Used 2022 Jeep Grand Cherokee for Sale nearNew York, NY
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Diamond Black Crystal Pearlcoat
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Global Black
- Transmission:
- Automatic
- Mileage:
- 35,733
- Stock #:
- 58680P
- VIN:
- 1C4RJHAG3PC569853
Sponsored by Security Dodge Chrysler Jeep RAM
2023 Jeep Grand Cherokee
Altitude 4WD
35,733 mi
$31,075
- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Velvet Red Pearlcoat
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Global Black
- Transmission:
- Automatic
- Mileage:
- 33,248
- Stock #:
- B8590
- VIN:
- 1C4RJHDG1PC515429
Sponsored Listing
2023 Jeep Grand Cherokee
Overland 4WD
33,248 mi
$35,535
- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Diamond Black Crystal Pearlcoat
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Global Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 36,716
- Stock #:
- CUG1562
- VIN:
- 1C4RJHAG5PC593586
Sponsored Listing
2023 Jeep Grand Cherokee
Altitude X 4WD
36,716 mi
$29,690
- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Baltic Gray Metallic Clearcoat
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Global Black
- Transmission:
- Automatic
- Mileage:
- 37,564
- Stock #:
- 659952
- VIN:
- 1C4RJHAG6PC659952
2023 Jeep Grand Cherokee
Altitude X 4WD
37,564 mi
$25,997
- Year:
- 2021
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 295 hp 3.6L V6
- Exterior color:
- Diamond Black
- Combined gas mileage:
- 21 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 70,561
- Stock #:
- U20357T
- VIN:
- 1C4RJFBG2MC559944
2021 Jeep Grand Cherokee
Limited 4WD
70,561 mi
$22,096
- Year:
- 2022
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Black
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 33,708
- Stock #:
- P49987
- VIN:
- 1C4RJHDG6N8544568
2022 Jeep Grand Cherokee
Overland 4WD
33,708 mi
$33,190
- Year:
- 2021
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 295 hp 3.6L V6
- Exterior color:
- Sting-Gray Clearcoat
- Combined gas mileage:
- 21 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 55,132
- Stock #:
- MC615540
- VIN:
- 1C4RJFAG5MC615540
2021 Jeep Grand Cherokee
Laredo X 4WD
55,132 mi
$23,294
- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- White
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 18,511
- Stock #:
- C20096A
- VIN:
- 1C4RJHAGXPC642460
2023 Jeep Grand Cherokee
Altitude X 4WD
18,511 mi
$29,990
- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Diamond Black Crystal Pearlcoat
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Global Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 18,453
- Stock #:
- IMU1128
- VIN:
- 1C4RJHBG4PC561629
2023 Jeep Grand Cherokee
Limited 4WD
18,453 mi
$29,998
- Year:
- 2021
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 295 hp 3.6L V6
- Exterior color:
- Pacific Blue Clearcoat
- Combined gas mileage:
- 21 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 80,108
- Stock #:
- U9279AA
- VIN:
- 1C4RJFBG5MC613818
2021 Jeep Grand Cherokee
Limited 4WD
80,108 mi
$20,636
- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- White
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 32,614
- Stock #:
- 260577A
- VIN:
- 1C4RJHDG7P8807735
2023 Jeep Grand Cherokee
Overland 4WD
32,614 mi
$34,990
- Year:
- 2022
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Diamond Black Crystal Pearlcoat
- Combined gas mileage:
- 21 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 88,840
- Stock #:
- 260317A
- VIN:
- 1C4RJFAG2NC113103
-$500
2022 Jeep Grand Cherokee
WK Laredo X 4WD
88,840 mi
$20,983
$20,483
- Year:
- 2021
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 295 hp 3.6L V6
- Exterior color:
- White
- Combined gas mileage:
- 21 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 19,565
- Stock #:
- 251243B
- VIN:
- 1C4RJFBG1MC674924
2021 Jeep Grand Cherokee
80th Anniversary Edition 4WD
19,565 mi
$26,994
CarGurus Analysis:
2022 Jeep Grand Cherokee
With 488 currently listed for sale near New York, NY and an average price of $27,534.00, 60.7% of 2022 Jeep Grand Cherokees for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2022 Jeep Grand Cherokee 4.86 / 5 stars.
100.0% of 2022 Grand Cherokee models on CarGurus are accident free.
The 2022 Jeep Grand Cherokee features a redesigned body that enhances off-roading capability while providing daily-driving comfort, along with advanced technology and safety features.
- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Bright White Clearcoat
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Global Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 32,045
- Stock #:
- 1183P
- VIN:
- 1C4RJHAG6PC609388
2023 Jeep Grand Cherokee
Altitude X 4WD
32,045 mi
$27,198
- Year:
- 2021
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 295 hp 3.6L V6
- Exterior color:
- Bright White Clearcoat
- Combined gas mileage:
- 21 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 66,811
- Stock #:
- 643148C
- VIN:
- 1C4RJFBG3MC501521
2021 Jeep Grand Cherokee
Limited 4WD
66,811 mi
$22,288
- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Silver Zynith
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Global Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 29,437
- Stock #:
- 25231A
- VIN:
- 1C4RJHBG8P8766583
2023 Jeep Grand Cherokee
Limited 4WD
29,437 mi
$30,999
- Year:
- 2021
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 295 hp 3.6L V6
- Exterior color:
- Diamond Black Crystal Pearlcoat
- Combined gas mileage:
- 21 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 79,145
- Stock #:
- MC758297U
- VIN:
- 1C4RJFBG4MC758297
2021 Jeep Grand Cherokee
Limited X 4WD
79,145 mi
$25,299
- Year:
- 2021
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 295 hp 3.6L V6
- Exterior color:
- Bright White Clearcoat
- Combined gas mileage:
- 21 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 54,629
- Stock #:
- P10430
- VIN:
- 1C4RJFBG3MC811555
-$585
2021 Jeep Grand Cherokee
Overland 4WD
54,629 mi
$24,494
$23,909
- Year:
- 2022
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Black
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 84,420
- Stock #:
- NC111627
- VIN:
- 1C4RJFBG6NC111627
2022 Jeep Grand Cherokee
Limited 4WD
84,420 mi
$21,480
- Year:
- 2021
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 295 hp 3.6L V6
- Exterior color:
- Gray
- Combined gas mileage:
- 21 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 52,629
- Stock #:
- CU21132
- VIN:
- 1C4RJFLG9MC672112
2021 Jeep Grand Cherokee
Trailhawk 4WD
52,629 mi
$24,888
- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- White
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 47,025
- Stock #:
- C20259
- VIN:
- 1C4RJHBG2PC629913
2023 Jeep Grand Cherokee
Limited 4WD
47,025 mi
$27,790
- Year:
- 2022
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Bright White Clearcoat
- Combined gas mileage:
- 21 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 28,225
- Stock #:
- U22248
- VIN:
- 1C4RJFAG3NC175142
2022 Jeep Grand Cherokee
WK Laredo E 4WD
28,225 mi
$22,997
- Year:
- 2023
- Make:
- Jeep
- Model:
- Grand Cherokee
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 293 hp 3.6L V6
- Exterior color:
- Baltic Gray Metallic Clearcoat
- Combined gas mileage:
- 22 MPG
- Fuel type:
- Gasoline
- Interior color:
- Global Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 50,138
- Stock #:
- 192626
- VIN:
- 1C4RJHBG0PC545766
-$1,000
Sponsored Listing
2023 Jeep Grand Cherokee
Limited 4WD
50,138 mi
$29,207
$28,207
CarGurus Analysis: 2022 Jeep Grand Cherokee
overall
Summary
With 488 currently listed for sale near New York, NY and an average price of $27,534.00, 60.7% of 2022 Jeep Grand Cherokees for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2022 Jeep Grand Cherokee 4.86 / 5 stars.
100.0% of 2022 Grand Cherokee models on CarGurus are accident free.
The 2022 Jeep Grand Cherokee features a redesigned body that enhances off-roading capability while providing daily-driving comfort, along with advanced technology and safety features.
Why it stands out
The 2022 Jeep Grand Cherokee stands out in the competitive SUV market due to its impressive blend of luxury, technology, and off-road capability. Redesigned for 2022, it offers a stylish exterior that pays homage to Jeep's heritage while incorporating modern design elements. The Grand Cherokee is available in multiple trims, allowing buyers to choose between a more basic model or a fully loaded luxury version, such as the Summit Reserve, which features premium materials and advanced comfort options.
Performance-wise, the Grand Cherokee offers both V6 and V8 engine options, catering to a range of driving preferences, from efficient daily commuting to robust off-road adventures. The SUV's advanced technology, including the Uconnect 5 infotainment system and a suite of driver assistance features, enhances the driving experience, making it both enjoyable and safe. However, potential buyers should be aware of its cramped back seat and the overall cost, which may not be the best value compared to competitors. Overall, the 2022 Jeep Grand Cherokee is an appealing choice for those seeking a versatile SUV that excels in both urban and rugged environments.
Other model years to consider
- Average price: $30,456.00
- Good/great deal percentage: 62.0%
- User rating: 5 / 5
- Total listings: 455
- Average price: $35,023.00
- Good/great deal percentage: 59.5%
- User rating: 5 / 5
- Total listings: 464
- Average price: $11,572.00
- Good/great deal percentage: 18.6%
- User rating: 4.71 / 5
- Total listings: 387
This analysis is based on CarGurus' proprietary market data from July 31, 2026, CarGurus experts' opinions, and generative AI.
4.9 Overall rating
Filter by rating
Silvio M
Reviewed a 2022 Jeep Grand Cherokee on Apr 8, 2025
The Grand Cherokee is a well built, stylish, and dependable off road vehicle.
Rachal P
Reviewed a 2022 Jeep Trailhawk 4WD on Nov 26, 2024
I would compare it to a luxurious wrangler rubicon x because its kinda the same but not just more luxurious
Jonna J
Reviewed a 2022 Jeep Laredo 4WD on Mar 21, 2023
Absolutely LOVE this Jeep! All the cool little features it has and how cute it is 10/10 in my book!
Tim W
Reviewed a 2022 Jeep Grand Cherokee on Sep 6, 2023
I Love that smell of Real Leather every time I open the door its great and drives like a Dream
2022 Jeep Grand Cherokee Trims
| Trim type | MSRP |
|---|---|
| Altitude 4WD | $45,430 |
| WK Laredo E 4WD | $38,905 |
| Summit Reserve 4WD | $64,780 |
| Summit 4WD | $60,300 |
| Limited RWD | $44,645 |
| Overland 4WD | $56,240 |
| WK Laredo X 4WD | $42,685 |
| Limited 4WD | $46,645 |
2022 Jeep Grand Cherokee Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of 2022 Jeep Grand Cherokee prices has changed over time.
See more price trends2022 Jeep Grand Cherokee Pricing Analysis: New York, NY Market Report
Pricing by Nearby Locations
Market Area: New York, NY
Key Insights
- Highest Prices in New Jersey: Toms River, NJ ($29,199) and Trenton, NJ ($28,205) show the highest average prices, likely due to higher demand and limited inventory.
- Best Value in New Brunswick: New Brunswick, NJ ($27,971) offers the lowest average price, indicating a more competitive market or higher inventory levels.
- Inventory Variation: Cities like New Brunswick (655 listings) and Trenton (851 listings) have substantial inventory, which may contribute to more stable pricing compared to areas with fewer listings.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| Toms River, NJ | 695 | $29,199 |
| Trenton, NJ | 851 | $28,205 |
| New Brunswick, NJ | 655 | $27,971 |
| Holtsville, NY | 286 | $27,851 |
| Newburgh, NY | 214 | $28,170 |
| Stamford, CT | 453 | $27,781 |
| New Haven, CT | 312 | $29,019 |
| Philadelphia, PA | 745 | $28,257 |
| Hartford, CT | 231 | $29,191 |
| Allentown, PA | 448 | $28,045 |
Pricing by Trim Packages
Key Insights
- Limited 4WD is Most Common: The Limited 4WD (609 listings) is the most prevalent trim, indicating strong demand for this configuration.
- Price Range Across Trims: The Summit 4WD ($60,300 MSRP) is the highest priced trim, reflecting its premium features, while the Limited RWD ($44,645 MSRP) offers a more budget-friendly option.
- Consistent Drivetrain Preference: All trims feature a 4X4 drivetrain, which aligns with consumer preferences for off-road capability and all-weather performance.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| Limited 4WD | 609 | $46,645 | 4X4 | 3.6L 293 hp V6 |
| Altitude 4WD | 392 | $45,430 | 4X4 | 3.6L 293 hp V6 |
| Laredo 4WD | 331 | $40,325 | 4X4 | 3.6L 293 hp V6 |
| Overland 4WD | 252 | $56,240 | 4X4 | 3.6L 293 hp V6 |
| Summit 4WD | 133 | $60,300 | 4X4 | 3.6L 293 hp V6 |
| Limited RWD | 38 | $44,645 | 4X2 | 3.6L 293 hp V6 |
| Trailhawk 4WD | 69 | $54,235 | 4X4 | 3.6L 293 hp V6 |
| Altitude RWD | 24 | $43,430 | 4X2 | 3.6L 293 hp V6 |
Pricing Analysis by Model Year
Key Insights
- New Models Command Premium: The 2026 Jeep Grand Cherokee is priced at $46,906, reflecting a 20.5% increase over its MSRP, indicating strong demand for the latest model.
- Significant Depreciation for Older Models: The 2015 model shows the steepest decline, with an average price of $11,559, representing a -61.4% depreciation from its original MSRP.
- Best Value in Recent Years: The 2021 model is priced at $24,432, which is -31.5% below MSRP, making it a compelling option for budget-conscious buyers.
Model Year Pricing
| Model Year | Original MSRP | Avg Price | Price vs MSRP |
|---|---|---|---|
| 2026 Jeep Grand Cherokee | $38,920 | $46,906 | +20.5% |
| 2025 Jeep Grand Cherokee | $37,095 | $36,243 | -2.3% |
| 2024 Jeep Grand Cherokee | $36,495 | $35,154 | -3.7% |
| 2023 Jeep Grand Cherokee | $39,535 | $30,560 | -22.7% |
| 2021 Jeep Grand Cherokee | $35,460 | $24,432 | -31.5% |
| 2020 Jeep Grand Cherokee | $32,150 | $19,548 | -39.2% |
| 2019 Jeep Grand Cherokee | $31,945 | $17,431 | -45.5% |
| 2018 Jeep Grand Cherokee | $30,895 | $18,954 | -38.7% |
| 2017 Jeep Grand Cherokee | $30,395 | $14,202 | -53.3% |
| 2016 Jeep Grand Cherokee | $29,995 | $13,075 | -56.4% |
| 2015 Jeep Grand Cherokee | $29,995 | $11,559 | -61.4% |
These recommendations are based on CarGurus' proprietary market data from July 30, 2026, CarGurus experts' opinions, and generative AI.
FAQs
How much does the 2022 Jeep Grand Cherokee cost in New York, NY?
Is the 2022 Jeep Grand Cherokee a good car?
How many 2022 Jeep Grand Cherokee vehicles in New York, NY have no reported accidents or damage?
Is the 2022 Jeep Grand Cherokee safe?
What is the fuel economy of the 2022 Jeep Grand Cherokee?
What fuel types are available?
Relevant articles
The Best Future Classic Cars to Buy in 2026
“What car can I buy today that will increase in value down the road?” It's a timeless question with no definitive answer. However, two key factors often contribute to future collectibility: lower production volume and higher engine power. Here, we've picked some very promising contenders.
The Best Cars to Tow Behind an RV in 2026
Not many new models can be towed behind an RV. We’ve identified several that are recommended for flat-towing according to their owner’s manual, and a few used models that have fewer technological or engineering restrictions.
Car Deals with 0% APR in July 2026
Our experts have tracked down the latest 0% APR car deals, as well as examined the pros and cons of interest-free car loans versus other financing options.
