Used 2020 RAM 2500 for Sale near Lafayette, IN

How much does the 2020 RAM 2500 cost?

Prices have softened 9.95% compared to this time last year, making it a favorable time to shop this model year.

There are 2,452 listings available, which suggests a healthy amount of inventory to compare.

Is the 2020 RAM 2500 a good car?

Yes — the 2020 RAM 2500 earns a 4.85/5 user rating and an 8.83/10 expert rating. The model scores 10/10 across Look and feel and Technology.

Owners consistently praise its powerful performance, comfortable ride, and impressive interior features. The user feedback also points to reliability from the Cummins diesel engine and strong towing capability, while the overview frames it as a truck that can handle real work without giving up a more refined daily-driving experience.

The main trade-offs are sluggish performance and fuel economy that can lag behind competitors. Even so, the truck’s upscale cabin, capability, and technology make it a strong fit if you want a heavy-duty pickup that feels more premium than purely utilitarian.

With 30.7% of listings marked as good or great deals, there is enough market opportunity to shop selectively.

Is the 2020 RAM 2500 reliable?

Owners rate it 4.85/5, a strong signal of long-term satisfaction.

User feedback highlights the Cummins diesel as reliable, dependable, and trouble-free, with owners also saying they can count on its towing ability over the long haul. The expert drive notes that the diesel’s exhaust brake helps reduce brake wear during heavy hauling, which supports durability in regular towing use.

The truck is built for demanding work, but used buyers should still pay close attention to maintenance history and how hard the truck was used, especially if it spent much of its life towing or hauling.

What should I look for when buying a used 2020 RAM 2500?

At 72.8% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.

You should start with a vehicle history report and then prioritize a thorough inspection of the truck’s structure, suspension, brakes, and towing-related hardware. Because this is a heavy-duty pickup, condition matters as much as mileage, especially if the truck was used for frequent hauling or trailer duty.

Key things to evaluate:

• Trim level: The truck’s six trim levels range from work-focused to highly upscale, with upper trims adding sleeker LED headlights, more chrome or body-color exterior treatment, and a much richer cabin with soft-grained leather, wood trim, and more elaborate finishes. Base trims are much simpler, so you should compare interior materials and convenience features carefully if you want the more premium experience.
• Powertrain: You can choose between a 6.4-liter Hemi V8 with 410 horsepower and 429 pound-feet of torque or a 6.7-liter Cummins inline-six diesel with 370 hp and 850 lb-ft of torque. The gas V8 brings the highest payload ratings, while the diesel is the better pick if towing strength and exhaust-brake control matter most.
• Safety package: The truck’s driver-assistance features are optional, including blind-spot monitoring, lane-keep assist, adaptive cruise, and forward emergency braking. If safety tech matters to you, check carefully for a truck that actually has these systems equipped.
• Infotainment: A 5-inch touchscreen is standard, but the 8.4-inch Uconnect upgrade is the one most shoppers will want, and the 12-inch vertical display adds a much more useful interface with large maps, trailer settings, and camera views. The system is quick and logical, and the larger screen makes the truck easier to live with.
• Fuel efficiency: The diesel test truck averaged close to 19 mpg over 515 mostly highway miles.

Which 2020 RAM 2500 trim should I buy?

The 2020 RAM 2500 is offered in 6 trim levels: Tradesman, Laramie, Laramie Longhorn, Limited, Power Wagon, and Mega Cab.

Here's the short version:

• Tradesman: This is the value-oriented starting point, and it makes sense if you want the Ram 2500’s core capability without paying for luxury extras. It is the trim to consider if you care most about work-truck utility and lower entry cost.
• Laramie: This is the best-value trim for many shoppers because it starts bringing in the more upscale feel that defines the truck, while still staying below the top luxury grades. If you want a strong balance of comfort, equipment, and price, this is the one to focus on.
• Laramie Longhorn: This trim leans hard into the premium side of the truck, with the kind of interior craftsmanship and materials that make the cabin feel far more upscale than a typical heavy-duty pickup.
• Limited: This is the top luxury choice, with the most impressive interior presentation and the kind of high-end design that makes the truck feel exceptional inside.
• Power Wagon: This is the off-road-focused choice in the lineup, and it stands apart from the rest of the range for buyers who want capability beyond pavement use.
• Mega Cab: This is the cabin-space choice, and it is the one to look at if rear-seat room and long-haul comfort matter more than maximizing capacity.

The safety content notes that most driver assists are optional, so you should verify equipment carefully on any trim you consider.

Is now a good time to buy a used 2020 RAM 2500?

This is a moderate, selective buyer’s market, so you can shop with some leverage if you are patient and compare listings carefully.

• Deal availability: 30.7% of listings are priced as good or great deals.
• Inventory: There are 2,452 listings available.
• Price trend: Prices have softened 9.95% compared with last year.
• Clean inventory: 72.8% of listings are accident-free.

If you find a listing below $38,518, that's toward the low end of the year-round range and worth acting on quickly.

What is the 2020 RAM 2500's resale value?

The current average of $38,518 sits slightly below last year's $42,773.

That price movement suggests the market has cooled, which can help you as a buyer now but may also mean a future seller has less room to command a premium unless the truck is especially well equipped or exceptionally clean. Heavy-duty trucks with strong capability and upscale features can still hold appeal, but condition and equipment will matter a lot when it comes time to resell.

Because the truck is positioned as a refined, capable heavy-duty pickup, well-kept examples should remain attractive to shoppers who want both work ability and comfort. Vehicles with strong owner satisfaction ratings, like this model year's 4.85/5, tend to retain buyer demand, which supports resale value over time.

Is the 2020 RAM 2500 safe?

The Ram 2500 will not be rated by the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety (IIHS).

It earns a 9/10 safety score from our experts.

Most driver assists are optional, including blind-spot monitoring, lane-keep assist, adaptive cruise, and forward emergency braking. Ram says the emergency braking system will function with a trailer attached, which is a useful feature for towing.

Should I buy a 2020 RAM 2500 or consider a different year?

If you're weighing the 2020 against nearby model years, here's how to think about it:

Choose the 2020 if:

• 30.7% of listings are priced as good or great deals.
• At 72.8% accident-free, a meaningful share of listings has prior incidents — history verification is especially important.
• Price trend: Prices have softened 9.95% compared with last year.
• Owners rate it 4.85/5 — a strong satisfaction signal.
• Heavy-duty trucks are all about headroom, and this year’s Ram 2500 is presented as a refined, capable choice with top-grade luxury, technology, and capability.

The bottom line: The 2020 RAM 2500 is the right pick if you want a heavy-duty truck that feels more upscale than most rivals and you value its mix of towing strength, comfort, and technology. If you are especially price-sensitive, you may want to compare nearby model years and focus on the cleanest, best-equipped truck you can find rather than chasing the newest badge alone.

These recommendations are based on CarGurus' proprietary market data from September 22, 2026, CarGurus experts' opinions, and generative AI.