Used 2021 Volvo XC90 for Sale near Waterloo, IA

## Summary - With 840 currently listed for sale and an **average price of $28,369.00**, 40.0% of 2021 Volvo XC90s for sale on CarGurus are rated as good or great deals. - **Favorably reviewed:** Owners rated the 2021 Volvo XC90 4.71 / 5 stars. - **83.1% of 2021 XC90 models on CarGurus are accident free**. - The 2021 Volvo XC90 is a luxury SUV known for stylish design, premium interior materials, and great safety ratings. ## Why it stands out The 2021 Volvo XC90 remains a strong contender in the midsize luxury SUV segment, combining stylish aesthetics with advanced safety features. Known for its elegant design, the XC90 has successfully redefined Volvo's image, offering a "Swedish minimalism" approach to interior styling. Inside, the XC90 boasts premium materials and a standout tech interface that enhances user experience without overwhelming the driver with unnecessary complexity. Safety is at the forefront, evident in its high ratings from safety organizations; it received the “Top Safety Pick+” designation for its non-hybrid models. The XC90 is available in three trim levels—Momentum, R-Design, and Inscription—and includes a variety of powertrain options, from the efficient T5 to the powerful T8 plug-in hybrid. Driving on the XC90 is smooth and luxurious, although it has been critiqued for its limited performance and cramped third-row seating. Nonetheless, its range of standard safety technologies makes it an appealing choice for families and safety-conscious buyers alike. ## Other model years to consider - **[2022 Volvo XC90](https://www.cargurus.com/Cars/l-Used-2022-Volvo-XC90-c31373)** - Average price: $33,455.00 - Good/great deal percentage: 32.7% - User rating: 5 / 5 - Total listings: 1,591 - **[2023 Volvo XC90](https://www.cargurus.com/Cars/l-Used-2023-Volvo-XC90-c32506)** - Average price: $41,429.00 - Good/great deal percentage: 30.9% - User rating: 5 / 5 - Total listings: 1,813 - **[2024 Volvo XC90](https://www.cargurus.com/Cars/l-Used-2024-Volvo-XC90-c32989)** - Average price: $46,140.00 - Good/great deal percentage: 32.2% - User rating: 5 / 5 - Total listings: 2,178 This analysis is based on CarGurus' proprietary market data from March 20, 2026, CarGurus experts' opinions, and generative AI.