Used 2021 Cadillac XT4 for Sale nearMiami, FL
Shop with transparent pricing.
Only show listings that include dealer fees- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Stellar Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 23,228
- Stock #:
- NF105849
- VIN:
- 1GYFZCR47NF105849


Sponsored by Mercedes-Benz of Delray
2022 Cadillac XT4
Premium Luxury FWD
23,228 mi
$27,990
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Stellar Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 61,106
- Stock #:
- MF008359
- VIN:
- 1GYFZCR40MF008359

-$488
Sponsored Listing
2021 Cadillac XT4
Premium Luxury FWD
61,106 mi
$20,866
$20,378
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Garnet
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Light Platinum/Jet Black)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 47,099
- Stock #:
- CA040980
- VIN:
- 1GYFZCR4XMF040980

Sponsored Listing
2021 Cadillac XT4
Premium Luxury FWD
47,099 mi
$22,459
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Blue
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 12,240
- Stock #:
- U63005A
- VIN:
- 1GYFZER42NF114180

2022 Cadillac XT4
Sport FWD
12,240 mi
$30,379
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Garnet
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Light Platinum/Jet Black)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 47,099
- Stock #:
- CA040980
- VIN:
- 1GYFZCR4XMF040980

2021 Cadillac XT4
Premium Luxury FWD
47,099 mi
$22,459
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Wave Metallic
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Sedona/Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 64,069
- Stock #:
- 2GW200591
- VIN:
- 1GYFZDR45NF112966

2022 Cadillac XT4
Premium Luxury AWD
64,069 mi
$21,585
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Crystal White Tricoat
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 49,855
- Stock #:
- KTG424555B
- VIN:
- 1GYAZAR40LF129986

2020 Cadillac XT4
Luxury FWD
49,855 mi
$19,930
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Stellar Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 61,106
- Stock #:
- MF008359
- VIN:
- 1GYFZCR40MF008359

-$488
2021 Cadillac XT4
Premium Luxury FWD
61,106 mi
$20,866
$20,378
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 62,770
- Stock #:
- 7327
- VIN:
- 1GYFZCR46LF146065

2020 Cadillac XT4
Premium Luxury FWD
62,770 mi
$19,882
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Stellar Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 23,228
- Stock #:
- NF105849
- VIN:
- 1GYFZCR47NF105849

2022 Cadillac XT4
Premium Luxury FWD
23,228 mi
$27,990
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Twilight Blue Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Light Platinum/Jet Black)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 41,936
- Stock #:
- L181066B
- VIN:
- 1GYAZAR43MF083653

2021 Cadillac XT4
Luxury FWD
41,936 mi
$20,490
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Radiant Silver Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 95,818
- Stock #:
- BM5441
- VIN:
- 1GYFZCR44MF040554

-$299
2021 Cadillac XT4
Premium Luxury FWD
95,818 mi
$15,296
$14,997
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 48,641
- Stock #:
- F106194
- VIN:
- 1GYFZCR44LF106194

2020 Cadillac XT4
Premium Luxury FWD
48,641 mi
$21,647
About 2021 Cadillac XT4
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Radiant Silver Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Light Platinum/Jet Black)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 82,884
- Stock #:
- TC815167A
- VIN:
- 1GYAZAR43LF020941

2020 Cadillac XT4
Luxury FWD
82,884 mi
$15,885
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Black Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Light Platinum/Jet Black)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 40,498
- Stock #:
- 1204947E
- VIN:
- 1GYFZCR49NF139436

2022 Cadillac XT4
Premium Luxury FWD
40,498 mi
$25,883
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Four-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 25 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 24,448
- Stock #:
- MX4801
- VIN:
- 1GYFZFR45MF033209

2021 Cadillac XT4
Sport AWD
24,448 mi
$27,946
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- White
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- Automatic
- Mileage:
- 26,293
- Stock #:
- 28276321
- VIN:
- 1GYFZCR47NF101039

2022 Cadillac XT4
Premium Luxury FWD
26,293 mi
$27,697
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Galactic Gray Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Mileage:
- 51,610
- Stock #:
- 26223
- VIN:
- 1GYAZAR44NF168518
Photos coming soon
2022 Cadillac XT4
Luxury FWD
51,610 mi
$24,830
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Crystal White Tricoat
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 28,485
- Stock #:
- 2VS102457B
- VIN:
- 1GYFZCR43NF142705

2022 Cadillac XT4
Premium Luxury FWD
28,485 mi
$27,526
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Black
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 128,873
- Stock #:
- 027248
- VIN:
- 1GYFZCR49MF027248

2021 Cadillac XT4
Premium Luxury FWD
128,873 mi
No Price Listed
- Year:
- 2021
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Red
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Brown
- Transmission:
- 9-Speed Automatic
- Mileage:
- 66,300
- Stock #:
- 1120268607
- VIN:
- 1GYFZCR47MF051788

2021 Cadillac XT4
Premium Luxury FWD
66,300 mi
$23,395
- Year:
- 2022
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 235 hp 2L I4
- Exterior color:
- Galactic Gray Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Jet Black
- Transmission:
- 9-Speed Automatic
- Mileage:
- 56,361
- Stock #:
- P168573
- VIN:
- 1GYAZAR41NF168573
Photos coming soon
2022 Cadillac XT4
Luxury FWD
56,361 mi
No Price Listed
- Year:
- 2020
- Make:
- Cadillac
- Model:
- XT4
- Body type:
- SUV / Crossover
- Doors:
- 4 doors
- Drivetrain:
- Front-Wheel Drive
- Engine:
- 237 hp 2L I4
- Exterior color:
- Radiant Silver Metallic
- Combined gas mileage:
- 27 MPG
- Fuel type:
- Gasoline
- Interior color:
- Gray (Light Platinum/Jet Black)
- Transmission:
- 9-Speed Automatic
- Mileage:
- 82,884
- Stock #:
- TC815167A
- VIN:
- 1GYAZAR43LF020941

Sponsored Listing
2020 Cadillac XT4
Luxury FWD
82,884 mi
$15,885
Overview

The 2021 Cadillac XT4 is a subcompact luxury crossover. It has a spacious cabin for the class and includes a long list of standard features. The XT4 was first introduced for the 2019 model year. In 2020, it gained several driver-assistance features as standard equipment, and it carries over to the 2021 model year unchanged. The XT4’s crossover hatchback layout opens up to 22.5 cubic feet of cargo space behind the 60/40 split-fold rear seats. With the rear seats folded, cargo space grows to 48.9 cubic feet.
Trims for the 2021 XT4 are Luxury, Premium Luxury, and Sport. The Luxury trim comes equipped with 18-inch alloy wheels, remote start, eight-way power-adjustable driver’s seat, 6-way power-adjustable front-passenger seat, dual-zone climate control, and a seven-speaker stereo. It also comes standard with the Cadillac User Experience (CUE) infotainment system. This includes an 8-inch touchscreen that supports Apple CarPlay and Android Auto.
The Premium Luxury trim adds several driver-assistance features, a hands-free power liftgate, and opens up the ability to select additional options packages. The Sport trim adds a number of unique interior and exterior styling elements, as well as upgraded front seats with bolsters and lumbar adjustment. Options on the XT4 include wireless device charging, a rear-seat entertainment system, and a 13-speaker Bose premium audio system.
No matter which trim you select, the XT4 comes equipped with a 2.0-liter four-cylinder engine. It produces 237 horsepower and 258 pound-feet of torque. Power is sent through a nine-speed automatic transmission to the front wheels or all four. The front-wheel-drive (FWD) XT4 returns an EPA-estimated 24 mpg city, 30 mpg highway, and 26 mpg combined. The all-wheel-drive (AWD) XT4 returns 22 mpg city, 29 mpg highway, and 24 mpg combined.
The XT4 comes equipped with safety features such as forward-collision warning, automatic emergency braking, and rear parking sensors. It also comes with the Safety Alert Seat and the Teen Driver system, which allows owners to set speed and volume limits for the second set of keys. Available safety features include adaptive cruise control, lane-departure warning, blind-spot monitoring, front-and-rear parking sensors, and a head-up display, to name a few.
Base MSRP for the 2021 Cadillac XT4 is $35,795. The Premium Luxury trim starts at $39,795, and the range-topping Sport starts at $39,995. The XT4 is backed by a four-year/50,000-mile basic warranty and a six-year/70,000-mile powertrain warranty.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
4.8 Overall rating
Filter by rating
G T
Reviewed a 2021 Cadillac Premium Luxury FWD on Dec 1, 2022
Great features, good value. I would compare it to a BMW.
Anonymous
Reviewed a 2021 Cadillac XT4 on May 10, 2022
It has so many great features, yet easy to learn them. Comfortable, quiet and mine has a sun/moon roof! Yay!
PJ P
Reviewed a 2021 Cadillac XT4 on Feb 21, 2024
Smooth ride, fairly quiet, love love love the heated steering wheel!
Anonymous
Reviewed a 2021 Cadillac XT4 on Nov 3, 2021
Would like better cameras. My 2019 has way more cameras. But otherwise its the perfect car for me!
2021 Cadillac XT4 Trims
| Trim type | MSRP |
|---|---|
| Luxury FWD | $35,795 |
| Premium Luxury AWD | $42,295 |
| Luxury AWD | $38,295 |
| Sport FWD | $39,995 |
| Premium Luxury FWD | $39,795 |
| Sport AWD | $42,495 |
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
2021 Cadillac XT4 Price Trends
CarGurus tracks the prices of millions of used car listings every year. See how the average price of 2021 Cadillac XT4 prices has changed over time.
See more price trends2021 Cadillac XT4 Pricing Analysis: Miami, FL Market Report
Pricing by Nearby Locations
Market Area: Miami, FL
Key Insights
- Lowest Prices in Homestead: The city of Homestead offers the lowest average price at $20,685, indicating a potentially more price-sensitive market.
- Highest Prices in Fort Myers: In contrast, Fort Myers has the highest average price at $25,342, suggesting higher demand or lower inventory in that area.
- Inventory Variation: Cities like Fort Lauderdale (57 listings) and West Palm Beach (53 listings) have a moderate number of listings, with average prices around $22,042 and $21,990, respectively, indicating stable pricing in these markets.
City-Level Pricing
| City | Total Listings | Avg Price |
|---|---|---|
| Fort Myers, FL | 52 | $25,342 |
| Okeechobee, FL | 48 | $22,761 |
| West Palm Beach, FL | 53 | $21,990 |
| Fort Lauderdale, FL | 57 | $22,042 |
| North Port, FL | 45 | $21,477 |
| Sebring, FL | 39 | $23,661 |
| Fort Pierce, FL | 49 | $22,761 |
| Homestead, FL | 47 | $20,685 |
Pricing by Trim Packages
Key Insights
- Most Common Trim: The Premium Luxury FWD trim leads the inventory with 81 listings, indicating strong demand for this configuration.
- Price Range Across Trims: The Luxury FWD trim is the most affordable at an MSRP of $35,795, while the Sport AWD trim is the highest at $42,495, reflecting a significant price spread of ~18.6% between the base and premium trims.
- AWD vs. FWD Demand: AWD trims, such as the Premium Luxury AWD and Sport AWD, are less common, suggesting a preference for FWD in the Miami market.
Trim-Level Details
| Trim | Listings | MSRP | Drivetrain | Engine |
|---|---|---|---|---|
| Premium Luxury FWD | 81 | $39,795 | FWD | 2.0L 237 hp I4 |
| Luxury FWD | 47 | $35,795 | FWD | 2.0L 237 hp I4 |
| Sport FWD | 37 | $39,995 | FWD | 2.0L 237 hp I4 |
| Premium Luxury AWD | 35 | $42,295 | 4X4 | 2.0L 237 hp I4 |
| Sport AWD | 39 | $42,495 | 4X4 | 2.0L 237 hp I4 |
| Luxury AWD | 13 | $38,295 | 4X4 | 2.0L 237 hp I4 |
Pricing Analysis by Model Year
Key Insights
- Significant Depreciation: The 2020 Cadillac XT4 shows a steep depreciation of ~48.2% from its original MSRP, indicating a rapid decline in value for older models.
- Best Value Year: The 2022 model is priced at $24,173, which is only ~32.5% below MSRP, making it a strong candidate for value-conscious buyers.
- New Models Retain Value: The 2025 model is currently priced at $34,946, which is ~14.5% below MSRP, suggesting that newer models are still holding their value relatively well.
Model Year Pricing
| Model Year | Original MSRP | Avg Price | Price vs MSRP |
|---|---|---|---|
| 2025 | $40,795 | $34,946 | -14.5% |
| 2024 | $37,895 | $29,702 | -21.6% |
| 2023 | $36,295 | $24,743 | -31.8% |
| 2022 | $35,795 | $24,173 | -32.5% |
| 2020 | $35,695 | $18,467 | -48.2% |
| 2019 | $34,795 | $16,788 | -51.8% |
These recommendations are based on CarGurus' proprietary market data from September 16, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
How much does the 2021 Cadillac XT4 cost?
| Metric | Value |
|---|---|
| Current Average Price | $22,368 |
| Year-Round Low | $22,175 |
| Year-Round High | $25,034 |
| Average Price a Year Ago | $25,035 |
| Change vs. Last Year | −10.66% |
Prices have softened 10.66% compared to this time last year, making it a favorable time to shop this model year.
There are 685 listings available, which gives you a meaningful amount of inventory to compare.
Is the 2021 Cadillac XT4 a good car?
Yes — the 4.75/5 user rating suggests you should feel confident considering it. That score points to strong owner satisfaction, especially if you want a premium compact SUV that has already earned positive feedback from people living with it.
With 34.2% of listings marked as good or great deals, you have a decent chance of finding a competitively priced example.
Is the 2021 Cadillac XT4 reliable?
Owners rate it 4.75/5, a strong signal of long-term satisfaction.
For used buyers, that kind of owner feedback suggests lower day-to-day ownership risk than you might expect from a luxury SUV, especially if you choose a well-maintained example.
What should I look for when buying a used 2021 Cadillac XT4?
Accident-free inventory is solid at 75.2% — always verify the vehicle history report.
You should prioritize a history report first, then inspect the vehicle closely for signs of prior damage, uneven wear, or incomplete maintenance. Focus on overall condition rather than just mileage, since a cleaner, better-kept example is more likely to deliver the ownership experience you want.
Is now a good time to buy a used 2021 Cadillac XT4?
This looks like a moderate market, so you can shop selectively without feeling rushed.
- Deal availability: 34.2% of listings are priced as good or great deals.
- Inventory: There are 685 listings available.
- Price trend: Prices have softened 10.66% compared with last year.
- Clean inventory: 75.2% of listings are accident-free.
If you find a listing below $22,175, that's toward the low end of the year-round range and worth acting on quickly.
What is the 2021 Cadillac XT4's resale value?
The current average of $22,368 sits slightly below last year's $25,035.
That price movement suggests the market has already adjusted downward, which can help you buy at a more favorable entry point today. For a future seller, the recent softening means resale value may depend more heavily on condition, mileage, and how well the vehicle has been maintained. If you buy carefully now, you may be better positioned to limit depreciation later.
Vehicles with strong owner satisfaction ratings, like this model year's 4.75/5, tend to retain buyer demand, which supports resale value over time.
Should I buy a 2021 Cadillac XT4 or consider a different year?
If you're weighing the 2021 against nearby model years, here's how to think about it:
Choose the 2021 if:
- 34.2% of listings are priced as good or great deals.
- Accident-free inventory is solid at 75.2% — always verify the vehicle history report.
- Price trend: Prices have softened 10.66% compared with last year.
- Owners rate it 4.75/5 — a strong satisfaction signal.
Consider the 2020 if:
- At $20,055, the 2020 costs less than the current year's $22,368 average.
- It offers a small footprint and approachable premium-SUV personality.
The bottom line: You should start with the 2021 if you want the stronger current-market balance of price, inventory, and owner satisfaction. If your top priority is spending less upfront, the 2020 is the better value-oriented alternative and may be worth a closer look.
These recommendations are based on CarGurus' proprietary market data from September 22, 2026, CarGurus experts' opinions, and generative AI.
*CarGurus meticulously monitors the prices of millions of pre-owned vehicle listings, offering users precise and up-to-date market insights. Historical pricing data excludes any additional dealer fees as of May 3, 2026.
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