Used 2021 Volvo XC40 for Sale nearLos Angeles, CA
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 118,626
- Stock #:
- L12989
- VIN:
- YV4162UM7N2765341


Sponsored by LA City Cars - La Puente
2022 Volvo XC40
T5 R-Design AWD
118,626 mi
$17,084
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 48,399
- Stock #:
- M2503120C
- VIN:
- YV4162UL0M2503120

Sponsored Listing
2021 Volvo XC40
T5 Inscription AWD
48,399 mi
$23,988
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Crystal White Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 21,738
- Stock #:
- HP0438
- VIN:
- YV4162UL3L2241396

Sponsored Listing
2020 Volvo XC40
T5 Inscription AWD
21,738 mi
$25,958
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 48,399
- Stock #:
- M2503120C
- VIN:
- YV4162UL0M2503120

2021 Volvo XC40
T5 Inscription AWD
48,399 mi
$23,988
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray
- Transmission:
- Automatic
- Mileage:
- 63,269
- Stock #:
- 2759989
- VIN:
- YV4162UK9N2759989

2022 Volvo XC40
T5 Momentum AWD
63,269 mi
$20,280
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Crystal White Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 21,738
- Stock #:
- HP0438
- VIN:
- YV4162UL3L2241396

2020 Volvo XC40
T5 Inscription AWD
21,738 mi
$25,958
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 66,841
- Stock #:
- 2761801
- VIN:
- YV4162UK8N2761801

2022 Volvo XC40
T5 Momentum AWD
66,841 mi
$19,315
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 57,054
- Stock #:
- 29008330
- VIN:
- YV4162UKXM2600252

2021 Volvo XC40
T5 Momentum AWD
57,054 mi
$21,997
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 118,626
- Stock #:
- L12989
- VIN:
- YV4162UM7N2765341

2022 Volvo XC40
T5 R-Design AWD
118,626 mi
$17,084
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Pebble Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 62,741
- Stock #:
- 44652
- VIN:
- YV4162UK9N2766151

2022 Volvo XC40
T5 Momentum AWD
62,741 mi
$22,093
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Denim Blue Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 53,287
- Stock #:
- RP586884
- VIN:
- YV4162UK8M2586884

2021 Volvo XC40
T5 Momentum AWD
53,287 mi
$23,264
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Red
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 78,803
- Stock #:
- FNE233830
- VIN:
- YV4162UM7L2233830

2020 Volvo XC40
T5 R-Design AWD
78,803 mi
$18,786
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 8-Speed Automatic
- Mileage:
- 129,612
- Stock #:
- 598906-CM
- VIN:
- YV4162UK8M2598906

2021 Volvo XC40
T5 Momentum AWD
129,612 mi
$14,800
CarGurus Analysis:
2021 Volvo XC40
With 461 currently listed for sale and an average price of $22,197, 37.5% of 2021 Volvo XC40s for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2021 Volvo XC40 5 / 5 stars and CarGurus experts gave it an 8 / 10.
81.6% of 2021 XC40 models on CarGurus are accident free.
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Silver
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 79,964
- Stock #:
- 604161
- VIN:
- YV4162UK5M2604161

2021 Volvo XC40
T5 Momentum AWD
79,964 mi
$19,171
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown (TAN)
- Transmission:
- Automatic
- Mileage:
- 82,419
- Stock #:
- 70164243
- VIN:
- YV4162UL2L2284675

2020 Volvo XC40
T5 Inscription AWD
82,419 mi
$21,147
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 77,633
- Stock #:
- L22730
- VIN:
- YV4162UK1N2765852

2022 Volvo XC40
T5 Momentum AWD
77,633 mi
$20,351
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 41,787
- Stock #:
- 70125974
- VIN:
- YV4162UM9M2426689

2021 Volvo XC40
T5 R-Design AWD
41,787 mi
$25,998
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Gray Metallic
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- Automatic
- Mileage:
- 137,000
- Stock #:
- TI445356
- VIN:
- YV4162UK2M2445356

-$259
2021 Volvo XC40
T5 Momentum AWD
137,000 mi
$12,001
$11,742
- Year:
- 2021
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 46,350
- Stock #:
- 70214760
- VIN:
- YV4162UM8M2429406

2021 Volvo XC40
T5 R-Design AWD
46,350 mi
$28,997
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 38,520
- Stock #:
- 788212
- VIN:
- YV4162UK3N2788212

2022 Volvo XC40
T5 Momentum AWD
38,520 mi
$31,954
- Year:
- 2020
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 24,758
- Stock #:
- L2347066
- VIN:
- YV4162UK9L2347066

2020 Volvo XC40
T5 Momentum AWD
24,758 mi
$33,511
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 187 hp 2L I4
- Exterior color:
- Gray
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Transmission:
- Automatic
- Mileage:
- 103,665
- Stock #:
- 1048B
- VIN:
- YV4AC2HK6N2726273

2022 Volvo XC40
T4 Momentum FWD
103,665 mi
$20,239
- Year:
- 2022
- Make:
- Volvo
- Model:
- XC40
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- All-Wheel Drive
- Engine:
- 248 hp 2L I4
- Exterior color:
- Black Stone
- Combined gas mileage:
- 26 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black (Charcoal)
- Transmission:
- 8-Speed Automatic
- Mileage:
- 134,868
- Stock #:
- 10359
- VIN:
- YV4162UK1N2765995

2022 Volvo XC40
T5 Momentum AWD
134,868 mi
$17,397
CarGurus Analysis: 2021 Volvo XC40
overall

Summary
With 461 currently listed for sale and an average price of $22,197, 37.5% of 2021 Volvo XC40s for sale on CarGurus are rated as good or great deals.
Favorably reviewed: Owners rated the 2021 Volvo XC40 5 / 5 stars and CarGurus experts gave it an 8 / 10.
81.6% of 2021 XC40 models on CarGurus are accident free.
Why it stands out
The 2021 Volvo XC40 stands out because it adds an all-electric powertrain option to the lineup. Volvo’s Recharge model is the Swedish automaker’s first mass-market electric vehicle, and it brings an Android-based operating system, over-the-air software updates for all vehicle systems, and some updates to driver-assist technology. The Recharge is also offered in a single trim level with standard all-wheel drive, which gives it a simpler setup than the gasoline versions.
That electric version is the main new thing for the 2021 XC40, but the gasoline models remain part of the picture and carry over largely unchanged. The XC40’s appeal still includes its stylish design and multiple powertrain options, though buyers should note the limited cargo space. The Recharge also comes with a drawback of its own: it is expensive.
Other model years to consider
- Average price: $33,818
- Good/great deal percentage: 33.8%
- User rating: 5 / 5
- Total listings: 1,289
- Average price: $30,947
- Good/great deal percentage: 35.3%
- User rating: 4 / 5
- Total listings: 1,409
- Average price: $23,881
- Good/great deal percentage: 35.9%
- Total listings: 883
This analysis is based on CarGurus' proprietary market data from September 7, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
5.0 Overall rating
Filter by rating
Troy C
Reviewed a 2021 Volvo XC40 on Sep 21, 2022
We bought one. Excellent styling. Well appointed interior. Range is a bit low. Numerous other good features.
Tiffany W
Reviewed a 2021 Volvo XC40 on Mar 26, 2024
Smooth ride, great look, decent features, great technology. It’s my perfect ride.
Julie C
Reviewed a 2021 Volvo XC40 on Mar 3, 2024
First time Volvo owner and its the best car that Ive ever owned. I bought the XC40 model and it has everything that you could want and more!
Eric W
Reviewed a 2021 Volvo XC40 on Jan 5, 2024
Very pleased. The feel, the power and the knowing all the safety features are applied. Better than expected.
2021 Volvo XC40 Trims
| Trim type | MSRP |
|---|---|
| T4 Inscription FWD | $39,450 |
| T4 Momentum FWD | $33,700 |
| T4 Momentum AWD | -- |
| T4 R-Design FWD | $38,950 |
| T5 Inscription AWD | $41,450 |
| T5 Momentum AWD | $35,700 |
| T5 R-Design AWD | $40,950 |
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
2021 Volvo XC40 Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of 2021 Volvo XC40 prices has changed over time.
See more price trends2021 Volvo XC40 Pricing Analysis: Los Angeles, CA Market Report
Pricing by Nearby Locations
Market Area: Los Angeles, CA
Key Insights
- Lowest Prices in Irvine and San Bernardino: Both cities offer the lowest average prices at $23,596, indicating a competitive market likely driven by higher inventory.
- Highest Price in Victorville: The average price here is $25,998, suggesting a potential premium for the area's unique demand or lower supply.
- Inventory Levels are Consistent: With listings ranging from 34 to 39, the inventory levels across these cities indicate a stable supply, which may help maintain competitive pricing.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| Pomona, CA | 38 | $24,856 |
| Irvine, CA | 39 | $23,596 |
| San Bernardino, CA | 37 | $23,596 |
| Victorville, CA | 34 | $25,998 |
| Temecula, CA | 39 | $24,230 |
Pricing by Trim Packages
Key Insights
- AWD Trims Dominate Listings: The T5 Momentum AWD is the most common trim with 28 listings, reflecting strong demand for all-wheel drive options.
- Price Variability Across Trims: The T5 R-Design AWD has the highest MSRP at $40,950, while the T4 Momentum FWD is the most affordable at $33,700, indicating a significant price spread based on features and drivetrain.
- Feature-Rich Premium Trims: Higher trims like the T5 Inscription AWD offer extensive features, justifying their higher price points compared to base models.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| T5 R-Design AWD | 18 | $40,950 | AWD | 2.0L 248 hp I4 |
| T5 Momentum AWD | 28 | $35,700 | AWD | 2.0L 248 hp I4 |
| T5 Inscription AWD | 10 | $41,450 | AWD | 2.0L 248 hp I4 |
| T4 Momentum FWD | 8 | $33,700 | FWD | 2.0L 187 hp I4 |
| T4 R-Design FWD | 8 | $38,950 | FWD | 2.0L 187 hp I4 |
| T4 Inscription FWD | 2 | $39,450 | FWD | 2.0L 187 hp I4 |
Pricing Analysis by Model Year
Key Insights
- Newer Models Command Premiums: The 2026 model is priced at $42,549, reflecting a 6.5% increase over its MSRP, indicating strong demand for the latest model.
- Significant Depreciation for Older Models: The 2019 model shows a steep decline, priced at $17,489, which is -48.2% compared to its original MSRP, highlighting the rapid depreciation typical of luxury vehicles.
- Best Value in Recent Years: The 2022 model is priced at $19,185, representing a -45.0% depreciation, making it a potentially attractive option for buyers seeking value without sacrificing modern features.
Model Year Pricing
| Model Year | Original MSRP | Avg Price | Price vs MSRP |
|---|---|---|---|
| 2026 Volvo XC40 | $39,900 | $42,549 | +6.5% |
| 2025 Volvo XC40 | $40,650 | $33,034 | -18.7% |
| 2024 Volvo XC40 | $40,500 | $29,688 | -26.7% |
| 2023 Volvo XC40 | $36,350 | $30,982 | -14.7% |
| 2022 Volvo XC40 | $35,100 | $19,185 | -45.0% |
| 2019 Volvo XC40 | $33,700 | $17,489 | -48.2% |
These recommendations are based on CarGurus' proprietary market data from September 10, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
How much does the 2021 Volvo XC40 cost?
| Metric | Value |
|---|---|
| Current Average Price | $22,256 |
| Year-Round Low | $21,885 |
| Year-Round High | $23,854 |
| Average Price a Year Ago | $23,858 |
| Change vs. Last Year | −6.71% |
Prices have softened 6.71% compared to this time last year, making it a favorable time to shop this model year.
There are 451 listings available, which suggests a modest amount of inventory for you to compare.
Is the 2021 Volvo XC40 a good car?
Yes — 5/5 from users and 8/10 from experts. The XC40 stands out for its stylish design, multiple powertrain options, and premium-feeling cabin, while the 2021 update adds an all-electric version with Android-based software and over-the-air updates. The main trade-offs are limited cargo space and, for the Recharge, a high price. The model scores 9/10 across Look and feel and Safety.
With 33.5% of listings marked as good or great deals, you have some room to shop selectively.
Is the 2021 Volvo XC40 reliable?
Owners rate it 5/5, a strong signal of long-term satisfaction. The XC40’s safety-focused design and premium execution support its reputation as a well-built small luxury crossover, and the 2021 update adds newer software and updated driver-assist technology on the Recharge. The performance content also points to a quiet, comfort-oriented character rather than a strained or overly aggressive setup. The Recharge’s battery warranty and the model’s basic and powertrain coverage add some reassurance for ownership.
For used buyers, the main long-term risk is that the Recharge’s added complexity and higher purchase price can make repairs and depreciation more consequential if you buy the wrong example.
What should I look for when buying a used 2021 Volvo XC40?
Accident-free inventory is solid at 80.5% — always verify the vehicle history report. You should still check the report carefully, because a clean title does not guarantee perfect condition. Prioritize a pre-purchase inspection that focuses on electronics, software behavior, and any signs of wear in the cabin and cargo area. Since the XC40’s appeal depends heavily on its premium feel, make sure the interior, controls, and trim pieces are in good shape.
Key things to evaluate:
- Trim level: The gasoline XC40 models are available in Momentum, R-Design, and Inscription, while the Recharge is a single-trim model with standard AWD. The Recharge’s differences include a blanked-off grille, model-specific wheels, gloss black roof and mirror caps, and a model-exclusive color.
- Powertrain: The gasoline lineup uses a 2.0-liter turbo four-cylinder with either 187 hp in the T4 or 248 hp in the T5. The Recharge uses one electric motor per axle for AWD and a combined 402 hp, plus one-pedal driving and a 78-kWh battery pack.
- Safety package: The gasoline XC40 comes with lane-keep assist, blind-spot monitoring with rear cross-traffic alert, automatic emergency braking, rear parking sensors, hill-start assist, and hill-descent control. Optional features include traffic-sign recognition, reverse automatic emergency braking, a driver-alertness monitor, run-off road mitigation, oncoming lane mitigation, and Pilot Assist. The Recharge gets Volvo’s latest sensor suite and software, but no new features are added today.
- Infotainment: The Recharge uses Android Automotive OS with Google Assistant and Google Maps, plus a 9-inch touchscreen, a 12.3-inch digital instrument cluster, wireless-style built-in Google functionality, Apple CarPlay, Android Auto, Bluetooth, and OTA update capability for vehicle software.
- Fuel efficiency: The T4 is rated at 26 mpg combined, the T5 at 25 mpg combined, and the Recharge at 79 MPGe combined with a 208-mile range.
Which 2021 Volvo XC40 trim should I buy?
The 2021 Volvo XC40 is offered in 4 trim levels: Momentum, R-Design, Inscription, Recharge.
Here's the short version:
- Momentum: This is the entry point for the gasoline XC40 lineup, and it makes sense if you want the XC40’s style and safety focus without paying for the pricier trims. It’s the value play if you want the core experience.
- R-Design: Choose this if you want a sportier appearance and a more expressive take on the XC40’s design. It suits you if style matters as much as everyday usability.
- Inscription: This is the most upscale gasoline trim, so it’s the one to consider if you want the most premium-feeling version of the gas model.
- Recharge: This is the electric version, and it’s the one to buy if you want the XC40’s newest tech, standard AWD, and zero-emission powertrain. It’s also the most expensive choice.
The gasoline XC40 includes standard safety equipment, while the Recharge adds Volvo’s latest sensor suite and software.
Is now a good time to buy a used 2021 Volvo XC40?
This looks like a moderate, selective buyer’s market, so you can shop carefully and still find worthwhile listings.
- Deal availability: 33.5% of listings are priced as good or great deals.
- Inventory: There are 451 listings available.
- Price trend: Prices have softened 6.71% compared with last year.
- Clean inventory: 80.5% of listings are accident-free.
If you find a listing below $21,885, that's toward the low end of the year-round range and worth acting on quickly.
What is the 2021 Volvo XC40's resale value?
The current average of $22,256 sits slightly below last year's $23,858. That tells you the market has moved down enough to improve your buying position, but it also means a future seller may need to price competitively to stand out. If you buy well now, you may have a better chance of limiting depreciation pressure later. The XC40’s premium image and broad appeal should still help support demand.
Vehicles with strong owner satisfaction ratings, like this model year's 5/5, tend to retain buyer demand, which supports resale value over time.
Is the 2021 Volvo XC40 safe?
The 2021 Volvo XC40 received the highest “Top Safety Pick+” rating from the Insurance Institute for Highway Safety (IIHS). It also earns five-star ratings in frontal-crash and side-crash tests, and four-star ratings in rollover crash tests from the National Highway Traffic Safety Administration (NHTSA).
It earns a 9/10 safety score from our experts.
The gasoline XC40 comes with lane-keep assist, blind-spot monitoring with rear cross-traffic alert, automatic emergency braking, rear parking sensors, hill-start assist, and hill-descent control. Optional safety tech includes traffic-sign recognition, reverse automatic emergency braking, a driver-alertness monitor, run-off road mitigation, oncoming lane mitigation, and Pilot Assist, which combines adaptive cruise control with automated lane centering. The Recharge gets Volvo’s latest sensor suite and software, but those updates do not add new features today.
Should I buy a 2021 Volvo XC40 or consider a different year?
If you're weighing the 2021 against nearby model years, here's how to think about it:
Choose the 2021 if:
- 33.5% of listings are priced as good or great deals.
- Accident-free inventory is solid at 80.5% — always verify the vehicle history report.
- Price trend: Prices have softened 6.71% compared with last year.
- Owners rate it 5/5 — a strong satisfaction signal.
- The 2021 update adds an all-electric powertrain option, Android-based software, OTA updates, and updated driver-assist tech.
The bottom line: The 2021 XC40 makes the most sense if you want the updated lineup and can take advantage of the softer pricing. If you’re especially price-sensitive, a nearby year may still work, but the 2021 gives you the benefit of the new electric variant and the current market dip.
These recommendations are based on CarGurus' proprietary market data from September 11, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
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