Volvo’s Intellisafe driver-assistance suite is standard on the 2023 XC40 across the lineup.
For the safest used buy, the 2021 model posts the highest confirmed score of 9/10.
Should I buy a used Volvo XC40 now or wait for the next model?
Buy now if:
- Price trend: The 2025 model is at −1.04% versus a year ago, and the 2024 model is at −2.38%.
- Deal availability: The 2025 model has 34.2% good and great deals, and the 2024 model has 35.2%.
- Sweet-spot year: The 2024 model has the most listings at a current average price of $31,051. The Volvo XC40 offers a distinctive Scandinavian design, a premium cabin, and everyday practicality in a compact SUV package.
Consider waiting if:
- Powertrain/efficiency: The 2023 XC40 uses a 48-volt electrical system and 13-horsepower integrated starter generator, with 27 mpg combined for B4 FWD models and 26 mpg combined for B5 AWD models.
- Tech: The 2023 XC40 brings the Android-based infotainment system, Google Maps, Google Assistant, Apple CarPlay, and a 12.3-inch digital instrument cluster.
- Safety: The latest model adds adaptive cruise control, Pilot Assist, front parking sensors on Plus, and side parking sensors plus a 360-degree camera system on Ultimate.
- Starting price: Pricing starts at $37,445 for a base XC40 Core with B4 FWD mechanicals.
If you're buying used today, the 2024 model year offers the best mix of value and availability. If you want the latest tech and features, it may be worth waiting for the next model year's inventory to build up.
These recommendations are based on CarGurus' proprietary market data from September 11, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
4.6 Overall rating
Customers say
The Volvo XC40 has garnered positive feedback from owners across its model years, particularly for its safety, comfort, and performance. Drivers appreciate the stylish design and enjoyable driving experience, along with the luxurious feel of the interior. However, some concerns have been raised about the back seat comfort and tech interface, which can be complicated. Overall, the XC40 stands out as a reliable and attractive option for drivers looking for a compact SUV.
AI generated from the text of customer reviews.
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What people say
Anonymous
Reviewed a 2025 Volvo XC40 on May 30, 2026
I love this vehicle. The safest little tank in it's class! Extremely comfortable, great looking, great size without feeling too big, good fuel economy and again, very safe and you can feel it in the drive. Responsive, stable and reliable. My 4th Volvo and I will never go to any other brand. In the past one saved my life and my family and children are Volvo owners for life!
Eric P
Reviewed a 2024 Volvo XC40 on Jan 11, 2026
Car runs & drives great. Looks very nice Have to use premium gas. Stereo works great. My only 2 complaints are: Touchscreen takes a lot of practice to find what you’re looking for. I’m sure after a few months I’ll have it all set upthe way I want it. Door handles on the outside froze down on me & it felt like I was going to rip the handle off trying to open the door. Mine is due for a software recall update so hopefully that will work out some of the issues I’ve had with the big touchscreen freezing up.
Anonymous
Reviewed a 2019 Volvo XC40 on Jun 14, 2024
My Volvo XC40 has all safety features I was seeking plus nice panorama/opening moon roof, lots of power and very comfortable to drive.
Marcel N
Reviewed a 2020 Volvo XC40 on Oct 18, 2023
Amazing safety ratings! The Volvo XC40 was awarded 5 out of 5 ratings on all IIHS crash tests is the only small SUV to achieve a “Good” rating in every individual test category (as of December 2022), based on the test showing minimal risk of injuries for all passengers. Volvo quality, safety and reliability. No other similar vehicle on the market can beat that.
Volvo XC40 Trims
| Trim type | MSRP |
|---|---|
| B4 Plus FWD | $43,900 |
| B4 Core FWD | $39,900 |
| B5 Ultra Black Edition AWD | $51,900 |
| B5 Plus AWD | $47,300 |
| B5 Ultra AWD | $51,250 |
| B5 Core AWD | $42,600 |
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
Volvo XC40 Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of Volvo XC40 prices has changed over time.
See more price trendsVolvo XC40 Pricing Analysis
Pricing Analysis by Model Year
Key Insights
- New Model Premium: The 2026 Volvo XC40 is priced at $42,509, reflecting a 2.5% premium over its MSRP, indicating strong demand for the latest model.
- Significant Depreciation for Older Models: The 2019 model shows the steepest decline, priced at $19,414, which is -42.0% below its original MSRP, highlighting rapid depreciation.
- Best Value Years: The 2022 and 2023 models offer the best value with average prices at $24,850 and $28,078, respectively, both significantly lower than their original MSRPs.
Model Year Pricing
| Model Year | Original MSRP | Avg Price | Price vs MSRP |
|---|---|---|---|
| 2026 Volvo XC40 | $39,900 | $42,509 | +2.5% |
| 2025 Volvo XC40 | $40,650 | $34,767 | -14.5% |
| 2024 Volvo XC40 | $40,500 | $30,732 | -24.1% |
| 2023 Volvo XC40 | $36,350 | $28,078 | -22.8% |
| 2022 Volvo XC40 | $35,100 | $24,850 | -29.3% |
| 2021 Volvo XC40 | $33,700 | $22,476 | -33.3% |
| 2020 Volvo XC40 | $33,700 | $21,332 | -36.8% |
| 2019 Volvo XC40 | $33,700 | $19,414 | -42.0% |
Pricing by Popular US Cities
Market Area: Nationwide
Key Insights
- Highest Prices in Boston: The average price in Boston, MA ($31,061) is the highest among the listed cities, likely due to higher demand and lower inventory.
- Lowest Prices in Miami: Miami, FL ($23,706) offers the most competitive pricing, suggesting a more price-sensitive market or higher inventory levels.
- Inventory Variation: Cities like Philadelphia (309 listings) and Chicago (214 listings) show a strong inventory presence, correlating with stable pricing around the mid-$28K range.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| Boston, MA | 316 | $31,061 |
| New York, NY | 198 | $29,520 |
| Los Angeles, CA | 126 | $29,991 |
| Chicago, IL | 214 | $29,159 |
| Philadelphia, PA | 309 | $28,441 |
| Houston, TX | 170 | $28,945 |
| Atlanta, GA | 206 | $29,663 |
| Dallas, TX | 167 | $27,437 |
| Washington, DC | 287 | $28,196 |
| Miami, FL | 130 | $23,706 |
Pricing by Trim Packages
Key Insights
- AWD Trims Dominate Listings: The B5 Plus AWD trim leads with 328 listings, indicating strong consumer preference for all-wheel drive options.
- Price Range Across Trims: The B5 Ultra AWD is the highest priced at $51,250, while the B4 Plus FWD is the most affordable at $43,900, showcasing a significant price spread of ~16.5%.
- Feature-Rich Premium Trims: Higher trims like the B5 Ultra AWD offer extensive features, justifying their price premium compared to base models.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| B5 Plus AWD | 328 | $47,300 | AWD | 2.0L 247 hp I4 |
| B5 Core AWD | 69 | $42,600 | AWD | 2.0L 247 hp I4 |
| B5 Ultra AWD | 45 | $51,250 | AWD | 2.0L 247 hp I4 |
| B4 Core FWD | 18 | $39,900 | FWD | 2.0L 194 hp I4 |
| B5 Ultra Black Edition AWD | 16 | $51,900 | AWD | 2.0L 247 hp I4 |
| B4 Plus FWD | 6 | $43,900 | FWD | 2.0L 194 hp I4 |
These recommendations are based on CarGurus' proprietary market data from September 10, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
CarGurus recommends the 2021 Volvo XC40
Summary
With 461 currently listed for sale and an average price of $22,197, 37.5% of 2021 Volvo XC40s for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2021 Volvo XC40 5 / 5 stars and CarGurus experts gave it an 8 / 10.
81.6% of 2021 XC40 models on CarGurus are accident free.
Why it stands out
The 2021 Volvo XC40 stands out because it adds an all-electric powertrain option to the lineup. Volvo’s Recharge model is the Swedish automaker’s first mass-market electric vehicle, and it brings an Android-based operating system, over-the-air software updates for all vehicle systems, and some updates to driver-assist technology. The Recharge is also offered in a single trim level with standard all-wheel drive, which gives it a simpler setup than the gasoline versions.
That electric version is the main new thing for the 2021 XC40, but the gasoline models remain part of the picture and carry over largely unchanged. The XC40’s appeal still includes its stylish design and multiple powertrain options, though buyers should note the limited cargo space. The Recharge also comes with a drawback of its own: it is expensive.
Other model years to consider
- Average price: $33,818
- Good/great deal percentage: 33.8%
- User rating: 5 / 5
- Total listings: 1,289
- Average price: $30,947
- Good/great deal percentage: 35.3%
- User rating: 4 / 5
- Total listings: 1,409
- Average price: $23,881
- Good/great deal percentage: 35.9%
- Total listings: 883
These recommendations are based on CarGurus' proprietary market data from September 7, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
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